Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
This investment retirement account (IRA) is useful to you as an investor to understand because it may be a good way for you to save for your kid's education AND save on taxes. These plans are now called Coverdell Education Savings Accounts in honor of the late U.S. Sen. Paul... Read More
ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour. For example, many consumers remain reluctant about shopping online, but they may still give out personal details over the phone in a cold call, or they... Read More
Everyone needs to maintain their lives. What I mean by that is that we all need to take certain measures to make sure that we have a home, transportation, food, entertainment etc.One of the hardest things for many is asset management. Why is asset management so difficult for many of... Read More
It doesn't take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mind is to weight gain. A one-week vacation can easily pack on 5 to 7 pounds. Losing that weight however, can take a good month... Read More
Well, dang! From what I've heard and read, it looks like we've reached an all-time world-class new record in the amount of personal debt on the books. Now it's probably not quite as bad as we've been led to believe, however many of us have managed to tromp further than... Read More
There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston Globe and Newsweek have both covered Identity theft this month... Read More
Have you seen the recent article on a new "green" residential high rise in Battery Park? It's called The Solaire. For a look at the hopeful future of architectural efficiency, check out the myriad of cost saving and environmentally-friendly features of the building:http://www.batteryparkcity.org/concept/greenThe article got me thinking of ways to... Read More
As the saying goes: "Buyer Beware". If you see ads claiming you qualify to receive a "free grant" for education, to start a home business or to payoff unpaid bills, be wary. Scam artists will claim your grant application is guaranteed to be accepted and approved, and you never have... Read More
Most Americans have been brought up to be concerned about a good personal credit rating, because of the role a positive rating can play in your long term plans; purchasing a home, buying a car, getting a business loan, etc. They have also been made to understand that the premier... Read More
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It is crucial as an individual who is striving for... Read More
This investment retirement account (IRA) is useful to you as... Read More
Finding a stable and secure income that will come year... Read More
You've decided you want a bigger, better and more desirable... Read More
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Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
We all know that money doesn't grow on trees, but... Read More
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Despite how easy it is to balance a checkbook, very... Read More
Everyone needs to maintain their lives. What I mean by... Read More
The Check 21 Law is the new federal law for... Read More
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Personal Finance |