Whatever your reason for having a tight budget, the truth is that going to the grocery store without a plan is a BIG budget breaker. And sadly all that cash ends up vanishing into our stomachs and then...well, you know what comes next.But if you only had $300 a month... Read More
Australians, in general, constitute some of the worst savers in the world. Current estimates suggest that, on average, Australians save just 4% of their income. This is less than half of the 11% estimate for Australians in the late 1970s.In the past, pensions from taxpayers were used to provide pensions... Read More
Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all... Read More
The gas that we fill our tanks with every week adds up to be quite an expensive bill over the months and years. Thirty dollars a week in gas adds up to over $1500 a year.That's $1500 additional dollars needed just top drive something you already own (or making payments... Read More
Many don't realize that our basic utility bills provide the perfect money saving opportunity for practically every household!Especially with today's energy crisis so prevalent throughout many of the states, you've probably heard this term - conservation.Guess what, conservation really means "using less". Using less energy, means you are spending less... Read More
Would you know what to do if you suspect that your personal information had been stolen and used by thieves to open new accounts? It's important that you take the right actions to clear your name as quickly as possible.In 2005, the laws were changed to allow anyone to review... Read More
The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products. Unfortunately many of these accounts are not accessible for anyone with either a poor or even no credit... Read More
Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. Usually, if you just wait a week or two,... Read More
Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the Internet. The staggering truth is that of these only 5% are genuinely financially free! You may well see lots of expensive cars driving... Read More
For months, we were trigger-swipe happy, putting our groceries, clothes, holidays and service charges on our credit cards. We wanted mortgages, we took out loans, we watched Property Ladder and What Not To Wear. Whether you were born middle class, had middle class aspirations, you became middle class through your... Read More
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To save on food, be an opportunist. Buy what you... Read More
1. Don't focus on your finances.The reason most people get... Read More
Reducing the clothing budget was a serious challenge for me.... Read More
Women have a love/hate relationship with money. Most of us... Read More
Of course, these don't have to be done in any... Read More
Your food budget is the most flexible area of your... Read More
So, you've made the decision to apply for a credit... Read More
Have you ever stopped to think about how your "mood"... Read More
For most of us the process of getting out of... Read More
Six Scholarship judges were sitting around an oval table. Forms... Read More
Christians are called to be good stewards of God's resources.... Read More
In this age of information, keeping track of your finances... Read More
We live in a crazy world. Someone ought to sell... Read More
Recent findings from the Educational Policy Institute indicated that the... Read More
Between 15 - 20% of people in our country (UK)... Read More
Sticking to a budget can be difficult, but with so... Read More
Next to our physical health most of us are primarily... Read More
Just about everyone has a checking account. Checks present easy... Read More
Despite how easy it is to balance a checkbook, very... Read More
Would you know what to do if you suspect that... Read More
Millions of people give a lot of thought to financial... Read More
Today I passed a thermometer at a bank that read... Read More
We have heard a lot about consumers' personal information getting... Read More
Budgeting. It's a word we're all familiar with. Everyone knows... Read More
Did you have a piggy bank when you were a... Read More
Sorting out your personal finances can be a tricky and... Read More
Most Americans have been brought up to be concerned about... Read More
The cries are heard from the distance, "I need help... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
For months, we were trigger-swipe happy, putting our groceries, clothes,... Read More
Our global society has had a wake up call in... Read More
How many drawers did you have to look through to... Read More
So, you've made the decision to apply for a credit... Read More
Each of us knows how to spend money, but do... Read More
Today many women are struggling with debt and it's even... Read More
Women have a love/hate relationship with money. Most of us... Read More
Saving may seem easier if you were saving for a... Read More
When you received an energy (heating) bill last winter, were... Read More
I've been going through and interesting growth period lately that... Read More
With the A-level results coming out, the long wait for... Read More
What is it about being frugal, why do it at... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
This investment retirement account (IRA) is useful to you as... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
You have probably accomplished a great deal with your life.... Read More
Sticking to a budget can be difficult, but with so... Read More
Future financial success is not a guarantee that any one... Read More
Things are so expensive these days. We seem to be... Read More
For me, the most terrible time of each month is... Read More
If you've been to a shopping mall lately, you've probably... Read More
I'm still amazed every time someone comes to me complaining... Read More
Car donations and used car donations are the way many... Read More
The British government at the beginning of this year officially... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
With the advent of the internet and especially auction services... Read More
It is possible to eat a healthy, balanced diet without... Read More
The Prudential has dubbed those who refuse to leave home... Read More
The lists of bank and savings accounts that are available... Read More
The judge had to ask the question, and we had... Read More
Most of us, especially those of us who have debtor's... Read More
Many people spend their little income haphazardly without any planning... Read More
It is widely written that you need 75% of your... Read More
Sorting out your personal finances can be a tricky and... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
The price of gas continues to climb, and with continued... Read More
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