The Origins of Check Writing

People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?In ancient times the most popular form of money exchange was the trade. However, some point along the long line of... Read More

7 Simple Ways To Save Money

Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes ? a good thing ? but saving money on everyday items. Here are seven simple ways you can... Read More

The Good and the Bad of Money Management

Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better.Pay your bills on time to avoid late fees.Don't wait until the red bill turns up! Make notes of due dates in your diary and remember... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More

Bank On It: Places to Hide and Invest Money

Today I passed a thermometer at a bank that read 110 degrees, but I am not telling you that to show you how hot it was. I am telling you that because this bank really needs to fix their thermometer. According to their thermometer, it was also 110 degrees in... Read More

Succession Planning

Have you ever thought about what you are going to leave your children when you pass from this earth? Wouldn't it be a great feeling to be able to give them a really good head start in life ? without actually spoiling them?It really doesn't matter how old you are,... Read More

10 Tips To Save Money When Dining Out

Here are some tips that can help you save money when dining out. Keep in mind that these tips are intended to help you save money when dining out at a restaurant type setting. In other words, these tips will not be related to fast food establishments for their food... Read More

How to Choose the Right Bank for Your Online Business

You should thoroughly consider your business needs when selecting a financial institution or bank for your small/home business. You may want to consider the following points:- The types of products and services that are offered.- The bank's criteria for qualifying for a loan.- The minimum balances for accounts, interest rates... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Most of us have had our eye on pursuing a... Read More

Are You Sick of the Financial Insecurity of Fluctuating Seasons and Income?

Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all... Read More

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Bankruptcy Laws Get Tougher - More Expensive

If you've been thinking about filing for bankruptcy, your best... Read More

University: A Course in Personal Finance

Recent findings from the Educational Policy Institute indicated that the... Read More

Expenses A ? What Are They And What Can We Do About Them

It is crucial as an individual who is striving for... Read More

Budgeting: A Tough Love Way to Handle Your Household Budget

Developing and living by a household budget is by far... Read More

Do You Know What Tomorrow Will Bring?

I've been sharing the following idea with people for a... Read More

Affording a Home

Can you really afford a house? If so, how much... Read More

10 Tips to Make Sure Your Financial Budget Will Succeed

You've analyzed your past expenses, put them into spreadsheets, loaded... Read More

How To Protect Yourself Against Identity Theft

Identity theft is a serious crime that continues to grow.... Read More

Credit Card Debt ? Watch Your Credit Report and Your Bill

Most consumers are aware of the importance of their credit... Read More

Identity Theft ? More Tips on How it Can Be Avoided

Recent security breaches at several credit card companies continue to... Read More

The Joys of Address Labels

Address labels are many things to many different people. If... Read More

What Are We Teaching our 2005 Graduates about Money?

Now that we are in the month of June I... Read More

How to Save for A Down Payment

Saving for a Down Payment is hard work, so it's... Read More

How to Attain Your Dreams on a Single Income

If you recently became a single parent and see your... Read More

Family Money Management: The Importance of Agreement

Are you having problems with debt? Are you afraid to... Read More

When do You Need a Financial Management Company on Your Side?

We live in a crazy world. Someone ought to sell... Read More

Your Dry Cleaner?s Double Standard

Women are charged more for dry cleaning services. Don't fume,... Read More

Chex Systems ? Why Every American Needs To Guard His Checking Account With His Life

Most Americans have been brought up to be concerned about... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of... Read More

Grocery Savings - Your Kitchen is a Goldmine!

Your food budget is the most flexible area of your... Read More

Strategies for Success

Holy Shenanigans! More STUFF?Loosing one's business due to lack of... Read More

Single Mother and Learning how to Save

Saving may seem easier if you were saving for a... Read More

How to Save Money in a Grocery Store

Now there are ways to save money in the grocery... Read More

How Electronic Checks Work ? Will Paper Checks Eventually Go Away?

Traditional checks probably won't disappear anytime soon, but processing checks... Read More

If All Things Are Possible, Why Cant I Balance My Checkbook?

For me, the most terrible time of each month is... Read More

Simple Ways to Save Money

Things are so expensive these days. We seem to be... Read More

Vesting and Your 401(k)

Do you have a 401(k) retirement account? Are you vested... Read More

Roth IRA Contributions - IRS Rules

Confused about whether you can contribute to a Roth IRA?... Read More

First Checking Account ? When is it Time?

We all know that money doesn't grow on trees, but... Read More

Eight Ways To Sink Yourself Financially

1. Don't focus on your finances.The reason most people get... Read More

Saving Dimes Can Go a Long Way

On the other hand, there are those people who are... Read More

Financial Fitness - Are You Exercising the Right Muscles to become Financially Fit?

Are your financial muscles well toned and healthy or flabby... Read More

Make or Break Your Retirement!

The Prudential has dubbed those who refuse to leave home... Read More