Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows that the applicant is in a desperate situation.Predatory banking can also exist for those who have ended up in the ChexSystems.ChexSystems is a... Read More
Shopping for groceries is an inevitable fact of our ever busy lives. We may imagine that we are saving time by dashing in, roaming the aisles and throwing whatever looks good into the cart. Most often, what we end up with is repetitive, nutritionally unbalanced meals and ballooning grocery bills.... Read More
Address labels are many things to many different people. If you are a huge fan of address labels, you aren't alone. If you are not a fan, you simply haven't yet realized the many benefits address labels carry. Address labels are quite simply a quick and efficient tool for creating... Read More
My personal opinion is that in today's new economy, it is wise to have multiple income streams. Reliance on one income source poses a risk to individuals, entrepreneurs, and even large corporations. A single-source income stream, rather it comes from a job, a million-dollar customer, or a highly targeted market... Read More
The gas that we fill our tanks with every week adds up to be quite an expensive bill over the months and years. Thirty dollars a week in gas adds up to over $1500 a year.That's $1500 additional dollars needed just top drive something you already own (or making payments... Read More
For me, the most terrible time of each month is the day our bank statement comes. We commonly call it BSS (Bank Statement Syndrome). I don't know why it is, but I have trouble getting the parsonage checkbook to balance with the monthly bank statement.That ominous document intimidates me every... Read More
I've been going through and interesting growth period lately that I thought I'd share, as some of the lessons were pretty profound (at least for me).I've written before about my awakening and the joys and tribulations since, and I've also mentioned that it's an ongoing process which, as far as... Read More
I have been a loyal user of Quicken(R) for more years than I can remember. But a conversation the other day with my youngest son started me wondering whether or not I really need money management software.The difference is what most banks have done with their online banking in the... Read More
During the last twenty years, banks have offered a number of improvements in the area of being customer-friendly. The old 9 AM ? 2 PM "banker's hours" are gone, replaced by a schedule that makes it easy for most people to visit when the bank is open. Automatic teller machines... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
Can you really afford a house? If so, how much... Read More
**If it's Spam, it's a Scam!- If it sounds too... Read More
Sorting out your personal finances can be a tricky and... Read More
Address labels are many things to many different people. If... Read More
If you recently became a single parent and see your... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
Sticking to a budget can be difficult, but with so... Read More
There is a new bill that is being passes, it... Read More
Debt levels are at an all time high in the... Read More
If you were to ask 100 women "What would you... Read More
Shopping for groceries is an inevitable fact of our ever... Read More
Many people graduate from college owing thousands of dollars in... Read More
Identity theft is a serious crime that continues to grow.... Read More
An avid cyclist and bike racing fan, I sit transfixed... Read More
Your food budget is the most flexible area of your... Read More
If you are the normal consumer, then you've probably experienced... Read More
For me, the most terrible time of each month is... Read More
ID theft is a major consumer concern, though there is... Read More
The British government at the beginning of this year officially... Read More
For most of us the process of getting out of... Read More
Australians, in general, constitute some of the worst savers in... Read More
1. Lighting & Light Bulbs Install low energy light... Read More
Women are charged more for dry cleaning services. Don't fume,... Read More
With almost two thirds of university entrants from England and... Read More
The first step to financial success lies in knowing your... Read More
Here are ten steps you can follow to help improve... Read More
You've decided you want a bigger, better and more desirable... Read More
Good money management needn't be difficult. In fact, there a... Read More
Would you know what to do if you suspect that... Read More
I have been a loyal user of Quicken(R) for more... Read More
Women have a love/hate relationship with money. Most of us... Read More
It's the little things in life that make it interesting.... Read More
Now that we are in the month of June I... Read More
So, you've made the decision to apply for a credit... Read More
Confused about whether you can contribute to a Roth IRA?... Read More
Good money management needn't be difficult. In fact, there a... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Single Mother's in need of Financial GuidanceBudgeting is key to... Read More
The judge had to ask the question, and we had... Read More
It's the little things in life that make it interesting.... Read More
I'm still amazed every time someone comes to me complaining... Read More
Well, dang! From what I've heard and read, it looks... Read More
With almost two thirds of university entrants from England and... Read More
Recent security breaches at several credit card companies continue to... Read More
Gas prices have soared to unimaginable heights of late. Since... Read More
It doesn't take much for you to get behind on... Read More
In this age of information, keeping track of your finances... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded... Read More
You no longer look at the pictures of homes cause... Read More
I have been a loyal user of Quicken(R) for more... Read More
The Check 21 Law is the new federal law for... Read More
Saving money is not easy and is made more difficult... Read More
Are you having problems with debt? Are you afraid to... Read More
One of the biggest challenges facing black RELATIONSHIPS today are... Read More
I thought I was through with exams when I finished... Read More
As a parent you are bound to face a few... Read More
You should thoroughly consider your business needs when selecting a... Read More
My personal opinion is that in today's new economy, it... Read More
With prices increasing all the time, saving money can be... Read More
At a time when the entire world's attention is focused... Read More
People haven't always written checks to buy goods and services.... Read More
Saving may seem easier if you were saving for a... Read More
The lists of bank and savings accounts that are available... Read More
Everyone needs to maintain their lives. What I mean by... Read More
Many people spend their little income haphazardly without any planning... Read More
Those who keep a watchful eye on where their money... Read More
Personal Finance |