What is a mortgage? Here's what The New Merriam ? Webster Dictionary definition is: "a transfer of rights to a piece of property usu. as security for the payment of a loan or debt that becomes void when the debt is paid." That's as plain and simple as it gets,... Read More
Applying online for a mortgage is very fast and easy. Just make sure of a few things before you start to look for places to apply to. Here are some tips to keep in mind when searching for a mortgage company to help you online:1. Apply with many different brokers,... Read More
"Mortgage" is formed from two words: the French word "mort" meaning "dead" and the word "gage" from Old English meaning "pledge". Sir Edward Coke (who lived from 1552 to 1634) explained the term: the land as considered "dead" to the mortgagor, as if the person never had it.Today, the term... Read More
In other words, the benefit of the loan must outlast the loan period. Taking a loan for financing that elusive vacation is a strict no-no. Moreover, home equity loans must also never be taken for day-to-day expenditures. This option should be saved for emergency needs only.When applying for a home... Read More
It can happen to anyone, the roof is leaking, the credit card bills are pilling up and it is almost time for a new car. But where are you going to get the money to do all of these things? The need for extra cash can be very frustrating and... Read More
A home equity loan allows you to borrow against the equity you have built in your house. Even if you have no equity, you may be able to borrow up to 125% of the value of your home. You can use the extra cash to consolidate bills, fund college tuition,... Read More
Commercial mortgages are similar to residential mortgages. Usually taken by businesses, commercial mortgages are secured against business property.Businesses have to make an important decision regarding the premises where the operations are to be carried. It is a buy or rent decision. By acquiring a property on rent, one is required... Read More
There are several advantages to getting mortgage pre-approval before looking for a home.Being pre-approved for a loan lets you know how much you can borrow towards a home, your agent can help you find a home within the loan amount you're pre-approved for, and a seller of a home is... Read More
Persistence is the key working toward getting approved for a bad credit mortgage loan. There are many factors that you, as a borrower have control over that can help you get approved faster and easier. There are guidelines that most sub-prime lenders go by that, if you know them, can... Read More
A brief list of some of the most common Mortgage terms.Adverse Credit The term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's. Other terms used to describe an adverse credit mortgage include: Bad credit mortgagePoor credit mortgageNon status... Read More
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Because the new bankruptcy laws go into effect on October... Read More
Home loans for people with poor credit demand that you... Read More
There are several reasons why you might be in the... Read More
The simple definition of a "non-conforming home loan" is: You... Read More
A pension mortgage may seem lucrative at the first sight.... Read More
Applying online for a mortgage is very fast and easy.... Read More
Do you need cash? Here's a mortgage for you. If... Read More
If you are in the market for a home equity... Read More
Many Homeowners are not aware of all the options that... Read More
Inflation in the United States is increasing rapidly and home... Read More
Searching for a mortgage can sometimes be a hassle. Where... Read More
If finances had a copyright, we would have bought it... Read More
There are hundreds of mortgage companies in the Jacksonville real... Read More
The information in your credit history helps mortgage lenders decide... Read More
For the first time since May 1996 reports have indicated... Read More
If you are considering a new home loan anytime soon,... Read More
If you are a homeowner, it couldn't be easier to... Read More
How do you know if a reverse mortgage is right... Read More
If you fall behind in your mortgage payments, you face... Read More
Home prices in the Untied States continue to soar, and... Read More
Here is a useful guide to the different types of... Read More
There are many reasons to use the internet to take... Read More
When the time comes to do work around the house,... Read More
If you are a home owner who is having to... Read More
As with all of my articles this will be based... Read More
With the low interest rates being offered by lenders today,... Read More
Why is it that some homes sit on the market... Read More
Getting a quick cash loan, cash advance or payday loan... Read More
The market for mortgage refinancing has been brisk during the... Read More
There are many reasons for choosing a home equity loan.... Read More
If you owe 40 percent or less of your original... Read More
One of the biggest reasons homeowners refinance their mortgage is... Read More
What happened to the days of a 15 or 30... Read More
A remortgage is changing your mortgage without moving your home.... Read More
So how have you planned the repayment? Don't tell if... Read More
With an impending up-grade to the family due in a... Read More
If you're actively looking for cheap homeowner loans, there are... Read More
What does it mean to refinance? Why would anyone want... Read More
Shakespeare once said about human nature 'with nothing shall be... Read More
Today, FHA will loan up to 97 percent of the... Read More
The purchase of a new home is one of the... Read More
Home Equity Loan vs. 401(K) LoanYou've finally decided to add... Read More
There are many mortgage products available on the market today.... Read More
Slight increases in the interest rates raise your hackles. Tension... Read More
With mortgage rates near 20-year lows, competition in the mortgage... Read More
Using a home equity loan to get out of debt... Read More
The housing market has exploded, with home prices rising beyond... Read More
Rising home prices, particularly on the East and West coasts... Read More
If you're thinking about applying for a new mortgage or... Read More
With so many lenders out there, it can be hard... Read More
When you begin your search for a new home loan,... Read More
Refinancing a mortgage is simply taking out a new mortgage.... Read More
If you are among the millions with less than perfect... Read More
When the bills are piling up and there doesn't seem... Read More
Home equity loans are a popular way for homeowners to... Read More
Every year over 8 million homeowners are seeking help preventing... Read More
A VA guaranteed mortgage is the usually the best way... Read More
You have been paying on your mortgage for quite sometime... Read More
Here are some mortgage tips that can help you obtain... Read More
If you want a low interest, low payment mortgage refinance,... Read More
A quickly growing trend in lending is the online homeowner... Read More
The answer depends on several factors including your financial situation.... Read More
"Instant Approval For Home Loans" is a common refrain for... Read More
When you're shopping for a new home-especially for the first... Read More
There are several advantages to getting mortgage pre-approval before looking... Read More
There are many types of mortgages, and the more you... Read More
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