Top 10 Things to Consider on Home Loans
Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of Loans-Directory.Org:Down-PaymentFixed Versus Adjustable RateAPRLoan TypesLoan Amount Qualification, IncomeLoan Amount Qualification, ExpensesEmployment and Credit HistoryPointsSub-Prime LoansShort-Forms1. Down-Payment - As a general rule of thumb, lenders will be... Read More
Refinancing Your Home - Is the Time Right?
Refinancing your home is a major decision not to be taken lightly, even in this era of low interest rates and easy money. While every mortgage company in town is touting the strategy of getting a new loan before rates rise again, there are several things you'll want to be... Read More
Home Equity Loan ? With a Reverse Mortgage, Your Home Pays You!
The home equity loan has become quite popular in the last five years, and Americans have tapped into the equity of their homes in record numbers. The reasons vary, although home improvement and debt consolidation are the most common reasons for borrowing against a home's equity.In the last fifteen... Read More
Who Could Benefit From A Reverse Mortgage?
What is a "Reverse Mortgage?"Also known as a Home Equity Conversion Mortgage (HECM)a reverse mortgage,is a popular way older homeowners (62+) can convert part of the equity in their homes into tax-free income without having to sell the home, give up title, or take on a new monthly mortgage payments.Before... Read More
How to Get a Cheap Homeowner Loan
If you're looking for a cheap homeowner loan, you might be wondering what you can do to reduce the amount that you have to pay.The simplest answer lies in two things? shopping around to find the lender that offers the lowest interest rates on a cheap homeowner loan, and maximizing... Read More
Which is Better? Fixed-Rate or Adjustable-Rate Mortgages
The answer depends on several factors including your financial situation. Lets take a look at the main differences between the two types of mortgages.Fixed Rate MortgageTwo major components that are needed to compare fixed rate mortgages are the interest rate and the points. Points are fees paid to the lender... Read More
What is the PayOption ARM?
Imagine an adjustable rate mortgage that allows you to pick one of four payment options on your monthly mortgage bill. It is an ARM on which the interest rate adjusts monthly and the payment adjusts annually, with borrowers offered options on how large a payment they will make. The options... Read More
Kingsland Georgia Mortgage Company Information For Homebuyers Transferring to Kings Bay
If you are transferring to the Kings Bay Georgia Naval Submarine base, more than likely you will need a lender to buy a home.VA mortgages provide military homebuyers with 100% financing to buy a home. The veterans administration doesn't provide the loan, they only guarantee it. The VA approved lender... Read More
Short-Term Interest Rates on the Rise; Adjustable Rate Mortgage Holders Prepare for Increase in Rate
Interest rates are on the rise and many home owners who have adjustable rate mortgages may see increases in their forthcoming annual adjustments.Federal Reserve Chairman Alan Greenspan made it clear in 2004 that the Federal Reserve would be increasing short-term interest rates at a "measured pace." With the US Dollar... Read More
Non-conforming Home Loans vs Conforming Loans
The simple definition of a "non-conforming home loan" is: You have a job and can make the payments. Your credit is used only to determine your interest rate and the loan amount to value of the home ratio. This ratio is referred to as your "LTV" or "Loan To Value".... Read More
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Cardinal Principle of Homeowner Personal Loans ? It is a Solution for Any Sort of Financial Funding
You bought a house and you were promoted to the... Read More
How To Save Hundreds A Month On Your Mortgage
When it comes to American spending habits, the sad truth... Read More
Home Equity Loan ? Beware of Equity Stripping Scam
The market for mortgage refinancing has been brisk during the... Read More
Poor Credit Mortgage Reigns High Among Mortgages Available to Bad Credit Borrowers
Like a big brother keeping notes of the erring behaviour... Read More
Helpful Mortgage Advice
Mortgage advice overwhelming you? Many people get advice from everyone... Read More
Stop Foreclosure - 7 Tips to Save Your Home
Faced with the threat of a foreclosure on their home,... Read More
Buying a New Home ? Home Buying Tips
If you in the process of looking for your first... Read More
Subprime Mortgage Loans Online - What To Expect
Applying for a subprime mortgage loan online can seem intimidating... Read More
A Home Loan Can Help You Own Your Dream Home
Owning your dream home need not just be a dream.... Read More
Understanding Mortgage Basics
As common as mortgages are, there are a surprisingly large... Read More
Mortgage Debt Elimination
The prospect of mortgage debt elimination is something that many... Read More
5 Ways to Use Your Home Equity Line of Credit
Your home is a source of pride and accomplishment. Did... Read More
Reverse Mortgages: Information You Need to Know
Reverse Mortgages are exploding in popularity and as the baby... Read More
Choosing a Mortgage Lender
Just as there are many types of mortgages and mortgage... Read More
Secured Lending - a Guide to Releasing the Value in Your Home
The recent boom in house price values have made some... Read More
Mortgage Clarksville - Find the Best Deal
Searching for a mortgage can sometimes be a hassle. Where... Read More
HELOCs and Second Mortgages: Which One Should I Choose?
Whether you need some extra cash to pay off some... Read More
Revive Mortgage Tenure With Extend Loan Term Remortgage
You are comfortably wedged in a mortgage deal, paying the... Read More
Who Else is Ready to have Their Money Work Harder for Them?
What does it mean to refinance? Why would anyone want... Read More
Home Mortgage Loan Refinancing Online - 3 Tips on Refinancing Your Home
When refinancing your home, it's helpful to know a few... Read More
FHA Mortgage: Whats the Best Way to Show an Underwriter that Youre Ready to Buy a House?
Mortgage underwriters can be a suspicious bunch. If you have... Read More
Reverse Mortgage ? Be Sure You Need It Before Applying For One
Reverse mortgages used to be considered the last resort of... Read More
Home Equity Line of Credit ? Great for Remodeling Projects
Many homeowners are lucky enough to find a house that... Read More
When Not To Agree To A Home Equity Loan
Before you borrow money on your home's equity, think twice... Read More
Home Mortgages: Does a No-closing-cost Loan Make Sense for You?
I have heard a number of radio ads and have... Read More
Home Mortgage Rate Shopping - Why Some Shoppers Give Up And Others Dont
About 29% of current homeowners and a much larger percent... Read More
Avoiding Foreclosure Scams
If your mortgage company is threatening foreclosure, there are things... Read More
Using a Mortgage Refinance Company Online
Online mortgage companies make refinancing convenient and competitive. By researching... Read More
10 Questions To Ask Your Mortgage Rep or Banke
This post is a must read for anyone considering purchasing... Read More
UK Mortages: A Guide Through The Maze
Types of UK MortgagesYou may be wasting your money with... Read More
Internet & Mortgage Calculations
"You've been approved!" The words you have always wanted to... Read More
Non-conforming Home Loans vs Conforming Loans
The simple definition of a "non-conforming home loan" is: You... Read More
Securing a US Commercial Mortgage
What's the most efficient way to secure a US Commercial... Read More
Why Get Pre-Approved For A Mortgage?
One of the most important steps in the home buying... Read More
Home Loan Refinancing - What Lenders Dont Want You To Know
Refinancing lenders seems to hold all the cards. They have... Read More
Non-conforming Home Loans vs Conforming Loans
The simple definition of a "non-conforming home loan" is: You... Read More
Home Loans and Mortgages ? Time to Consolidate Loans?
Home equity loans and lines of credit are useful tools... Read More
Understand a Real Estate Appraisal
Happy New Year. Make a difference this year. "Pay it... Read More
Getting The Best Home Equity Loan
Owing to the popularity of home equity loans, there are... Read More
How To Get The Best Home Equity Loan
Are you wondering how to get the best Home Equity... Read More
5 Tips for Savvy Use of Your Home Equity Line of Credit
Tapping your home's equity to pay college expenses, consolidate credit... Read More
Guide to Home Equity Loans
Here is a useful guide to home equity loans. A... Read More
Short-Term Interest Rates on the Rise; Adjustable Rate Mortgage Holders Prepare for Increase in Rate
Interest rates are on the rise and many home owners... Read More
What Exactly is a Mortgage Broker and How Can He/She Help You Save Thousands on Your Mortgage?
Have you ever heard of a mortgage broker before? If... Read More
What You Dont Know About The Real Estate Process, Some Inside Secrets
Some people in the real estate industry have a terrible... Read More
Home or Investment Property Equity: Be Sure the Bank Gives You All that You Deserve
Home equity is your own personal money machine. If you... Read More
A Mortgage and Bank Trick You Should Avoid at All Costs
Once you've purchased your home, you will begin to get... Read More
What is a Commercial Mortgage?
A commercial mortgage is a loan that uses commercial property... Read More
Home Equity Loan ? Beware of the lingering lien!
A problem that often arises when people try to refinance... Read More
Escrow Accounts, Do You Absolutely Need One?
With escrow accounts the money for your home insurance and... Read More
Online Mortgage Brokers - What You Might Not Know About Home Loans & The Internet
You may think that applying online for a mortgage is... Read More
Repayment Remortgages is The Cure For Outdated Endowment Policy
If bulls and the bears of the stock market have... Read More
Stopping Foreclosures
If you as an investor understand the process, you will... Read More
Refinancing Online - Tips For Getting a Low Interest Rate When Applying Online
Refinancing online is a great opportunity to find low interest... Read More
Some Mortgage Loans are Available with Absolutely no Money Needed From You
Today, FHA will loan up to 97 percent of the... Read More
Home Loans: Where Do I Begin?
So you've finally decided you've had enough of paying rent... Read More
Should You Refinance Your Mortgage if Interest Rates Drop?
Mortgage refinancing is when you take a mortgage of a... Read More
FHA Mortgage: Whats the Best Way to Show an Underwriter that Youre Ready to Buy a House?
Mortgage underwriters can be a suspicious bunch. If you have... Read More
Home Equity ? Let the Market Eliminate Your Private Mortgage Insurance
In decades past, most people who were interested in obtaining... Read More
Which is Better? Fixed-Rate or Adjustable-Rate Mortgages
The answer depends on several factors including your financial situation.... Read More
Home Equity Loans 101
A secured home loan differs from an unsecured loan in... Read More
What is a Homeowner Loan?
If you are a homeowner, it couldn't be easier to... Read More
Little Known Secret: Eliminate your Mortgage in 23 years or less!
Wanna know a little secret? There is an ingenious method... Read More
Mortgage Loans Explained In Plain English
With the many different kinds of mortgage loans out there,... Read More
This Secret Weapon Will Eanble You To Close Up To 200% more Home Remodel Sales
Many Homeowners are not aware of all the options that... Read More
The Top 5 Things You Must Know Before Applying for a Mortgage
You've been thinking about buying your own home for quite... Read More
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