Should you be unfortunate enough to face a CCJ ? but subsequently succeed in having it either set aside or reversed - the court will automatically remove the entry from the Register of County Court Judgments.The court must send notification of cancellation to the Registry Trust within three days of... Read More
Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all your assets and deficiencies into an insolvent state. It is a state of financial loss, where your debts are canceled and... Read More
Today's consumers benefit drastically from the usefulness of credit. Credit cards are especially useful for large purchases, emergency situations, making reservations, identification, and protection from fraud. Unfortunately, millions of consumers abuse credit cards beyond their financial earnings. The use of credit results in costly interest payments and late fees, impulse... Read More
Bankruptcy is in the news these days, as Congress has finally overhauled the Federal bankruptcy law after years of talking about it. The credit card companies, rightly or wrongly, have been pressuring members of Congress to tighten the bankruptcy statutes, saying that too many people were willfully spending money they... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate "The 4th of July" like we do in the United States, today still presents you with an awesome opportunity to examine your independence.Independence means the quality or state of being dependent. The word dependent means not subject to control by... Read More
There are some new bankruptcy laws going into effect before long and many think they are much needed. Of course, that depends on which side of the bankruptcy you are a part of. Creditors are going to be the ones to benefit from the new laws, but there may be... Read More
You may not realize what that credit card bill is doing to you?Bob is a 27 year old truck driver. He dropped out of college after one year and got a job. With hard work and good luck, he is making about $35,000 a year. Bob is passionate about remaining... Read More
Let's look at a real world example: A woman purchased a new $4,000 large screen TV a few months ago based on the knowledge her monthly payment was going to be $175, and based on the 9% interest rate charged by her credit card company. For five months straight she... Read More
Debt is becoming number one problem in the United States Today. The average American family has at least $8,000 in credit card debt and most college students who just graduate from college have $3,000 to $5,000 credit card debt in their first year after college.I love what the founder of... Read More
Outlined below are some of the benefits and drawbacks of bankruptcy. It should be noted that bankruptcy is not to be entered into without first having sought professional advice.There is more to bankruptcy than as a way of finally putting an end to harassing debt collectors and creditors. One big... Read More
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Can a debt consolidation loan eliminate your credit card debt?... Read More
Bankruptcy has long been a big question mark in the... Read More
We have all experienced getting so far in debt we... Read More
This method is simple, but requires some discipline.First, you have... Read More
Should you be unfortunate enough to face a CCJ ?... Read More
With medical collections costing doctors millions upon millions of dollars... Read More
There are two main roads to improving your personal finances:... Read More
There is more than one kind of bankruptcy. You should... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
I have faced this financial question 8 years ago and... Read More
The United States Senate passed a law on March 10,... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
Your FICO score or credit score as it's commonly called... Read More
At some time or another during our lives most of... Read More
There is current concern from the Bank of England that... Read More
This May, the Department of Trade and Industry in the... Read More
Yes, debt collection tips can help. You may think you... Read More
On April 20 of this year, President Bush signed a... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
Debt is becoming number one problem in the United States... Read More
Bankruptcy still remains a mystery in the eyes of many... Read More
Congress recently passed sweeping legislation that will significantly reform American... Read More
So you are getting collection calls? You're desk is full... Read More
What is a debt management system, and when do you... Read More
As vice president of the American Credit Foundation, a nonprofit... Read More
If you want financial freedom, the first thing that you... Read More
When you find yourself thinking about using a credit counseling... Read More
It is always possible to negotiate with creditors ? even... Read More
Almost all Americans carry credit card debt. Actually, over 40%... Read More
Troubles with Global Economy; Do you see future problems with... Read More
If your financial worries are preventing you from sleeping at... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
Do you have multiple debts? Do you have just one... Read More
A "bad credit home loan" can help you climb your... Read More
What is debt settlement?Debt Settlement is a process to settle... Read More
1. Eliminate the legal obligation to pay many of your... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
Bankruptcy is one of the most difficult things a person... Read More
Debt settlement involves negotiating with a creditor or creditors to... Read More
If you have found yourself in a position where you... Read More
Once you file bankruptcy a court appointed bankruptcy trustee will... Read More
Decreasing your debt is paramount to having a good credit... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
No, that's not a misprint. Even though falling interest rates... Read More
It seems as though whenever we go out for the... Read More
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2,... Read More
Debt management (specifically unsecured) is the first step to taking... Read More
If you have multiple debts, you may well be wishing... Read More
As consumer debt continues to spiral out of control, debt... Read More
When you hear the word "debt", whats the first thought... Read More
If you've ever earned enough money to put some aside,... Read More
After October 17, 2005, a lot of people are going... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
To be out of credit card debt is your dream... Read More
How do I lower my debts?There are several ways of... Read More
Troubles with Global Economy; Do you see future problems with... Read More
Who will benefit from the new bankruptcy reform laws? The... Read More
The New Year often brings with it a desire to... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
Personal bankruptcy is a legal way to give people with... Read More
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection... Read More
Many consumers that are bogged down in debt frequently turn... Read More
If you are determined to pay credit card debt off... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
Are you still clearing a mountain of debt amassed last... Read More
So you are getting collection calls? You're desk is full... Read More
Debt Relief |