Do You Need to Join a CCCS - Consumer Credit Counseling Service?Are you in a "debt hell"? If you are unsure, ask yourself these questions:Do you have bill collectors calling you and home and at work, leaving annoying messages?Are you afraid to open the door in the morning because you... Read More
Are you still clearing a mountain of debt amassed last Christmas or even during last year's summer holiday?For those of you who make financial plans, who budget and save, you can skip this article. For those who get a little carried away, who regularly spend more than they can afford,... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. § 1692g(a)This will be a pretty long lesson and will cover an integral part of validation which is the receipt of the initial or first contact with the debtor by a collector which usually gets thrown in the... Read More
Sometimes debt can seem overwhelming. In those instances, or even before things get that far out of hand, get back to basics and try some of these debt handling solutions.BASICS ? Lower insurance deductibles for your homeowners, renters and vehicles policies where appropriate and save money. Don't take chances on... Read More
Debt is not much fun and when faced with it, people sometimes look for complicated debt solutions and often overlook the many simple ways that you can save money. Believe it or not, one of the simplest and most effective debt solutions is to get hold of a pen and... Read More
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law, all actions against a debtor must cease once bankruptcy documents are filed. Creditors cannot initiate or continue any lawsuits, wage garnishees, or even telephone calls demanding payments. Secured creditors such as banks holding, for example, a lien on a car,... Read More
Debt negotiation and settlement can give you a drastic reduction in the amount of debt you owe and allow you to repay your debts in a much shorter time. Resolving your debts is important to your well-being and financial stability. Debt negotiation is a way out of debt without filing... Read More
Getting Behind Getting behind on your debts owed can be a very frustrating and trying time for you and your family. Depending on how far behind you are, there are other repercussions, such as your credit rating, that will affect you further down the road.Examine Why Why did you get... Read More
Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard... Read More
We've all heard the phrase, "You have to start somewhere." Nothing could be truer of creating wealth and prosperity in your life. Sometimes the idea of becoming wealthy can seem so overwhelming that we don't know where to begin. After all, if we're up to our eyeballs in debt or... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
Personal bankruptcy is a legal way to give people with... Read More
Congress recently passed the Bankruptcy Abuse Prevention and Consumer Protection... Read More
On April 20, 2005, President Bush signed into law the... Read More
The United States Senate passed a law on March 10,... Read More
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
If you have found yourself in a position where you... Read More
At some time or another during our lives most of... Read More
Decreasing your debt is paramount to having a good credit... Read More
1. Eliminate the legal obligation to pay many of your... Read More
Most Americans are aware of the sweeping changes in U.S.... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
A History of Money and TradeTo start with a history... Read More
Do you want to reduce your debt? Having trouble paying... Read More
Living with debt is not something someone hopes for, but... Read More
It is vital to get rid of debt while things... Read More
Financing a college education is one of the more expensive... Read More
Step 1. The purpose of this first step is to... Read More
Once you file bankruptcy a court appointed bankruptcy trustee will... Read More
Many Christians feel uncomfortable with the notion of being in... Read More
Amy Wright, 34, was extatic when her realtor showed her... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
In all the technical discussion you hear about credit... Read More
Getting Behind Getting behind on your debts owed can be... Read More
Anyone who embarks on a debt reduction program should know... Read More
For most Americans, credit card debt is a dangerous and... Read More
It all starts by defaulting on an obligation: Money owed... Read More
There is a law all smart people break.Parkinson's law.Parkinson's law... Read More
Reducing debt usually isn't a high priority for people until... Read More
There is current concern from the Bank of England that... Read More
The financial and psychological burden of being in debt causes... Read More
Do you, like millions of other Americans, feel like you're... Read More
Planning To Achieve Debt EliminationOnce you have started the process... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
Debt Management plans offer credit counseling clients a different and... Read More
Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy... Read More
Massive debt is something many Americans face. Debt reduction is... Read More
The business of banking has changed dramatically over the last... Read More
If you have found yourself in a position where you... Read More
OK, so you are up to your head in debt.... Read More
Personal bankruptcy is a legal way to give people with... Read More
Amy Wright, 34, was extatic when her realtor showed her... Read More
Getting Behind Getting behind on your debts owed can be... Read More
While driving around your community, you may have seen signs... Read More
It's difficult not to be concerned when facing numbers like... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
In April 2005, Congress made sweeping changes in U.S. bankruptcy... Read More
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection... Read More
For many, the word 'budget' immediately sends shivers down the... Read More
Living with debt is never a good idea if you... Read More
Bankruptcy is one of the tougher choices we as adults... Read More
Do you want to reduce your debt? Having trouble paying... Read More
Many people have been taught that you cannot get ahead... Read More
Of all the problems possible in a marriage, finances cause... Read More
Good credit is everyone's dream. A wise use of credit... Read More
In today's consumer society it is all too easy to... Read More
Ask a friend what resolutions they made for 2004 and... Read More
Most American consumers are living too close to the edge.... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
The First Step To Debt EliminationRegardless of your personal and... Read More
There are many debt relief programs out there both off... Read More
Want to know if your attitude towards your finances is... Read More
Having trouble paying your bills? Getting dunning notices from creditors?... Read More
So you feel like a hamster spinning your wheel? The... Read More
To be out of credit card debt is your dream... Read More
The first and maybe most important step in a debt... Read More
Debt Relief |