A few times I wonder what sort of credit system moved the global economy 200 years ago. If the intention of getting into a business is meant to 'help' fulfill the needs and wants of someone, I don't see how credit card salesmen can drove more people into debt and... Read More
It is vital to get rid of debt while things are going well. Yet the opposite is usually the case. Human nature is such that when we find ourselves living in good times, we let down our defenses. With our lives going great we seem to make the worst decisions.... Read More
A debt solution like bankruptcy should really only be used as a last possible solution. The problem with this solution of debt problems is that it includes a lot more than simply eliminating debt. When someone declares them self bankrupted, all debt collection actions against that person are prevented. The... Read More
Debt relief is a topic on a lot of consumers' minds these days, and with good reason. American credit card debt in 2001 was $692 billion, triple the amount from 1989. In that same time period, the average credit card increase for a middle-class family was 75%. The amounts were... Read More
Can you stop debt collectors ? . . .You better know you canYou can stop debt collectors under the law provided by the Fair Debt Collection Practices Act. If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor."If... Read More
There are two main roads to improving your personal finances: increasing income, and cutting costs.Increasing income is the harder road to travel. After all, you can't always get a raise or a new job when you need one.But cutting costs, that's a different story!You're in complete control in this area.... Read More
It's never pleasant to realize that you're in financial hot water, but pretending the situation doesn't exist is NEVER the way to deal with the problem. If you're having trouble meeting monthly payments, find yourself borrowing or using credit cards to meet daily expenses, or have one or more of... Read More
What is debt settlement?Debt Settlement is a process to settle your debts with the creditors. With debt settlement, a third party or you yourself negotiate with your creditors to come up with a reduced debt that you agree to pay. The reduction is usually between 30-60% of the total original... Read More
The First Step To Debt EliminationRegardless of your personal and financial circumstances, your education and your background, the chances are the first step you need to take in debt elimination has to take place in your mind. The Western mindset, especially in the US and UK, is firmly fixed on... Read More
Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and have too little in the way of savings. When the inevitable unexpected crisis comes along, they have little left to handle it and quickly slip into a critical financial... Read More
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Credit card debt have you drowning financially? You're not alone.... Read More
We've all heard the phrase, "You have to start somewhere."... Read More
As consumer debt continues to spiral out of control, debt... Read More
Can you stop debt collectors ? . . .You better... Read More
(Money You Don't Have to Pay Back) 1. One way... Read More
It all starts by defaulting on an obligation: Money owed... Read More
Wholeness requires separation. In order for you to experience yourself... Read More
I'm not sure where it originated, but I've heard it... Read More
It is always possible to negotiate with creditors ? even... Read More
Credit card debt elimination can be done with a good... Read More
Good credit is everyone's dream. A wise use of credit... Read More
Bankruptcy laws give debtors a way to resolve debt by... Read More
At some time or another during our lives most of... Read More
It's never pleasant to realize that you're in financial hot... Read More
What Everybody Needs To Know...Learn The Truth About Debt Elimination... Read More
Many Christians feel uncomfortable with the notion of being in... Read More
Last April, President Bush enthusiastically signed into law the oddly-named... Read More
Debt relief is a topic on a lot of consumers'... Read More
With the high cost of gasoline and the amount of... Read More
The business of banking has changed dramatically over the last... Read More
Debt is not much fun and when faced with it,... Read More
Incredibly, since the changes in the bankruptcy law in April... Read More
Reducing debt usually isn't a high priority for people until... Read More
As a single mother, lets admit it, times get tough.... Read More
Most American consumers are living too close to the edge.... Read More
These days, getting into debt is easy.Unfortunately, getting out of... Read More
Still living from pay to pay? Or envying those great... Read More
Lots of people take a large ammount of loans and... Read More
Outlined below are some of the benefits and drawbacks of... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
Knowing how to negotiate debt settlements is the key to... Read More
If your financial worries are preventing you from sleeping at... Read More
In all the technical discussion you hear about credit... Read More
Lots of people take a large ammount of loans and... Read More
There are many debt relief programs out there both off... Read More
Are you still clearing a mountain of debt amassed last... Read More
It seems as though whenever we go out for the... Read More
So you are getting collection calls? You're desk is full... Read More
Most American consumers are living too close to the edge.... Read More
Credit card debt elimination can be done with a good... Read More
Incredibly, since the changes in the bankruptcy law in April... Read More
Filing bankruptcy is not only a last resort legal action;... Read More
Last April, President Bush enthusiastically signed into law the oddly-named... Read More
Who are these people anyway? They viciously harass you and... Read More
You go to the mail box and scan - a... Read More
Bankruptcy laws give debtors a way to resolve debt by... Read More
The First Step To Debt EliminationRegardless of your personal and... Read More
Bills, creditors, debt collectors. Are you yearning for the days... Read More
The first and maybe most important step in a debt... Read More
For most Americans, credit card debt is a dangerous and... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
Debt consolidation versus debt negotiation are two options that are... Read More
Yes, debt collection tips can help. You may think you... Read More
When you find yourself thinking about using a credit counseling... Read More
Good credit is everyone's dream. A wise use of credit... Read More
I'm not sure where it originated, but I've heard it... Read More
Are you among the millions of people who have found... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
The overwhelming task of eliminating your debts can often seem... Read More
Bankruptcy is in the news these days, as Congress has... Read More
Leaving school, getting a new job, or even a raise... Read More
Living with debt is not something someone hopes for, but... Read More
A "bad credit home loan" can help you climb your... Read More
There are some new bankruptcy laws going into effect before... Read More
If you are considering bankruptcy as a solution to your... Read More
Happy Independence Day from The Money Motivator!If you don't celebrate... Read More
Debt Relief |