Learn The Five Key Debt Reduction Steps You Must Take Immediately!
Step 1. The purpose of this first step is to bring you back to reality. You must know exactly how much money you owe and to whom you owe it.* Collect all of you unpaid bills and any other evidence of your outstanding debts.* List each outstanding bill on the... Read More
Credit Card Debt Freedom is Possible
Credit card debt have you drowning financially? You're not alone. The average American household carries $9,205 in credit card debt, according to CardWeb, an online industry tracker. Not managed properly, this debt can come to eat up all of your disposable income leaving little or nothing for bare necessities. Some... Read More
Creating A Realistic Budget
Budgeting -- ooh, what a scary word! If you want to frighten someone whose finances are out of control, suggest that they tally up their expenses on a piece of paper. We all understand the value of such an exercise, but when it comes to the practicality of putting a... Read More
Bankruptcy: What the New Law Means to You
On April 20 of this year, President Bush signed a bankruptcy reform law. When this law goes into effect in October of this year, it will be much more difficult for Americans to use Chapter 7 bankruptcy to get a fresh start on their financial lives.Under current law, you can... Read More
Think for a Change
I'm not sure where it originated, but I've heard it repeated time and time again: Insanity is doing the same thing over and over and expecting different results. As much sense as that statement makes, we often find ourselves addressing the same issue with solutions that are little more than... Read More
Debt Getting You Down? - Make a List!
Debt is not much fun and when faced with it, people sometimes look for complicated debt solutions and often overlook the many simple ways that you can save money. Believe it or not, one of the simplest and most effective debt solutions is to get hold of a pen and... Read More
Utah, the Nation?s Bankruptcy Capital
Congress recently passed the Bankruptcy Abuse Prevention and Consumer Protection Act, designed to minimize frivolous bankruptcy filings and to require debtors to repay some of their debt. Once it takes effect in October, 2005, the law will make it harder for those with problem debt to have their debt wiped... Read More
Credit Repair? Its All Up to You
Log onto to a search engine such as google.com and type in the term credit repair. It's likely that Google will return more than 25 pages of listings, many of which will be companies claiming they can "erase bad credit," "create a new credit identity ? legally," " credit problems... Read More
Eight Ways to Consolidate Debt
Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard... Read More
Establish Money Saving Goals For Added Success
Having something tangible to strive towards can work wonders for your money-saving efforts. To those of you that have already been actively implementing money-saving tips in order to lower your monthly bills, for added inspiration, establish a meaningful goal along with a specific dollar amount.For those of you just starting... Read More
|
|
|
|
|
|
|
|
|
|||||
|
|
|
|||
The Credit Card Debt Termination Scam
"Legally terminate credit card debt! You can be debt-free in... Read More
Debt Elimination
If you're reading this article right now I'm sure that... Read More
Do It Yourself Debt Relief
With mounting bills and unforeseen hardships, you may be considering... Read More
What is Debt Settlement and How Does it Work?
Debt settlement involves negotiating with a creditor or creditors to... Read More
Are You Beating Up On Yourself About Debt?
When you hear the word "debt", whats the first thought... Read More
The Simple $10 Debt Elimination Solution
Ask a friend what resolutions they made for 2004 and... Read More
Bankruptcy Reform
There are some new bankruptcy laws going into effect before... Read More
Student Loans Can?t Be Swept Away Through Bankruptcy
Bankruptcy is in the news these days, as Congress has... Read More
What Is A FICO Score?
Your FICO score or credit score as it's commonly called... Read More
How To Avoid Medical Collections
With medical collections costing doctors millions upon millions of dollars... Read More
Your Secret Weapon... A Budget
For many, the word 'budget' immediately sends shivers down the... Read More
Is Debt Negotiation Bad?
Educating yourself about the ins and outs of debt negotiation... Read More
Taking The Plunge Into Bankruptcy
Bankruptcy is one of the most difficult things a person... Read More
Debt Collectors; And what you can do to Get Them Out of your Life
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
Get Debt Free
If you once have been caught in the debt trap,... Read More
IVA: Individual Voluntary Arrangement
What Is an IVAThe IVA (Individual Voluntary Arrangement) was introduced... Read More
How To Pay Credit Card Debt Off
If you are determined to pay credit card debt off... Read More
How To Get Out Of Debt
If you have found yourself in a position where you... Read More
New Bankruptcy Law ? Targeting the Wrong People?
Last April, President Bush enthusiastically signed into law the oddly-named... Read More
The 5 Secrets to Getting Out of Debt Fast
As they stare down at a teetering pile of bills,... Read More
Bankruptcy - The New Scarlet Letter
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2,... Read More
Selecting A Credit Counselor; Asking The Right Questions.
When you find yourself thinking about using a credit counseling... Read More
Credit Card Debt Elimination
Credit card debt elimination can be done with a good... Read More
Future Secured? Oh Really?
A headline for a retirement annuities flyer declares "Future Secured!"... Read More
Debt Recovery Can be Easy
OK, so you are up to your head in debt.... Read More
Debt Elimination 3
Planning To Achieve Debt EliminationOnce you have started the process... Read More
What is Debt Settlement?
Debt settlement is the process of negotiating with your creditors... Read More
Going Bankrupt in the World
It all starts by defaulting on an obligation: Money owed... Read More
Whatever You Do....Dont Save Money!
No, that's not a misprint. Even though falling interest rates... Read More
Tips For Saving Money
Still living from pay to pay? Or envying those great... Read More
Credit Card Debt Freedom is Possible
Credit card debt have you drowning financially? You're not alone.... Read More
Solutions to Single Mothers in Debt
As a single mother, lets admit it, times get tough.... Read More
Corporate Debt Management ? Perspective on the Why
Entrepreneurs have a tough time in their formative years. They... Read More
Bouncing Back from a CCJ
Should you be unfortunate enough to face a CCJ ?... Read More
Benefits and Drawbacks of Bankruptcy
Outlined below are some of the benefits and drawbacks of... Read More
How To Avoid Medical Collections
With medical collections costing doctors millions upon millions of dollars... Read More
Bankruptcy Interest Increases as Deadline Approaches
Congress recently passed sweeping legislation that will significantly reform American... Read More
Five Hot Tips To Get Out Of Debt Forever
The financial and psychological burden of being in debt causes... Read More
Eight Ways to Consolidate Debt
Next to winning the lottery, a debt consolidation loan is... Read More
The 5 Secrets to Getting Out of Debt Fast
As they stare down at a teetering pile of bills,... Read More
The 7 Secrets to Getting?and Staying?Out of Debt
As vice president of the American Credit Foundation, a nonprofit... Read More
IVA Advice
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
The Effects of Consumer Debt
Consumer Borrowing Consumer borrowing in the UK has now crashed... Read More
Debt Free and Carefree
Are you still clearing a mountain of debt amassed last... Read More
Bank Like a Banker
The business of banking has changed dramatically over the last... Read More
Home Equity ? Foreclosure Often Not Necessary in Current Market
While driving around your community, you may have seen signs... Read More
Debt Elimination
If you're reading this article right now I'm sure that... Read More
Bankruptcy - Your Fresh Start
Most American consumers are living too close to the edge.... Read More
The Credit Card Debt Termination Scam
"Legally terminate credit card debt! You can be debt-free in... Read More
Reduce Your Debt
Do you want to reduce your debt? Having trouble paying... Read More
How to Deal with Bill Collectors
So you've screwed up. You're drowning in debt. Maybe the... Read More
Worried About Debts?
Having trouble paying your bills? Getting dunning notices from creditors?... Read More
The Last Debt Solution Should Be Bankruptcy
A debt solution like bankruptcy should really only be used... Read More
Bankruptcy: What You Need to Know
Personal bankruptcy is a legal way to give people with... Read More
Credit Counseling or Bankruptcy: Which is Best for You?
People often get to a place where they simply can't... Read More
IVA Information
If you're thinking about an IVA, it is essential to... Read More
The Five Most Popular Questions About Bankruptcy
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More
Two Ways To Debt Relief
There are many debt relief programs out there both off... Read More
Debt Recovery Can be Easy
OK, so you are up to your head in debt.... Read More
Life After Debt ? Strategies for Dealing with Problem Debt
Honorably and ethically rid yourself of burdensome debts using the... Read More
Top Ten Reasons People File for Bankruptcy
1. Eliminate the legal obligation to pay many of your... Read More
Get Debt Free
If you once have been caught in the debt trap,... Read More
Bankruptcy, Is It A Way Out
Negotiations with creditors have failed. Repossession is imminent and foreclosure... Read More
Secrets to Why Debt Reduction is So Vital for Your Financial Health
Living with debt is never a good idea if you... Read More
Debt
We all know about debt. If you don't have too... Read More
What is Bankruptcy?
Here is a useful guide to bankruptcy. It should be... Read More
Debt Relief |