While driving around your community, you may have seen signs posted on telephone poles that offer "foreclosure help." These seemingly generous offers to help financially troubled homeowners who are in danger of losing their homes to foreclosure are actually scams. Typically, the "help" comes in the form of an offer... Read More
Want to know if your attitude towards your finances is helping you or damaging your future? Take this Quiz and find out...I consider myself out of debt when:1.I don't owe anyone anything 2.I don't owe anyone, except for a mortgage and a car loan 3.I could pay off my... Read More
Bankruptcy laws give debtors a way to resolve debt by dividing their assets among their various creditors and in some cases will allow debtors to be freed of outstanding debts that cannot be paid, even after the division of assets. For individuals who find themselves unable to pay their debts,... Read More
Incredibly, since the changes in the bankruptcy law in April 2004, debtors are more likely to petition for their own bankruptcy rather than their creditors! You would think that most people who have been threatened with the prospect of being made Bankrupt would be riddled with fear of the possibility.... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim as well. "Sovereign ingredient for a happy marriage: Pay cash or do without. Interest charges not only eat up a household budget; awareness of debt eats up domestic felicity." Today, that advice gets abused eight ways to Sunday, as the... Read More
Once you file bankruptcy a court appointed bankruptcy trustee will oversee your case. The new law also requires that the bankruptcy petitioner to take a debtor education course and receive credit counseling from a U.S. Trustee approved non profit credit counseling agency.United States Trustees supervise the administration of the following... Read More
A Debt Checklist allows you to look at items and areas of your financial life. You need to examine these to gauge how you stand. Even if you believe you are in good shape take a close look at these areas to be sure. Your Budget. Almost nobody... Read More
Anyone considering Bankruptcy may have experienced fear after reading an article written in The Mail on Sunday with the headline "Bankruptcy cheats face crackdown". But, how much of what was written was in context of the reality of Bankruptcy as it is today?The article implied that since The Enterprise Act... Read More
Educating yourself about the ins and outs of debt negotiation is a good first step. Please note that the term 'debt negotiation' is also known as debt arbitration or debt settlement.For starters, a lender has little motivation to arbitrate anything less than the full amount unless the person is two... Read More
With the high cost of gasoline and the amount of money needed to lead a comfortable life slowly increasing many consumers may be worried about how to make ends meet. Fortunately there are lots of ways to save money in a variety of areas. Using any of the 5 tips... Read More
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These days, getting into debt is easy.Unfortunately, getting out of... Read More
In April 2005, Congress made sweeping changes in U.S. bankruptcy... Read More
What is Credit?Credit means that you are using someone else's... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
We all know about debt. If you don't have too... Read More
1. Eliminate the legal obligation to pay many of your... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
Vehicle repossession may appear justified in circumstances where a person... Read More
Entrepreneurs have a tough time in their formative years. They... Read More
Debt is not much fun and when faced with it,... Read More
Once you file bankruptcy a court appointed bankruptcy trustee will... Read More
Having trouble paying your bills? Getting dunning notices from creditors?... Read More
As they stare down at a teetering pile of bills,... Read More
Should you be unfortunate enough to face a CCJ ?... Read More
I'm sure you'll agree that budgeting, saving money, and eliminating... Read More
It has been said that everyday more and more people... Read More
It's difficult not to be concerned when facing numbers like... Read More
The financial and psychological burden of being in debt causes... Read More
As consumer debt continues to spiral out of control, debt... Read More
There are many debt relief programs out there both off... Read More
If you are determined to pay credit card debt off... Read More
It all starts by defaulting on an obligation: Money owed... Read More
There are some new bankruptcy laws going into effect before... Read More
With medical collections costing doctors millions upon millions of dollars... Read More
The idea of moving abroad to escape debt seems to... Read More
With mounting bills and unforeseen hardships, you may be considering... Read More
Filing bankruptcy is not fun! It is a last resort... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
An inability to manage credit, growing debt and bankruptcy are... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
We have all experienced getting so far in debt we... Read More
If you're reading this article right now I'm sure that... Read More
Feeling stressed by the amount of debts you have? Three... Read More
The First Step To Debt EliminationRegardless of your personal and... Read More
Nathaniel Hawthorne's book The Scarlet Letter states in Chapter 2,... Read More
Living with debt is never a good idea if you... Read More
Filing bankruptcy is a common practice among the U.S. Over... Read More
Amy Wright, 34, was extatic when her realtor showed her... Read More
In March 2005, the U.S. financial services industry succeeded in... Read More
A debt solution like bankruptcy should really only be used... Read More
As vice president of the American Credit Foundation, a nonprofit... Read More
It all starts by defaulting on an obligation: Money owed... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
Many people have been taught that you cannot get ahead... Read More
Can you stop debt collectors ? . . .You better... Read More
Wholeness requires separation. In order for you to experience yourself... Read More
Leaving school, getting a new job, or even a raise... Read More
While driving around your community, you may have seen signs... Read More
Debt settlement involves negotiating with a creditor or creditors to... Read More
As a single mother, lets admit it, times get tough.... Read More
Most American consumers are living too close to the edge.... Read More
Strictly speaking, his advice was preceded by another Heinlein maxim... Read More
With mounting bills and unforeseen hardships, you may be considering... Read More
If you are in debt over your head and wondering... Read More
If you once have been caught in the debt trap,... Read More
With £1.3 trillion pounds worth of debt in the UK,... Read More
Anyone considering Bankruptcy may have experienced fear after reading an... Read More
What is a debt management system, and when do you... Read More
Do you have stacks of unpaid bills?Are you in debt?Are... Read More
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
How do I lower my debts?There are several ways of... Read More
On October 17, 2005 President Bush's sweeping bankruptcy reform law... Read More
1) Use your AssetsIf you have assets with some significant... Read More
Anyone who embarks on a debt reduction program should know... Read More
It is vital to get rid of debt while things... Read More
Debt Relief |