Here is a useful guide to bankruptcy. It should be noted that bankruptcy is not to be entered into without first having sought professional advice.Bankruptcy is seen as the last resort. Bankruptcy is perceived to be the only way to escape the ever-constant demands for payment by bill collectors and... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. § 1692g(a)This will be a pretty long lesson and will cover an integral part of validation which is the receipt of the initial or first contact with the debtor by a collector which usually gets thrown in the... Read More
As consumer debt continues to spiral out of control, debt relief is fast becoming a major concern for many American's. In 1999, American's made $1.1 Trillion worth of credit card purchases. In 2001, American credit card debt hovered around $690 billion. Unfortunately, in today's unstable economic conditions, many American's are... Read More
Feeling stressed by the amount of debts you have? Three years ago Michelle was struggling on a nurse's salary. She had run up huge debts with a number of court judgments against her name. She longed to travel - a dream that she kept telling herself was impossible. It was... Read More
Next to winning the lottery, a debt consolidation loan is a debtor's dream. With one monthly payment and a fixed monthly payment schedule, you can actually see an end to those monthly payments.In reality, consolidating bills isn't always easy. If you have a lot of debt, it can be hard... Read More
Many people who seek the advice and guidance of debt counsellors are driven to them in the first place by fear and ignorance ? two powerful emotions which often mask the real scale of the problems.In many cases, what you made have been led to believe is a 'bad' level... Read More
There are many debt relief programs out there both off line and online. Sometimes it can be difficult to chose one from the other. To make a reasonable choice, you need to know your specific debt problem for example student loan debt, credit card debt or several small loans with... Read More
OK, so you are up to your head in debt. You are stressed out, it is now affecting the way you function and absorbing most of your daily thoughts. You have no idea what to do.OK, first things first. Take a step back and try and look at things with... Read More
Want to know if your attitude towards your finances is helping you or damaging your future? Take this Quiz and find out...I consider myself out of debt when:1.I don't owe anyone anything 2.I don't owe anyone, except for a mortgage and a car loan 3.I could pay off my... Read More
People often get to a place where they simply can't pay their bills, especially in today's economy which is not particularly sympathetic toward the poor or even the middle class. Inflation has impacted nearly every facet of daily life including food, gas, rent, clothes, utility bills and more. At the... Read More
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Bankruptcy has long been a big question mark in the... Read More
Sometimes debt can seem overwhelming. In those instances, or even... Read More
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More
Good credit is everyone's dream. A wise use of credit... Read More
A Debt Checklist allows you to look at items and... Read More
Of all the problems possible in a marriage, finances cause... Read More
People often get to a place where they simply can't... Read More
Troubles with Global Economy; Do you see future problems with... Read More
If you are in debt, well over your head in... Read More
Debt negotiation and settlement can give you a drastic reduction... Read More
Bankruptcy is in the news these days, as Congress has... Read More
These days, getting into debt is easy.Unfortunately, getting out of... Read More
As consumer debt continues to spiral out of control, debt... Read More
It has been said that everyday more and more people... Read More
We all know about debt. If you don't have too... Read More
Debt Settlement companies work with your creditors to help you... Read More
There are two main roads to improving your personal finances:... Read More
The United States Senate passed a law on March 10,... Read More
1) Use your AssetsIf you have assets with some significant... Read More
An IVA (individual voluntary arrangement) is an alternative to bankruptcy... Read More
If you have multiple debts, you may well be wishing... Read More
Honorably and ethically rid yourself of burdensome debts using the... Read More
For many, the word 'budget' immediately sends shivers down the... Read More
The First Step To Debt EliminationRegardless of your personal and... Read More
Entrepreneurs have a tough time in their formative years. They... Read More
Can you stop debt collectors ? . . .You better... Read More
What is a debt management system, and when do you... Read More
Consumer Borrowing Consumer borrowing in the UK has now crashed... Read More
Financing a college education is one of the more expensive... Read More
With mounting bills and unforeseen hardships, you may be considering... Read More
Educating yourself about the ins and outs of debt negotiation... Read More
Debt consolidation versus debt negotiation are two options that are... Read More
Here is a useful guide to bankruptcy. It should be... Read More
For most Americans, credit card debt is a dangerous and... Read More
Personal debt reduction practices, the steps people take to relieve... Read More
FTC opinion letter on validation Section 809(a) of the FDCPA,... Read More
A headline for a retirement annuities flyer declares "Future Secured!"... Read More
To be out of credit card debt is your dream... Read More
The recently passed Bankruptcy Abuse prevention and Consumer Protection Act... Read More
If you have incurred substantial personal debt, consider these options:... Read More
This method is simple, but requires some discipline.First, you have... Read More
Do you have multiple debts? Do you have just one... Read More
There is current concern from the Bank of England that... Read More
After October 17, 2005, a lot of people are going... Read More
Credit card debt have you drowning financially? You're not alone.... Read More
Debt is becoming number one problem in the United States... Read More
Next to winning the lottery, a debt consolidation loan is... Read More
This May, the Department of Trade and Industry in the... Read More
It is always possible to negotiate with creditors ? even... Read More
On April 20, 2005, President Bush signed into law the... Read More
In this era where we are bombarded daily with commercials... Read More
WILL MY CREDITORS STOP HARASSING ME?Yes, they will! By law,... Read More
Almost all Americans carry credit card debt. Actually, over 40%... Read More
It happens all the time. Debt collectors try to collect... Read More
The first and maybe most important step in a debt... Read More
Do You Need to Join a CCCS - Consumer Credit... Read More
Who will benefit from the new bankruptcy reform laws? The... Read More
Once you file bankruptcy a court appointed bankruptcy trustee will... Read More
With medical collections costing doctors millions upon millions of dollars... Read More
If you are considering bankruptcy as a solution to your... Read More
Living with debt is never a good idea if you... Read More
Feeling stressed by the amount of debts you have? Three... Read More
Still living from pay to pay? Or envying those great... Read More
Debt Management plans offer credit counseling clients a different and... Read More
Signing up for a debt management program is easy; it's... Read More
Debt settlement involves negotiating with a creditor or creditors to... Read More
Debt Relief |