A credit report is basically a file about you kept by lenders and banks. As annoying as it may be, it's still perfectly legal for them to gather all sorts of details about you. In turn, you have the right to check this file - and you should do so... Read More
Because most of us have one or two credit cards and we use them every day, understanding credit card penalties and fees is a significant issue since one time or another we have paid a penalty for some reason. Every user of a credit card must first understand that every... Read More
Will lenders really love you for having a good credit report score? Love is not the right word of course; lenders are after your money, and never forget that. But the lender's representative will love dealing with your credit application if your credit report is good. If you have a... Read More
Building a good credit history is important. If you have no reported credit history, it may take time to establish your first credit account. This problem affects young people just beginning careers as well as older people who have never used credit. It also affects divorced or widowed women who... Read More
In "Become the Squeaky Wheel" a book recently published, Michelle Dunn demonstrates the major areas a business should focus on to ensure a satisfactory customer experience.One mistake business owners make is not having a credit policy in place when they open their business. This can be easily corrected by implementing... Read More
What FACTA means is that if you, as an individual, lose the information on anyone you have ever hired; or, for any business in the United States of America that collects any personal information on people, if the information should be lost due to not destroying the information properly, then... Read More
There are no secrets to repairing your credit. Many shady credit repair agencies would love you to think the contrary. Negative items can be removed from your credit report and you can do it yourself. One does not need a credit repair "expert" or "law firm" to do it either.... Read More
Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.If you plan to finance real estate, either as a home buyer or an... Read More
Reach into your wallet or purse, pull out a card, swipe, and you're done. It is very easy to use a credit card. The problem lies in choosing a card ? and it has nothing to do with the picture on the front! Choosing a credit card that works best... Read More
Someone impersonating you could be spending your hard-earned money.Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002, the federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and business $32.9 billion.Here are 10 ways to protect yourself... Read More
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There are a couple of reasons for this. You can... Read More
Have you ever looked at your credit card statement? I'm... Read More
It is the scourge of our age: identity theft. Thieves... Read More
Some credit cards offer a cash advance option. But how... Read More
Paying a credit card late fee is the same as... Read More
There are millions of consumer credit reports on file from... Read More
Even if you have heard of a credit report, you... Read More
Article excerpted from the new book, "How to Do Space... Read More
To reduce or minimize the risk of becoming a victim... Read More
Collection agencies are businesses that collect past-due bills and accounts... Read More
Have you ever really looked at your credit card and... Read More
Most businesses want to be able to borrow money when... Read More
Introduction In this article, a presentation is made of the... Read More
Mortgage loans are some of the most difficult loans to... Read More
If you have been shopping around for a Low Interest... Read More
Chances are you have received your share of "pre-approved" credit... Read More
Whether you are aware of it or not, credit bureaus... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
In addition to the APR (annual percentage rate) and the... Read More
Whether or not you receive a loan and what interest... Read More
Credit card companies want your business. After all, lending money... Read More
One of the easiest ways to borrow money of a... Read More
If you find that creditors are calling you almost daily... Read More
Bad credit can be a burden for otherwise good credit.... Read More
By now, you have undoubtedly heard of credit card fraud,... Read More
There are times when you may be turned down for... Read More
There are many of us that have been badly stung... Read More
Nearly 20 years ago I worked for a small consumer... Read More
When I received my first credit card in the mail... Read More
You can still save money on a Bad Credit Loan... Read More
A consumer credit report is a factual record of an... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
The Federal Fair Credit Reporting Act (FCRA) is designated to... Read More
Your credit score can either haunt you or reward you.... Read More
Get your credit report online for FREE. Many financial advisors... Read More
Identity theft is the fastest growing crime in America, according... Read More
Chances are you've gotten your share of offers like this... Read More
Ah, the "good old days". If you are a baby... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
These days, people need to very carefully consider what type... Read More
You might not know it, but every time you take... Read More
Like me, you've probably been offered a fair old number... Read More
To reduce or minimize the risk of becoming a victim... Read More
Are you thinking of buying a house? Do you want... Read More
1. Choosing A new credit cardThere are many reasons for... Read More
On one hand consumers are being universally criticised for running... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
What Are Possible Signs of Fraudulent Transactions see at Web... Read More
Most consumers are aware that they have something known as... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
Consumers interested in purchasing or refinancing a home will pay... Read More
Under the Fair Debt Collection Practices Act, collectors are not... Read More
Credit cards represent an important part of our financial lives.... Read More
You've decided to apply for a Citi MasterCard, but with... Read More
You can still save money on a Bad Credit Loan... Read More
You hear people talk about credit reports all the time... Read More
Reach into your wallet or purse, pull out a card,... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
How Lenders Operate ? And How They'll Make a Tidy... Read More
In addition to the APR (annual percentage rate) and the... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
There are always some companies that have past due invoices... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
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