Even if you have heard of a credit report, you may not know exactly what it is. If so, this credit report article is for you. Learning about your credit report is important in any campaign to eliminate credit card debt and obtain a good credit status. So, you should... Read More
The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) where US residents can obtain free copies of their credit reports from the three major credit report bureaus (Equifax, TransUnion and Experian). The FTC site was set up as part of the Fair and Accurate Credit Transactions Act... Read More
In this week's article, I am going to offer some tips and insight regarding how to order the right credit reports needed to repair your credit.Believe it or not, a majority of the credit reports offered on the internet don't have the required information (File Number, Confirmation number, or Report... Read More
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. Some creditors may let you slide a month or two, but your records will still show a delinquency.... Read More
When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect your theoretical... Read More
Bewildered by the sheer variety of debit cards and credit cards? Here is a breakdown of some of the main types of debit and credit cards available:Debit cardYou can use a debit card to buy goods and services. A debit card is very much like a cheque, unlike a credit... Read More
Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills? Using your credit cards wisely and sensibly will help you avoid financial problems and establish a strong credit rating, so here's some information to help you get... Read More
And some practical advice too!My first credit card?I remember my college days when it seemed there was a credit card advertisement on practically every bulletin board on campus. The banks would travel to the college and set up application booths on registration day. Hundreds of students would apply for a... Read More
Credit card consolidation is a popular solution for those with significant credit card debt, usually distributed on three or four different cards. Basically, this means putting all your debts together on a single card, like transferring it all to one loan. Of course, the goal is to pick a card... Read More
There is a big difference between looking after your own finances while living alone, or with parents, and living with a partner. The transition can be very difficult, especially if both partners are strongly independent, or one partner is financially weak and the other strong. In fact, it is an... Read More
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Many people may still not be aware of an amendment... Read More
There are many different ways to borrow money. Outlined below... Read More
When credit cards are used wisely they can be very... Read More
You're interested in getting the best credit cards for your... Read More
Today, selecting the proper credit card can be a bit... Read More
With prepaid credit cards, you get the practicality of plastic... Read More
Credit score is one of the most basic, determining factor... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
In industrialized nations, going into debt starts early. It's easy... Read More
In my previous article "Establishing Credit ? What You Need... Read More
Have you ever really looked at your credit card and... Read More
Help! I've Been Turned DownYou received an envelope in the... Read More
In the face of financial hardship, many seeking a responsible... Read More
Whether you are aware of it or not, credit bureaus... Read More
Have you ever wondered why your credit card bill is... Read More
Companies that issue credit cards want to make a profit.... Read More
Most of us want a good credit report to obtain... Read More
If you want to purchase a new home or refinance... Read More
Just when most people finish with school and can stop... Read More
When you apply for a credit card, the application that... Read More
When you apply for credit one of the first things... Read More
If you want to enjoy your life out of spending,... Read More
For years, major credit card companies have allowed cardholders to... Read More
Debt management programs can be of real help for people... Read More
Your credit rating affects many areas of your life. Opening... Read More
Congratulations college freshman! You're about to embark on one of... Read More
A "rate tart" is someone who switches from one zero... Read More
How Lenders Operate ? And How They'll Make a Tidy... Read More
Prepaid credit cards also called stored value card can be... Read More
It is very easy to find a site that is... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
Credit is a funny thing. It can be a useful... Read More
Sure, there are a lot of problems with credit cards,... Read More
Do you know what your credit card is truly costing... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
If you've ever applied for a credit card or loan,... Read More
There are not many of us who do not have... Read More
FREE credit checks or free credit reports. What are they... Read More
Listed below is a useful guide to credit card terms.... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
You've just received a "pre-approved" credit card offer in your... Read More
There are many different ways to borrow money. Outlined below... Read More
As I am not from the US, I had no... Read More
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
Even if you think you have a wonderful credit report,... Read More
So you ordered a copy of your credit report to... Read More
Your credit rating / credit score is based upon how... Read More
In their quest to get you to sign up for... Read More
Ah, the sweet rewards of using credit!Not only do you... Read More
Imagine opening your credit card statement one morning and discovering... Read More
Introduction In this article, a presentation is made of the... Read More
The process of clearing credit can be laborious and frustrating,... Read More
We've all seen the ads on television or in magazines,... Read More
Identity theft statistics are shocking. And we are told that... Read More
If you have a bad credit rating, then you might... Read More
Getting an annual credit report review has been the advice... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
One of the focus areas of my information is the... Read More
If you've ever applied for a credit card or loan,... Read More
It is estimated that billions of dollars in delinquent commercial... Read More
These five debt negotiation facts along with a few debt... Read More
Chances are you've gotten your share of offers like this... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
Online car finance is convenient. You can apply over the... Read More
If you intend to apply for a loan, you need... Read More
You got creditors calling you everyday. You could lose the... Read More
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