We have all heard countless stories of people over their heads with credit card debt-maxing out every card they own, then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt for years, not to mention the significant income drain the finance charges... Read More
Like me, you've probably been offered a fair old number of these by now.....and, if you're like most people, chances are you maybe own at least one or two.They always seem to put in an appearance at just the right (or wrong) moment...It might be Saturday and you've just seen... Read More
You're interested in getting the best credit cards for your family's needs, but you don't want to be cheated. Or you're interested in small business credit cards, but you've heard that some of them aren't terribly secure. What do you do?First, don't look for the best credit cards in your... Read More
For years, major credit card companies have allowed cardholders to make minimum payments of 2% of the outstanding balances on their credit cards. Having customers pay the minimum doesn't reduce the balance by very much, but when the 18-30% interest rates that many credit cards charge is applied, the result... Read More
It is estimated that billions of dollars in delinquent commercial credit is currently being carried on the books of both American and international businesses. This figure changes as our economy grows or contracts. Increased competition, diversification of product lines seem to indicate that these figures will continue to move upward.... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More
Prepaid credit cards also called stored value card can be ideal for individuals who are unemployed, have bad credit or difficulty obtaining an unsecured credit card. Prepaid credit cards are also excellent for individuals who have a hard time controlling their spending and prevent the individual from overspending and getting... Read More
Joint debts remain joint debts.Both spouses signed a legally binding contract with the creditor, and a divorce decree neither amends this contract nor relieves the creditor's investment in you. Amendment of any contract requires agreement by all parties, including the creditor, and proof of the amendment requires the signature of... Read More
What is Credit? Credit is money granted by a lender (or creditor) to a debtor (or borrower) whereby the lender defers receiving payment of the debt for a period. In exchange for the credit allowed, the lender will get back the money lent plus interest. The borrower has use of... Read More
What Are Possible Signs of Fraudulent Transactions see at Web Hosting Companies?Customer wants to pre-pay for a yearDomain Name Registration for 5 years or moreOrders using free email address providers like Hotmail, Yahoo, etc.Usage of multiple cards to complete order.International address. AVS can not validate those international addresses.Multiple purchases in... Read More
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Do you have a poor credit rating? If so, you... Read More
You might not know it, but every time you take... Read More
1. Payment History -- 35%The number of accounts paid as... Read More
Credit cards represent an important part of our financial lives.... Read More
Under the Fair Debt Collection Practices Act, collectors are not... Read More
Let's face it, having credit is no longer a choice.... Read More
If you are in danger of credit problems because you... Read More
While working through my own debt situation, and helping others... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
It is important to know your credit rating for a... Read More
Make Money from StoozingStoozing, this is a sophisticated method of... Read More
Bank robbery has grown to become a huge problem in... Read More
Raising your credit score can be a fairly simple and... Read More
There are always some companies that have past due invoices... Read More
Credit score is the key factor determining approval of almost... Read More
Ever wonder how a creditor decides whether to grant you... Read More
It is the scourge of our age: identity theft. Thieves... Read More
We have all heard countless stories of people over their... Read More
With identity theft statistics currently at an all time high,... Read More
Now in a world with so many easy to get... Read More
The Credit Report is like your scorecard in the lending... Read More
Credit score is one of the most basic, determining factor... Read More
Rewards cards have become the latest rage in the credit... Read More
Chances are you have received your share of "pre-approved" credit... Read More
Credit counseling is a free service that many people with... Read More
Creditors will measure your credit rating based on the following... Read More
It is estimated that billions of dollars in delinquent commercial... Read More
If gold medals were awarded for marketing consistency, the credit... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
You may already have 2 or more credit cards in... Read More
Almost all students have and use student credit cards. Some... Read More
Virtually all consumers will have a credit card at some... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Moving money from credit card to credit card to take... Read More
There will come a day when you need credit. You... Read More
In the olden days, about 10 years ago, before the... Read More
In addition to the APR (annual percentage rate) and the... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
You've probably never heard of Frank X. McNamara, but he... Read More
Maybe some of you are saving it in your trusty... Read More
Most of us want a good credit report to obtain... Read More
One of the focus areas of my information is the... Read More
If you're like the average person, let me warn you... Read More
Today, credit is an indispensable part of our lives. In... Read More
If you want to purchase a new home or refinance... Read More
Several different types of credit cards offer several different options,... Read More
Having credit education is like knowing how to read. It... Read More
I didn't think it was possible. But it is. Folks,... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
As of Thursday, December 1, 2004, one-third of Americans will... Read More
Getting an annual credit report review has been the advice... Read More
You've just opened your credit card bill and attached to... Read More
Here are some useful tips on using credit cards. Whether... Read More
A credit card allows you to buy things even though... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
These days, people need to very carefully consider what type... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
Just as there are too many credit card companies to... Read More
Check 21 is the common name for the Check Clearing... Read More
What is a balance transfer ? A balance transfer can... Read More
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
With all my bills who would possibly want my credit?... Read More
In the high tech world of today, credit card fraud... Read More
Many credit card holders sign up for a credit account... Read More
Most consumers are aware that they have something known as... Read More
Your credit rating affects many areas of your life. Opening... Read More
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