Choosing a Credit Counseling Company
If you have considered credit counseling as an option to your financial problems, then you are probably wondering how to choose from one of the many credit counseling companies that are popping up left and right these days. There really is not an easy answer to this dilemma but there... Read More
New Law Provides Free Annual Credit Report
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactions Act creates a central source consumers can use to obtain a free annual credit report.Equifax, Experian,... Read More
Fun with Credit Cards
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise... Read More
How To Protect Yourself Against Credit Card Fraud
In the high tech world of today, credit card fraud is an ever increasing problem.By 2005 it is estimated that the online payment industry will capture $12.5 Billion in revenue. This is up over 20% from 2004.In the United Kindom alone, credit card fraud cost companies £504.8 Million in 2004.With... Read More
4 Steps to Creating Good Credit
As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More
What Does Your Credit Score Tell You?
When you apply for a loan or a mortgage, the first thing the lender does is to check your credit score. Based on your credit score, the lender decides the amount of finance you are eligible for and the interest rate at which you will be charged. So what is... Read More
How to Save Money on Your Credit Cards
Credit card companies make their money on the 85% of us who fail to pay the outstanding balance each month. Even if you are not in a position to pay the balance each month you can still save some money if use your card wisely.The first and most obvious way... Read More
10 Ways To Protect Your Financial Identity Being Used For Someone Else?s Shopping Spree
Someone impersonating you could be spending your hard-earned money.Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002, the federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and business $32.9 billion.Here are 10 ways to protect yourself... Read More
Check Your Credit Before Shopping For That Home Loan
Review Your Credit Score.Nearly every bank, credit union, and mortgage lender relies on a three digit score provided by one of the three major credit bureaus to help them make lending decisions. A credit score can range from the perfect 850 all the way down to the abysmal 300. Scores... Read More
Finance - Money, Money
Finance is a big word for some of us. It's a little scary. Maybe you immediately go to thinking about "high finance." That's even scarier. But what is the field of finance really about? Money. Okay, so money can be a scary word, too, but it's a little more manageable... Read More
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How To Get a Low Interest Credit Card
Consumers often have the first credit card that they ever... Read More
Saving Money: Quick Cash, High Cost
I didn't think it was possible. But it is. Folks,... Read More
UPS Delivers the Goods, Your Identity
Well now we add CitiGroup and UPS to the Identity... Read More
Good vs. Bad Credit Debt
Do you know the difference between good and bad credit... Read More
Saving Money with Credit Cards
Having a credit card is a wonderful convenience for those... Read More
Credit Card Dirty Tricks
There are many of us that have been badly stung... Read More
4 Steps You Can Take If Your Online Credit Card Application Has Been Refused
Help! I've Been Turned DownYou received an envelope in the... Read More
Tips For Getting Your First Credit Card
Most of us get a credit card on our name... Read More
Beat Credit Card Companies at Their Own Game!
Have you ever wondered how much money a credit card... Read More
Credit Enhancements: Seven Tips For Enhancing Business Credit Transactions
What are the avenues available to businesses with weak credit... Read More
Commercial Collections And Credit Granting
It is estimated that billions of dollars in delinquent commercial... Read More
Credit Counseling -- Why It Doesnt Work For Most Debtors
"Cut Your Payments in Half!" the headline screams. "Consolidate Your... Read More
Rewards Cards: Are They Worth It?
Virtually all consumers will have a credit card at some... Read More
Rebuild Your Credit the Right Way the First Time
If you are one of the millions of people out... Read More
Errors on Your Credit Report: What You Should Do
There are times when you may be turned down for... Read More
How Healthy Is Your Credit
There's only one way to discover the "health" of your... Read More
Guide to Credit Terms
Listed below is a useful guide to credit card terms.... Read More
Why Should You Use Credit Cards
Believe it or not, the way society, especially the commercial... Read More
Credit Report Secrets: Do You Know What They Reveal?
If you've ever applied for a credit card or loan,... Read More
Building A Credit Report Lenders Will Love You For
Will lenders really love you for having a good credit... Read More
Choosing the Best Low Interest Credit Card
With so many low interest credit cards on offer, how... Read More
Why Is It important!
Your credit is the most important thing you have other... Read More
Free Credit Report ? A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
Bailiffs & Council Tax - Knowing What To Do
This article is about bailiffs who may call trying to... Read More
Understanding Your Credit Score
When you apply for credit one of the first things... Read More
Small Business Credit Cards
So what do you look for when applying for a... Read More
How You Can Avoid Becoming A Victim Of Identity Theft
To reduce or minimize the risk of becoming a victim... Read More
What You Need to Know About Interest Rates
For all people shop around for the best rate, there... Read More
Tackling Bad Credit
The first time I heard the term credit history was... Read More
Learn How to Improve Your Credit Score
Having a damaging credit record can hurt you in many... Read More
To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...
To repair your bad credit does not necessarily mean that... Read More
Home Loans ? Repair Your Credit Before You Buy
Before you take out a home loan or make any... Read More
Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the... Read More
Understanding Credit Card Penalties
Because most of us have one or two credit cards... Read More
The FICO Score Misconceptions
There are many misconceptions about credit scores out there. There... Read More
Credit Cards - The Basics
How Lenders Operate ? And How They'll Make a Tidy... Read More
Avoiding ID Theft and Credit Fraud
Article excerpted from the new book, "How to Do Space... Read More
Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK?
About Search Entries:Every time a lender checks your credit history... Read More
How To Eliminate Credit Card Debt
There is almost nothing more troublesome than having too much... Read More
The Best Strategy To Erase Credit Card Debt
Credit card debt is a growing sickness in the United... Read More
How To Establish Great Credit
Building a good credit history is important. If you have... Read More
Credit Card Debt: One Way To Avoid It
One of the biggest problems people have in these modern... Read More
Can You Acquire Good Credit Overnight? You Bet
Your credit file may not reflect all your credit accounts.... Read More
How To Save Money On Credit Cards
Some credit cards offer a cash advance option. But how... Read More
Easing Your Financial Burdens With Credit Counseling
It is a well-publicized fact that more of us are... Read More
Identity Theft - Dont Think You Are Immune
As identity theft becomes more prevalent, the need to regularly... Read More
Manage Your Credit Wisely
Getting your first credit card is a big deal and... Read More
Looking for that Low interest Credit Card?
If you have been shopping around for a Low Interest... Read More
Stop Struggling Because Of Poor Credit And Improve Credit Rating Now
Did you apply for a personal loan only to be... Read More
Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your... Read More
Is Your Credit Score Being Held Against You?
Credit Scores That HurtIs your credit score being held against... Read More
Beware of Bogus Credit Repair Companies!
So-called "credit repair" companies claim they can remove negative information... Read More
Minimum Credit Card Payments to Rise
For years, major credit card companies have allowed cardholders to... Read More
The Right Way To Credit Repair
If you have a bad credit rating, then you might... Read More
My Student Credit Card Adventure
And some practical advice too!My first credit card?I remember my... Read More
Have You Checked Your Permanent Record Lately?
As a young student I feared getting bad grades because... Read More
What Is A FICO Score?
A credit score is most commonly known as a FICO... Read More
Credit Help for Real Estate Financing: Credit Scores
When you buy real estate, lenders run all of the... Read More
How to Deal with Hire Purchase Debt
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
Credit Counseling Basics
Credit counseling is an option you might want to consider... Read More
Saving Money: Quick Cash, High Cost
I didn't think it was possible. But it is. Folks,... Read More
Credit Card Security Advice
Which of the following is the biggest threat to your... Read More
Give Yourself Credit
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
Which Credit Card?
Bewildered by the sheer variety of debit cards and credit... Read More
The Easy Way To Gain Access To Your Free Online Credit Report
When you apply for credit, those lending you the money... Read More
Identity Theft : They Got Him
His hard earned money? Gone. Creditors on his back everyday.... Read More
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