Small Business Credit Cards
So what do you look for when applying for a credit card for your small business? One thing is for sure, wasting money isn't an option because it can make or break your business. Things to look for are low interest rates and good customer service.Ask around for companies with... Read More
Various Types of Credit Cards - Part 2
Several different types of credit cards offer several different options, depending on what your needs are. Some are geared toward individual consumers while others are set up in ways that work best for small business needs. To know what type of card fits your needs, let's review a few of... Read More
The Advantages of Credit Cards
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed transaction. Under the Fair Credit Billing Act the credit card company has to investigate the... Read More
Defeating Credit Card Debt With Self Control
Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as both a social and individual problem.If you are overburdened with credit card debt, or are in danger of becoming so, it is very... Read More
Beat Credit Card Companies at Their Own Game!
Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven't you should because most likely you own a credit card, which means that these late fees has or could directly... Read More
Finding What is on Your Credit Report
A credit report is basically a file about you kept by lenders and banks. As annoying as it may be, it's still perfectly legal for them to gather all sorts of details about you. In turn, you have the right to check this file - and you should do so... Read More
Why Americans Find Predatory Lending Offensive
"Menis - the author translates as "indignant rage" - It is the kind of rage arising from social betrayal that impairs a person's dignity through violation of "what's right." (p21), Achilles In Viet Nam - Combat Trauma and the Undoing of Character, Jonathan Shay, M.D., Ph D."The vulnerable relationship between... Read More
Beginners Guide to Credit
I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit. Hopefully, this short guide will be able to give you some ideas on how you can build a... Read More
How to Get Credit Reporting Agencies to Help You
The process of clearing credit can be laborious and frustrating. Understanding your rights empowers you and saves you time and effort. By employing the following tips, you can enlist the help of credit reporting agencies (CRAs) as you work to improve your credit rating.A negative credit report hinders your quest... Read More
How To Read Your Credit Report
The Fair and Accurate Credit Transactions Act, signed into law on Dec. 4, 2003, gives every American the right to a free credit report every year from each of the three major credit bureaus -- Equifax, Experian and TransUnion.What the law doesn't do is give every American the ability to... Read More
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10 Ways of Reducing the Risk of Identity Theft
1- Check your credit report regularly2- Secure personal information in... Read More
Ways to Look Good without Selling Your Soul to the Credit Card Sharks
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
Do You Want to Get a New Credit Card at a Great Rate?
1) Do your homework. Applying for and getting approved for... Read More
How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards... Read More
Credit Card Balance Transfers Can Help You Stop Putting Money Down The Drain
As you probably know, interest rates are at all time... Read More
What You Need To Know About Credit Cards
What is a credit card? A credit card is... Read More
Dont Trade Your Future for Todays DooDads
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
Bad Checks, Bounced Checks, & NSF Checks
Negotiable instruments like checks and drafts have become an indispensable... Read More
10 Simple Steps to Manage Your Credit
By far the greatest invention the banks have ever come... Read More
Credit Repair: How To Deal With Your Creditors
If you are in danger of credit problems because you... Read More
How To Save Money On Credit Cards
Some credit cards offer a cash advance option. But how... Read More
Avoiding Credit Card Traps
The next time you open your credit card statement, take... Read More
Collection Agencies: What Do They Do?
Collection agencies are businesses that collect past-due bills and accounts... Read More
Manage Your Credit Wisely
Getting your first credit card is a big deal and... Read More
Making Sense of Credit Card Fees
In addition to the APR (annual percentage rate) and the... Read More
Useful Tips On Avoiding Credit and Charge Card Fraud
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
Credit Report ? How Your Credit Score is Determined
Most consumers are aware that they have something known as... Read More
Good Credit Is Not A Good Reason To Borrow More Money After Youve Achieved Financial Freedom
The most important thing for you to remember is that... Read More
Beware of Falling Minimum Payments
If you opened a credit card statement recently and were... Read More
Errors on Your Credit Report: What You Should Do
There are times when you may be turned down for... Read More
19,178 Identity Theft Victims Per Day - Are You One Of Them?
Identity theft statistics are shocking. And we are told that... Read More
A Debt Mentality
While working through my own debt situation, and helping others... Read More
Winning The Credit Game!
Everywhere we go, the word credit can be found, shining... Read More
Annual Credit Report and Free Annual Credit Report
Getting an annual credit report review has been the advice... Read More
Credit Cards Can Help You Get Out Of Debt
Your credit rating / credit score is based upon how... Read More
The Easy Way To Gain Access To Your Free Online Credit Report
When you apply for credit, those lending you the money... Read More
Dont Fall For A Scheme When Trying To Rebuild Your Credit History
For people with a spotty credit history or bad credit,... Read More
Repair Your Credit - The Right Way!
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
Lower Your Credit Card Interest Rate Now!
With today's credit card companies, there are many opportunities to... Read More
SuperCharged Secret 2, Credit Card Utopia
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Protect Yourself Against Identity Theft
Identity theft is when someone uses, without permission, your personal... Read More
Getting Married? What Are The Finance and Credit Implications?
There is a big difference between looking after your own... Read More
UPS Delivers the Goods, Your Identity
Well now we add CitiGroup and UPS to the Identity... Read More
Student Credit Cards 101
If you're a college student, you probably already have a... Read More
3 Free Credit Reports For You
If you were to tell someone that they can have... Read More
Can You Acquire Good Credit Overnight? You Bet
Your credit file may not reflect all your credit accounts.... Read More
When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit... Read More
New Credit Advice: Dont Pay off Those Credit Cards!
Credit needed for real estate mortgage financing differs from credit... Read More
All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA
Fact: Over 150 million Americans have credit report with the... Read More
Clean Credit Report: Easily Raise Your Credit Score 100 points
Clean Credit Reports, your credit report contains information about where... Read More
How Does a Creditor Determine Whether to Grant You Credit?
Credit 101How does a creditor determine whether to grant you... Read More
Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Are you paying higher interest on your credit cards than you think?
Many credit card holders sign up for a credit account... Read More
Warning: Todays Non Profit Credit Counselors Are Yesterdays Bill Collectors!
Here's a dirty secret, today's "non profit credit counselors" are... Read More
Credit Cards - The Top 3 Things You Need To Know
Today there are so many different credit cards available, student... Read More
Understanding Credit Card Penalties
Because most of us have one or two credit cards... Read More
What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest... Read More
Your Guide On Choosing a Credit Card To Suit You
Reach into your wallet or purse, pull out a card,... Read More
What Are the Most Common Ways to Commit Identity Theft or Fraud?
It's the number one source of consumer complaints at the... Read More
Do you Know the Benefits of Checking your Credit Report?
Do you know why you should check your credit report?Of... Read More
FREE Credit Report Offer - Careful, It Might Carry Hidden Charges
FREE credit checks or free credit reports. What are they... Read More
Identity Theft ? Additional Protection for Soldiers on Active Duty
Congress passed the Fair Credit Reporting Act several years ago... Read More
Making Sense of the Information in Your Credit Report
If you've ever applied for a credit card or loan,... Read More
Credit Report Secrets: Do You Know What They Reveal?
If you've ever applied for a credit card or loan,... Read More
Simple Identity Theft Protection
How many of you bank, shop, or transact other business... Read More
Credit Repair Scams
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've... Read More
Always Avoid Payment Holidays
Once you've been paying off a credit card for a... Read More
10 Dirty Tricks Credit Card Companies Play
The credit card companies make billions each year in legitimate... Read More
What Is A Credit Report?
Even if you have heard of a credit report, you... Read More
Like It Or Not, You Have A Score To Settle! Part 1
Just when most people finish with school and can stop... Read More
Bank Robbery Growing In U.S.
Bank robbery has grown to become a huge problem in... Read More
Fight Credit Card Fraud with Common Sense
By now, you have undoubtedly heard of credit card fraud,... Read More
Credit Report ? Watch Out for Parking Tickets
The economic downturn of the last five years has affected... Read More
Credit Problems? Heres How to Manage Your Creditors
If you find that creditors are calling you almost daily... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
Tackling Bad Credit
The first time I heard the term credit history was... Read More
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