Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge.It's not always possible to prevent credit or charge... Read More
These days, people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has different needs. Some of us tend to carry a balance, so we need a low interest credit card. Others pay... Read More
There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow �1,000 your interest on that... Read More
Debt negotiation on credit cards is often referred to as credit card debt settlement. Whenever you make a credit card payment- or even pay your utility bills- it usually gets reported to one- or all- of the three main credit agencies. This activity will influence your credit score, which will... Read More
If you've ever applied for a credit card or loan, you've probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it's well worth your time to be sure that you understand what your credit report says about you.Even... Read More
Under the Fair Debt Collection Practices Act, collectors are not allowed to disclose a consumers past due debt to anyone other than the debtor and in some cases a spouse. The Telephone Consumer Protection Act would have required collectors to identify the registered name of their business in any pre-recorded... Read More
What you might not know about credit.Some people don't know about a loop hole in the credit reporting system.You probably know that a loan in your name gets reported to the credit bureaus. And this borrowed money shows up on your credit report.The more you owe on your credit report... Read More
Mortgage loans are some of the most difficult loans to receive if you have bad credit because lenders focus heavily on your credit score and history of making payments on time. However, there is credit and loan help for individuals interested in home mortgage loans.There are many online resources and... Read More
Credit cards have both benefits and drawbacks. It is wise to consider both before applying for a credit card. While they can be very useful, credit cards can also be risky. Even people who are usually good with their money get into trouble with credit cards. A credit card can... Read More
2005 marks the year that consumers will be able to get a free credit report each year. The roll out of the Fair and Accurate Credit Transaction Act signed into law by President Bush actually began last December 1. If you didn't know about it, don't worry. You haven't missed... Read More
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Whether you have no credit or damaged credit, secured credit... Read More
You probably don't need me to tell you credit cards... Read More
Someone impersonating you could be spending your hard-earned money.Impossible! Not... Read More
Bank robbery has grown to become a huge problem in... Read More
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Listed below is a useful guide to credit card terms.... Read More
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Once you've been paying off a credit card for a... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
Fact: Over 150 million Americans have credit report with the... Read More
A line of credit, roughly defined, is the amount of... Read More
To repair your bad credit does not necessarily mean that... Read More
What FACTA means is that if you, as an individual,... Read More
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1. Payment History -- 35%The number of accounts paid as... Read More
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There are three main credit bureaus in the United States;... Read More
We've all seen the ads on television or in magazines,... Read More
There are a couple of reasons for this. You can... Read More
The moment I placed myself in front of the computer... Read More
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We spend money every single day on many different types... Read More
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This article is about bailiffs who may call trying to... Read More
The moment I placed myself in front of the computer... Read More
There are three major factors that affect how much you... Read More
Online car finance is convenient. You can apply over the... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
They arrive in your mail - a conspicuous looking mail... Read More
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Having a better credit score not only represents easier access... Read More
There are a whole variety of different types of credit... Read More
Until recently lawyers for victims of credit damage had little... Read More
Your credit score may just be a little number, but... Read More
Consumers often have the first credit card that they ever... Read More
Identity theft is the fastest growing crime in America. According... Read More
As a consumer you've learned the importance of establishing a... Read More
So you ordered a copy of your credit report to... Read More
So you got into debt, had problems but you got... Read More
Prepaid debit cards are great financial tools and may be... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
It is wise for you to have a company credit... Read More
When credit cards are used wisely they can be very... Read More
Paying a credit card late fee is the same as... Read More
Credit is currently and has been historically an integral component... Read More
In order to determine a consumer's credit worthiness, creditors and... Read More
Many credit card holders sign up for a credit account... Read More
With prepaid credit cards, you get the practicality of plastic... Read More
Credit Score FactorsThe information contained on our credit reports affect... Read More
Credit card balance transfer involves using a credit... Read More
Getting worried that one of your clients, customers or patients... Read More
Will lenders really love you for having a good credit... Read More
Credit card companies want your business. After all, lending money... Read More
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