Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant thing you can do... Read More
Beware of Bogus Credit Repair Companies!
So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they trumpet variations on this message: "Turned down because of bad credit? We can help!" Many of these companies charge hundreds if not thousands of dollars... Read More
The Right Way To Credit Repair
If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have a bad credit rating, it might seem like there's nothing that you can do about it? but you don't have to believe that.... Read More
Understanding the Function of Credit
What is Credit?Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified time frame. Lenders base their decisions on who they should lend to by using your credit... Read More
Credit Cards
Credit cards are a form of unsecured credit. The issuer is extending you a line of credit, usually tacking on all sorts of little surprises in the fine print. This type of credit is probably the most commonly used.If you have a great credit rating, you're probably bombarded with offers... Read More
Credit Repair Scam - How To Avoid Being A Statistic?
A good credit history is critically important for the consumer. A bad credit will prevent you from getting a business loan, owning a home, or even a job. Promises to "fix" your credit are always made by credit consolidation companies, but they are seldom true. Here are some of the... Read More
How To Use Your Credit Card For Ultimate Financial Advantage
Using a credit card wisely is an important step in building a great credit rating. If you're trying to re-build your credit or if you're young and just starting out, pay close attention the next time you receive a new card offer in the mail or online. When you're trying... Read More
All About Balance Transfers
What is a balance transfer?A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does... Read More
Have You Ever Opened a Checking Account?
Maybe some of you are saving it in your trusty piggy bank, under your mattress or way back in a sock drawer. Although I'm glad that you are saving, your money is not doing anything for you locked up in your house. Consider a checking account where you can make... Read More
How You Can Avoid Becoming A Victim Of Identity Theft
To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take.The most important one is to ask periodically for a copy of your credit report. This is crucial because it is the surest and quickest way to determine... Read More
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Know Your Credit Card Rights
When you apply for a credit card, the application that... Read More
Credit Enhancements: Seven Tips For Enhancing Business Credit Transactions
What are the avenues available to businesses with weak credit... Read More
Special Credit Information for Married Couples
If you are married, establish separate credit accounts.Try to finance... Read More
Defeating Credit Card Debt With Self Control
Credit card debt is a major social problem in some... Read More
Useful Tips on Using Credit Cards
Here are some useful tips on using credit cards. Whether... Read More
How a Credit Card Can Be Your Friend
We have all heard countless stories of people over their... Read More
Rate Tarts Losing Ability to Cherry Pick
A "rate tart" is someone who switches from one zero... Read More
Credit Card Security Advice
Which of the following is the biggest threat to your... Read More
The Easy Way To Gain Access To Your Free Online Credit Report
When you apply for credit, those lending you the money... Read More
Choosing a Credit Counseling Company
If you have considered credit counseling as an option to... Read More
Understanding Your Rights Under The Equal Credit Opportunity Act
It wasn't all that long ago that lenders blatantly discriminated... Read More
Understanding the Function of Credit
What is Credit?Credit is the backbone and the engine behind... Read More
10 Signs You May Need Credit Counseling
Debt management programs can be of real help for people... Read More
Preventing Credit Card Mess
Credit card debts problem is extremely common today. It is... Read More
Credit Card Incentives
Credit card companies want your business. After all, lending money... Read More
How Credit Scoring Works
The all important credit score! It determines the amount of... Read More
Easing Your Financial Burdens With Credit Counseling
It is a well-publicized fact that more of us are... Read More
Learn How to Improve Your Credit Score
Having a damaging credit record can hurt you in many... Read More
Free Credit Reports: From The 3 Major Credit Bureaus!
Get your credit report online for FREE. Many financial advisors... Read More
Do You Know The Top Five Credit Card Mistakes?
When you're dealing with credit cards, you're playing with fire.... Read More
Legislators Ponder New Credit Protection Laws
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
Boosting Your Credit Score To Get The Best Credit Card Deal
Making Your Credit Rating Work For YouOne of the basics... Read More
Credit Cards: What is the Universal Default Clause?
Most people who carry major credit cards are well aware... Read More
Building A Credit Report Lenders Will Love You For
Will lenders really love you for having a good credit... Read More
Can Credit Search Entries Affect Your Ability to get Approved for a New Loan in the UK?
About Search Entries:Every time a lender checks your credit history... Read More
Protect Yourself Against Identity Theft
Identity theft is when someone uses, without permission, your personal... Read More
Opting For A Credit Card? Check Out Certain Terms
You've just received a "pre-approved" credit card offer in your... Read More
Trying to Land a Job? Poor Credit Scores May Hurt Your Chances
Many employers are now looking at an applicant's credit report... Read More
Choosing A New Credit Card
1. Choosing A new credit cardThere are many reasons for... Read More
Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?
Identity theft is the fastest growing crime according to the... Read More
Credit Card Dirty Tricks
There are many of us that have been badly stung... Read More
Finance - Money, Money
Finance is a big word for some of us. It's... Read More
Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards
Secured Credit Card is similar to a prepaid credit card... Read More
How To Start A Second SEPERATE Credit File!
Your personal credit file is separated from those with the... Read More
Credit Establishment 101
There will come a day when you need credit. You... Read More
Do You Know The Top Five Credit Card Mistakes?
When you're dealing with credit cards, you're playing with fire.... Read More
Credit Problems? Heres How to Manage Your Creditors
If you find that creditors are calling you almost daily... Read More
Small Business Credit Cards
So what do you look for when applying for a... Read More
Simplifying Your Search For a New Credit Card
Today, selecting the proper credit card can be a bit... Read More
Finding Reputable Credit Card Companies
You're interested in getting the best credit cards for your... Read More
Establishing Credit ? What You Need To Know Part 1
Establishing credit is one of the most important things you... Read More
My Credit Card Application Was Rejected! Now What?!?
No doubt, you've probably gotten literally hundreds of credit card... Read More
Low Interest Credit Cards Have Many Advantages
When credit cards are used wisely they can be very... Read More
My Student Credit Card Adventure
And some practical advice too!My first credit card?I remember my... Read More
How Does a Creditor Determine Whether to Grant You Credit?
Credit 101How does a creditor determine whether to grant you... Read More
Choosing The Best Credit Card To Apply For
Always shop around to get the best deal when choosing... Read More
Understanding Your Rights Under The Equal Credit Opportunity Act
It wasn't all that long ago that lenders blatantly discriminated... Read More
5 Things Your Credit Card Company Keeps Quiet About
Credit Cards can bankrupt you if you let them run... Read More
Useful Tips On Avoiding Credit and Charge Card Fraud
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
Low Interest Credit Cards: A Thing of the Past?
With interest rates rising, low or zero percent credit cards... Read More
Beware of Falling Minimum Payments
If you opened a credit card statement recently and were... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
Addressing Bad Credit Card Debt
Spending HabitsSo you've just got your credit card. The first... Read More
Five Credit Card Billing Problems and How to Fix Them
It goes without saying that your first and best defense... Read More
Will Inquiries Lower Your Credit Score?
What are inquiries?When you apply for credit the creditor or... Read More
Which Credit Card?
Bewildered by the sheer variety of debit cards and credit... Read More
Good Credit -- Essential for the Prospective Home Buyer
Credit is a funny thing. It can be a useful... Read More
What You Need To Know About Credit Cards
What is a credit card? A credit card is... Read More
Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Understanding the Function of Credit
What is Credit?Credit is the backbone and the engine behind... Read More
Collection Agencies: What Do They Do?
Collection agencies are businesses that collect past-due bills and accounts... Read More
Ethical Finance: Who Benefits From Our Spending?
On one hand consumers are being universally criticised for running... Read More
Various Types of Credit Cards - Part 2
Several different types of credit cards offer several different options,... Read More
Know Your Credit Card Rights
When you apply for a credit card, the application that... Read More
Your Credit Rating and How To Check It
There is a lot of confusion surrounding UK credit ratings,... Read More
Avoiding Credit Card Traps
The next time you open your credit card statement, take... Read More
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