The Ghost of Expected Surprises
Here, Cratchet, what do you think you're doing?Uh, er, leaving sir.Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly.Uh, er, no sir.No sir? Well it's back to work for you then, and be quick about it. And I don't expect your mind to be off home... Read More
Which Citi Mastercard Is Right For You?
You've decided to apply for a Citi MasterCard, but with so many different cards to choose from, how do you know which one is right for you? Here is a brief guide to the different types of MasterCard available from Citibank.A great MasterCard program is the Citi Platinum Select Card.... Read More
Top 5 Reasons To Check Your Credit Report Regularly
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit report can help you avoid costly errors. In one recent study, more than 50% of the credit reports checked contained errors. Other studies have shown similar results with as high as a 70% error rate. The most common error occurs... Read More
Errors on Your Credit Report: What You Should Do
There are times when you may be turned down for credit and you do not understand why. According to the Fair Credit Reporting Act you are entitled to a free copy of your credit report if you have been denied credit because of negative items on your credit report within... Read More
Low Interest Credit Cards: A Thing of the Past?
With interest rates rising, low or zero percent credit cards may soon become a thing of the past. However, the wise shopper can still secure a low rate by carefully shopping around. Here are some ways you still get a bargain rate card:Contact Your Current Provider. Chances are the interest... Read More
The FICO Score Misconceptions
There are many misconceptions about credit scores out there. There are borrowers who believe that they don't have a credit score. There are others who think that their credit scores don't really matter. These sorts of misconceptions can hurt your chances of gaining employment, obtaining preferred interest rates, and even... Read More
Credit Cards and How To Choose Them:
It may seem like a simple question but its important to take into account a few factors when choosing your credit card. If you are in the enviable position of being able to pay off your card every month then you are amongst the few. If like most you don't... Read More
How to Order the Right Credit Reports to Repair Your Own Credit
In this week's article, I am going to offer some tips and insight regarding how to order the right credit reports needed to repair your credit.Believe it or not, a majority of the credit reports offered on the internet don't have the required information (File Number, Confirmation number, or Report... Read More
Free Credit Report ? A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus... Read More
What is a Bad Credit History?
A bad credit history can sometimes seem like a curse... whenever you apply for financing or for a loan, it always seems to pop up and cause you problems.Having a bad credit history can even cause you problems when applying for some jobs or other opportunities! Before you let it... Read More
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Credit Card Tips
Here are some useful credit card tips for you to... Read More
How A Prepaid Debit Card Can Help You Rebuild Your Credit
Consumers today are up to their eyeballs in debt. And... Read More
Credit Report Disaster Through Mistaken Identity
I've got some very important info I want you to... Read More
7 Consumer Credit Laws You Should Know if You are Trying to Repair Your Credit
There are seven consumer credit laws you should be aware... Read More
How Do I Establish A Good Line of Credit?
A line of credit, roughly defined, is the amount of... Read More
To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...
To repair your bad credit does not necessarily mean that... Read More
How To Get Out Of Credit Card Debt
If you're like the average person, let me warn you... Read More
Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States;... Read More
Top 7 Factors to Consider While Reviewing Credit Card Offers
Credit cards have migrated from being hip or convenience product... Read More
Cutting Credit Card Costs
What are the APRs charged by the credit cards in... Read More
Dont Trade Your Future for Todays DooDads
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
Beat Credit Card Companies at Their Own Game!
Have you ever wondered how much money a credit card... Read More
Bailiffs & Council Tax - Knowing What To Do
This article is about bailiffs who may call trying to... Read More
Balance Transfers Introduction
Credit card balance transfer involves using a credit... Read More
How Your Credit Rating Affects You, and How to Check It
You might not know it, but every time you take... Read More
Credit Report ? Look Out for Your Debit Report, Too
Most consumers are aware that there are companies that keep... Read More
Identity Theft : They Got Him
His hard earned money? Gone. Creditors on his back everyday.... Read More
The Art of Stoozing to Make Money from Credit Cards
Make Money from StoozingStoozing, this is a sophisticated method of... Read More
Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Like It Or Not, You Have A Score To Settle! Part 1
Just when most people finish with school and can stop... Read More
Saving Money with Credit Cards
Having a credit card is a wonderful convenience for those... Read More
Grants, Loans, Free Credit Cards And Credit Repair: The Whole Truth And Nothing But The Truth
You got creditors calling you everyday. You could lose the... Read More
Recognizing the Signs that You Might Need Credit Counseling
Most families in America today have a credit card; some... Read More
How a Credit Card Can Be Your Friend
We have all heard countless stories of people over their... Read More
Repair Your Credit - The Right Way!
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
The FICO Score Misconceptions
There are many misconceptions about credit scores out there. There... Read More
10 Simple Steps to Manage Your Credit
By far the greatest invention the banks have ever come... Read More
Your Consumer Rights
If you have ever fallen behind on your debts you... Read More
SuperCharged Secret 3, Credit Card Utopia
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
Choosing A New Credit Card
1. Choosing A new credit cardThere are many reasons for... Read More
How To Use Your Credit Cards Wisely
Are you one of the thousands pulling your hair out... Read More
Easing Your Financial Burdens With Credit Counseling
It is a well-publicized fact that more of us are... Read More
Manage Your Credit Wisely
Getting your first credit card is a big deal and... Read More
How a Credit Card Can Be Your Friend
We have all heard countless stories of people over their... Read More
Different Ways to Borrow Money
There are many different ways to borrow money. Outlined below... Read More
Watch Out For Credit Repairs
It is very easy to find a site that is... Read More
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but... Read More
Stop Credit Card Offers
You can stop receiving credit card offers in the mail!... Read More
Good Credit -- Essential for the Prospective Home Buyer
Credit is a funny thing. It can be a useful... Read More
The Things That UK Lenders Like to See on Your Credit File, (and? What They Don?t Like to See!)
Lenders are quite fussy about what they like to see... Read More
Credit and Its Cost
What is Credit? Credit is money granted by a lender... Read More
The Easy Way To Gain Access To Your Free Online Credit Report
When you apply for credit, those lending you the money... Read More
Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other... Read More
How to Evaluate and Raise Your Credit Score
Why do some people get offers for pre-approved credit cards... Read More
Dealing With A Collection Agency
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
Is it Safe to Use Online Car Finance?
Online car finance is convenient. You can apply over the... Read More
Avoiding College Credit Card Traps
Congratulations college freshman! You're about to embark on one of... Read More
What You Need to Know About Credit Reports
You hear people talk about credit reports all the time... Read More
All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of... Read More
Legislators Ponder New Credit Protection Laws
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
Convenience Can Be Costly
You've just opened your credit card bill and attached to... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Making Sense of the Information in Your Credit Report
If you've ever applied for a credit card or loan,... Read More
Top 5 Credit Misconceptions
We have all heard the rumors?from neighbors, relatives or friends.... Read More
Useful Tips When Choosing Credit Cards
Chances are you have received your share of "pre-approved" credit... Read More
Keep Your Credit History Clean - Remove A Negative Credit Record From Credit Report
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Five Reasons to Repair Your Credit Score - You Can Do It Yourself
There are multiple reasons that tell us why we should... Read More
Bad Credit? No Credit? Yeah, Its a Problem.
Many companies use the slogan "Bad Credit? No Credit? No... Read More
Consolidating Credit Cards
Credit card consolidation is a popular solution for those with... Read More
Establishing Credit ? What You Need To Know Part 2
In my previous article "Establishing Credit ? What You Need... Read More
Credit Report Secrets: Do You Know What They Reveal?
If you've ever applied for a credit card or loan,... Read More
Practical Suggestions for Protecting Yourself From Identity Theft
It's no surprise that thousands of Americans are victimized by... Read More
Credit Repair Myths and Facts
There are no secrets to repairing your credit. Many shady... Read More
Saving Money: Quick Cash, High Cost
I didn't think it was possible. But it is. Folks,... Read More
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