It wasn't all that long ago that lenders blatantly discriminated when it came to approving credit for women and minority groups. Women were actually asked personal and demeaning questions like, how many children do you plan to have in the future or are you on birth control?Despite the fact that... Read More
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report... Read More
Under the Fair Debt Collection Practices Act, collectors are not allowed to disclose a consumers past due debt to anyone other than the debtor and in some cases a spouse. The Telephone Consumer Protection Act would have required collectors to identify the registered name of their business in any pre-recorded... Read More
You're probably thinking "Tell me something I don't know" but in this time of low interest rates you might be thinking that you've got a great deal since credit card interest rates are low. Wrong. Credit card companies have a cutoff as to how low their interest rates will go.So... Read More
Many credit card holders sign up for a credit account with an 8.9% interest rate and then later realize that their interest rate has been bumped to 27.4%. Why?You know that your credit score affects the credit card rates that you qualify for. But, did you know that a little... Read More
Chances are you've gotten your share of offers like this in the mail Bad Credit Credit Card, Bad Credit Visa Cards and Credit Cards for People With Bad Credit. Re-establish your credit with a bad credit credit card, credit cards for people with bad credit or pre-approved Visa cards regardless... Read More
If you're like most people, you probably own at least one.And like most people, you've maybe never thought what it's really costing you?At a recent conference held by the Fabian Society at London's Imperial college, one of the issues discussed was happiness, and, more specifically, why it seems to elude... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This... Read More
Maybe some of you are saving it in your trusty piggy bank, under your mattress or way back in a sock drawer. Although I'm glad that you are saving, your money is not doing anything for you locked up in your house. Consider a checking account where you can make... Read More
How to Repair a Bad Credit Rating?The Right Way!If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have a bad credit rating, it might seem like there's nothing that you can do about... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
With today's credit card companies, there are many opportunities to... Read More
Identity theft statistics are shocking. And we are told that... Read More
A credit card allows you to buy things even though... Read More
Some credit cards offer a cash advance option. But how... Read More
Introduction In this article, a presentation is made of the... Read More
A "rate tart" is someone who switches from one zero... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
Commercial collections: fixture of the new B2B cultureIf you're in... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
Like me, you've probably been offered a fair old number... Read More
Q: I'm opening a gift shop and want to be... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
Identity theft has become an epidemic. Millions and millions of... Read More
So you got into debt, had problems but you got... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
For years, major credit card companies have allowed cardholders to... Read More
Credit has become a much-used word, thanks to the various... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
There are many of us that have been badly stung... Read More
Using a credit card wisely is an important step in... Read More
Building a good credit history is important. If you have... Read More
When I received my first credit card in the mail... Read More
Having a damaging credit record can hurt you in many... Read More
The Fair and Accurate Credit Transactions Act, signed into law... Read More
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
A lot of credit score myths about fico score ratings... Read More
Moving money from credit card to credit card to take... Read More
What is trade credit?One of the major differences between consumer... Read More
It is a well-publicized fact that more of us are... Read More
There are a whole variety of different types of credit... Read More
To reduce or minimize the risk of becoming a victim... Read More
Most of us want a good credit report to obtain... Read More
When you apply for credit one of the first things... Read More
In the olden days, about 10 years ago, before the... Read More
Making Your Credit Rating Work For YouOne of the basics... Read More
What you might not know about credit.Some people don't know... Read More
So you got into debt, had problems but you got... Read More
You probably don't need me to tell you credit cards... Read More
There are three main credit bureaus in the United States;... Read More
One of the focus areas of my information is the... Read More
If you begin foaming at the mouth once a month... Read More
Do you have a poor credit rating? If so, you... Read More
It's the number one source of consumer complaints at the... Read More
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment... Read More
Rewards cards have become the latest rage in the credit... Read More
Ever wondered what is Credit Counselling? There are occasions when... Read More
What is a balance transfer?A balance transfer can be explained... Read More
What is Credit?Credit is the backbone and the engine behind... Read More
Believe it or not, the way society, especially the commercial... Read More
Have you ever wondered why your credit card bill is... Read More
With identity theft statistics currently at an all time high,... Read More
Paying a credit card late fee is the same as... Read More
Parents have the full responsibility for their children and their... Read More
You've decided to apply for a Citi MasterCard, but with... Read More
Your credit report is a very important piece of the... Read More
If you're like most people, you probably own at least... Read More
There will come a day when you need credit. You... Read More
Sure, there are a lot of problems with credit cards,... Read More
What are the APRs charged by the credit cards in... Read More
Whether or not you receive a loan and what interest... Read More
As you probably know, interest rates are at all time... Read More
Identity theft is a growing concern among Americans, and rates... Read More
Having a damaging credit record can hurt you in many... Read More
What is a balance transfer ? A balance transfer can... Read More
Years ago your credit score was a big secret, known... Read More
Credit |