Chances are you have received your share of "pre-approved" credit card offers in the mail, some with low introductory rates and other perks. Many of these solicitations urge you to accept "before the offer expires." Before you accept, shop around to get the best deal.Credit Card Terms:A credit card is... Read More
Having credit education is like knowing how to read. It will be necessary throughout your life.Once you learn it, you will know it forever. Once you establish good skills, they will help you to get ahead throughout your life.So, it is vital to get the education you need or to... Read More
There are millions of consumer credit reports on file from mainly three major reporting bureaus which include Trans Union, Experian, and Equifax. These credit gathering agencies store huge amounts of data about every person that takes out a loan, credit card, or any other line of credit. Information is reported... Read More
It's no surprise that thousands of Americans are victimized by identity theft each year. Last year more than 9,000,000 people were victims of identity theft amounting to some $45 billion dollars.By the time the average person realizes they have become a victim of identity theft; it is much too late.... Read More
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise... Read More
Will lenders really love you for having a good credit report score? Love is not the right word of course; lenders are after your money, and never forget that. But the lender's representative will love dealing with your credit application if your credit report is good. If you have a... Read More
Introduction In this article, a presentation is made of the differences between major credit cards and credit cards offered by specific stores to their customers. The purpose of this article is to provide a general overview of major credit cards and store cards to aid consumers in... Read More
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. Some creditors may let you slide a month or two, but your records will still show a delinquency.... Read More
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two different things.One company recently approached us... Read More
If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have a bad credit rating, it might seem like there's nothing that you can do about it? but you don't have to believe that.... Read More
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With identity theft statistics currently at an all time high,... Read More
1) Do your homework. Applying for and getting approved for... Read More
Ah, the "good old days". If you are a baby... Read More
Here's a simple system on how to pay zero interest... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
When you apply for credit, those lending you the money... Read More
If you begin foaming at the mouth once a month... Read More
In addition to the APR (annual percentage rate) and the... Read More
Your credit file may not reflect all your credit accounts.... Read More
The process of clearing credit can be laborious and frustrating.... Read More
Commercial collections: fixture of the new B2B cultureIf you're in... Read More
Raising your credit score can be a fairly simple and... Read More
While working through my own debt situation, and helping others... Read More
There will come a day when you need credit. You... Read More
Many employers are now looking at an applicant's credit report... Read More
If you were to tell someone that they can have... Read More
There are always some companies that have past due invoices... Read More
You may already have 2 or more credit cards in... Read More
Do you know the costs associated with your credit card?... Read More
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
If you want a cash advance or a payday/paycheck loan,... Read More
Have you ever looked at your credit card statement? I'm... Read More
Will lenders really love you for having a good credit... Read More
There are many misconceptions about credit scores out there. There... Read More
It's the number one source of consumer complaints at the... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
In Less Than 30 Days. "What can you do to... Read More
As a consumer you've learned the importance of establishing a... Read More
Credit scores are the most important aspect that determines your... Read More
Almost all students have and use student credit cards. Some... Read More
Most consumers are aware that they have something known as... Read More
The good thing about bad credit is that you can... Read More
There are seven consumer credit laws you should be aware... Read More
Most of us want a good credit report to obtain... Read More
There are so many credit cards out there to choose... Read More
1. Choosing A new credit cardThere are many reasons for... Read More
Debt management programs can be of real help for people... Read More
Having a damaging credit record can hurt you in many... Read More
Identity theft is a growing concern among Americans, and rates... Read More
Are Credit Card companies starting to feel the pinch? We... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
You can still save money on a Bad Credit Loan... Read More
Ah, the sweet rewards of using credit!Not only do you... Read More
Getting an annual credit report review has been the advice... Read More
ChexSystems is a company that maintains a subscriber membership service... Read More
When you apply for a credit card, the application that... Read More
Using a credit card wisely is an important step in... Read More
For people with a spotty credit history or bad credit,... Read More
Ever wonder how a creditor decides whether to grant you... Read More
Credit cards have migrated from being hip or convenience product... Read More
Until recently lawyers for victims of credit damage had little... Read More
If you've ever applied for a credit card or loan,... Read More
Credit counseling is an option you might want to consider... Read More
What is a balance transfer ? A balance transfer can... Read More
If you've ever applied for a credit card or loan,... Read More
If you have a bad credit rating, then you might... Read More
Congress passed the Fair Credit Reporting Act several years ago... Read More
Credit cards are a form of unsecured credit. The issuer... Read More
Everywhere we go, the word credit can be found, shining... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
In industrialized nations, going into debt starts early. It's easy... Read More
A check can be considered bad if it is bogus... Read More
What is trade credit?One of the major differences between consumer... Read More
If you opened a credit card statement recently and were... Read More
There are multiple reasons that tell us why we should... Read More
Many of us have seen the advertisements on television. "Get... Read More
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