It Takes Credit To Build Credit
Using a credit card wisely is an important step in building a good credit rating. If you're trying to re-build your credit or if you're young and just starting out, pay close attention the next time you receive a new card offer in the mail. When you're trying to build... Read More
Credit Reports: Find out why you have been refused Credit.
You may already have 2 or more credit cards in your purse or wallet and you have just applied for a third and been declined. This can be very frustrating considering you pay off your other credit cards regularly and you are continually having your credit limit raised.This is a... Read More
How To Use Your Credit Cards Wisely
Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills? Using your credit cards wisely and sensibly will help you avoid financial problems and establish a strong credit rating, so here's some information to help you get... Read More
Credit Card Balance Transfers Explained
What is a balance transfer ? A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period.... Read More
7 Ways To Squash Identity Theft
It is the scourge of our age: identity theft. Thieves learn an important part about your personal information, such as your credit card number, and they open accounts in your name and spend, spend, spend! Unfortunately, by the time you discover that you are a victim the damage is already... Read More
Taking Control of Your Credit History
Your credit history is important; in fact, in this day and age, only family and your time are more important than your credit history! The first time you established a payment commitment over a period of time for a purchase, you began your history of credit, and the credit bureau... Read More
The FICO Score Misconceptions
There are many misconceptions about credit scores out there. There are borrowers who believe that they don't have a credit score. There are others who think that their credit scores don't really matter. These sorts of misconceptions can hurt your chances of gaining employment, obtaining preferred interest rates, and even... Read More
Legislators Ponder New Credit Protection Laws
Legislators in Washington, D.C. are considering several credit-related consumer protections as outlined in The Fair and Accurate Credit Transaction Act of 2003 (H.R. 2622). If approved, consumers could benefit from the most wide-ranging changes to the rules covering consumers and credit in decades.One of the most important changes would be... Read More
Special Credit Information for Married Couples
If you are married, establish separate credit accounts.Try to finance real estate in just one partner's name to increase your investment financing potential.Avoid joint credit, which limits financing possibilities for both individuals rather than one at a time. Accounts in one partner's name only count against that individual's credit.In other... Read More
Credit Report ? Look Out for Your Debit Report, Too
Most consumers are aware that there are companies that keep track of their personal financial transactions ? installment loans, mortgages, credit card accounts, bankruptcies and judgements. These items are assembled by the three main credit bureaus into a credit report, which is available upon request by lenders, employers and anyone... Read More
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Good Credit -- Essential for the Prospective Home Buyer
Credit is a funny thing. It can be a useful... Read More
What is a Credit Card?
A credit card allows you to buy things even though... Read More
Grants, Loans, Free Credit Cards And Credit Repair: The Whole Truth And Nothing But The Truth
You got creditors calling you everyday. You could lose the... Read More
Useful Tips When Choosing Credit Cards
Chances are you have received your share of "pre-approved" credit... Read More
Check Your Credit Before Shopping For That Home Loan
Review Your Credit Score.Nearly every bank, credit union, and mortgage... Read More
Balance Transfers Can Help You Stop Putting Money Down The Drain!
As you probably know, interest rates are at all time... Read More
Commercial Collections And Credit Granting
It is estimated that billions of dollars in delinquent commercial... Read More
Online Credit Report and Online Credit Reports
Online credit reports are easily accessible to those interested in... Read More
Important Things to Know About Divorce and Credit
Joint debts remain joint debts.Both spouses signed a legally binding... Read More
Your Guide On Choosing a Credit Card To Suit You
Reach into your wallet or purse, pull out a card,... Read More
How To Choose Your Credit Card Application
The articles and tips provided on this site are intended... Read More
Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Lower Your Credit Card Interest Rate Now!
With today's credit card companies, there are many opportunities to... Read More
SuperCharged Secret 1 of 5 - Credit Card Utopia
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Beware of Falling Minimum Payments
If you opened a credit card statement recently and were... Read More
Why Should You Use Credit Cards
Believe it or not, the way society, especially the commercial... Read More
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Raising your credit score can be a fairly simple and... Read More
Using Credit Cards Wisely
"I think money was stolen from my card" or "I... Read More
Credit Problems? Heres How to Manage Your Creditors
If you find that creditors are calling you almost daily... Read More
New Credit Scoring Model Could Help Millions
Mark and Beth, a young married couple in their twenties,... Read More
Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?
Identity theft is the fastest growing crime according to the... Read More
Credit Card Balance Transfers Can Help You Stop Putting Money Down The Drain
As you probably know, interest rates are at all time... Read More
What is Credit Counselling?
Ever wondered what is Credit Counselling? There are occasions when... Read More
Credit Card Dirty Tricks
There are many of us that have been badly stung... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
Good vs. Bad Credit Debt
Do you know the difference between good and bad credit... Read More
Choosing the Right Credit Counseling Agency for You ? Some Tips Part 2
Credit counseling companies come in all shapes and sizes. Whether... Read More
Understanding the Process of Credit Counseling
Many of us have seen the advertisements on television. "Get... Read More
5 Things Your Credit Card Company Keeps Quiet About
Credit Cards can bankrupt you if you let them run... Read More
Is Your Credit Score Being Held Against You?
Credit Scores That HurtIs your credit score being held against... Read More
Credit and Loan Help for Mortgage Loans
Mortgage loans are some of the most difficult loans to... Read More
Credit cards
If gold medals were awarded for marketing consistency, the credit... Read More
Do You Know The Top Five Credit Card Mistakes?
When you're dealing with credit cards, you're playing with fire.... Read More
10 Simple Steps to Manage Your Credit
By far the greatest invention the banks have ever come... Read More
Credit Verus Debt
Secured and unsecured debt - what's the difference?It's easy to... Read More
Read and Understand Your Credit Card Statement
Have you ever looked at your credit card statement and... Read More
Identity Theft ? Guard Your Childrens Social Security Numbers
Identity theft is a growing concern among Americans, and rates... Read More
The Easy Way To Gain Access To Your Free Online Credit Report
When you apply for credit, those lending you the money... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
Why Is It important!
Your credit is the most important thing you have other... Read More
5 Steps You Can Take to Get Paid!
There are always some companies that have past due invoices... Read More
Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other... Read More
Annual Credit Report and Free Annual Credit Report
Getting an annual credit report review has been the advice... Read More
Finance - Money, Money
Finance is a big word for some of us. It's... Read More
Credit Reports Inside and Out
The Credit Report is like your scorecard in the lending... Read More
Why Your Credit Score is Important
Your credit score can either haunt you or reward you.... Read More
Its Your Credit - Take Care of It!
Thanks to the Fair and Accurate Credit Act, American consumers... Read More
Credit Repair: How To Deal With Your Creditors
If you are in danger of credit problems because you... Read More
Improving Your Credit Report
Even if you think you have a wonderful credit report,... Read More
Will Inquiries Lower Your Credit Score?
What are inquiries?When you apply for credit the creditor or... Read More
10 Step Credit Repair Guide
The process of clearing credit can be laborious and frustrating,... Read More
Identity Theft - Dont Think You Are Immune
As identity theft becomes more prevalent, the need to regularly... Read More
Finding and Applying for the Right Credit Card Offer Online
Anywhere you go online nowadays, you will see a multitude... Read More
Recognizing the Signs that You Might Need Credit Counseling
Most families in America today have a credit card; some... Read More
Top 5 Reasons To Check Your Credit Report Regularly
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More
How Do I Establish A Good Line of Credit?
A line of credit, roughly defined, is the amount of... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA
Fact: Over 150 million Americans have credit report with the... Read More
Credit Cards - A Blessing or a Curse?
Owning a credit card can be quite an advantage. Whether... Read More
Credit Repair Companies and Credit Counseling
Let's be crystal clear, right up front. Paying someone to... Read More
The Advantages of Credit Cards
There are many evils associated with credit cards, but there... Read More
Credit Card Entrapment - The Secrets are Out
Have you ever wondered why your credit card bill is... Read More
Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and... Read More
Beware the Shopping Mall Monster
Like me, you've probably been offered a fair old number... Read More
Credit Card Disclosure Table ? Do You Understand It All?
In addition to the APR (annual percentage rate) and the... Read More
How To Protect Yourself Against Credit Card Fraud
In the high tech world of today, credit card fraud... Read More
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