The next time you open your credit card statement, take a closer look at the small insert titled "changes to your credit card agreement". You know the one I'm speaking about. It's that small, folded paper written in legalese that you promise to read some other time (but of course... Read More
We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or "Remove negative entries from your credit report!" If you're a person suffering from a less-than-stellar credit rating, those headlines may seem like the answer to a prayer.The only problems is, those programs don't work, and... Read More
What are the avenues available to businesses with weak credit profiles or to companies pursuing credit transactions that are perceived as too risky by credit providers? Many companies apply for credit at banks, finance companies or equipment leasing firms and are routinely rejected due to the high degree of perceived... Read More
In order to determine a consumer's credit worthiness, creditors and lending institutions have come to depend on credit reporting agencies. Credit reporting agencies supply individual reports that provide consumer specific information for lending purposes. With the advent of technology, most creditors now have automated systems that provide them direct access... Read More
Just as there are too many credit card companies to count, there seems to be just as many different credit cards, all claiming to offer you the best possible deal. Since no two people are alike, not all programs and incentives will work the same for everyone. Finding the one... Read More
Today, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major... Read More
Credit cards are a form of unsecured credit. The issuer is extending you a line of credit, usually tacking on all sorts of little surprises in the fine print. This type of credit is probably the most commonly used.If you have a great credit rating, you're probably bombarded with offers... Read More
Your credit report--a type of consumer report--contains information about where you work and live and how you pay your bills. It also may show whether you've been sued or arrested or have filed for bankruptcy. Companies called consumer reporting agencies (CRAs) or credit bureaus compile and sell your credit report... Read More
The good thing about bad credit is that you can fix it. If you start now, over time, your bad credit can turn into good credit, and you could qualify for the loans you want at the rates you want. The most important aspect of rebuilding your credit after it... Read More
A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation. It's a company that developed the credit scoring software used to evaluate your credit worthiness.Most lenders use the FICO score to determine whether they should extend to you a mortgage, car loan, credit... Read More
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Credit is currently and has been historically an integral component... Read More
Credit card balance transfer involves using a credit... Read More
So you ordered a copy of your credit report to... Read More
Identity theft has become an epidemic. Millions and millions of... Read More
There are a couple of reasons for this. You can... Read More
For all people shop around for the best rate, there... Read More
There's only one way to discover the "health" of your... Read More
What are inquiries?When you apply for credit the creditor or... Read More
1. Choosing A new credit cardThere are many reasons for... Read More
Once you've been paying off a credit card for a... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
Establishing credit is one of the most important things you... Read More
What you might not know about credit.Some people don't know... Read More
It is wise for you to have a company credit... Read More
There are not many of us who do not have... Read More
Rewards cards have become the latest rage in the credit... Read More
There is a lot of confusion surrounding UK credit ratings,... Read More
You can still save money on a Bad Credit Loan... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
If you have a bad credit rating, then you might... Read More
A good credit reward card can contribute to your retirement... Read More
Are you thinking of buying a house? Do you want... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
If you have ever fallen behind on your debts you... Read More
There are times when you may be turned down for... Read More
Are you one of the thousands pulling your hair out... Read More
You probably don't need me to tell you credit cards... Read More
And some practical advice too!My first credit card?I remember my... Read More
Even if you think you have a wonderful credit report,... Read More
Prepaid debit cards are great financial tools and may be... Read More
In order to determine a consumer's credit worthiness, creditors and... Read More
A lot of credit score myths about fico score ratings... Read More
By far the greatest invention the banks have ever come... Read More
Have you ever wondered why your credit card bill is... Read More
Credit cards have migrated from being hip or convenience product... Read More
There is no end to the amount of pain that... Read More
Making Your Credit Rating Work For YouOne of the basics... Read More
It is the scourge of our age: identity theft. Thieves... Read More
Prepaid credit cards also called stored value card can be... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
When applying for a loan to purchase a car, the... Read More
A "rate tart" is someone who switches from one zero... Read More
It is wise for you to have a company credit... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
There are many different ways to borrow money. Outlined below... Read More
Online credit reports are easily accessible to those interested in... Read More
Even if you have heard of a credit report, you... Read More
In the new millennium plastic money or credit cards has... Read More
What Are Possible Signs of Fraudulent Transactions see at Web... Read More
If you are in danger of credit problems because you... Read More
What FACTA means is that if you, as an individual,... Read More
1. Choosing A new credit cardThere are many reasons for... Read More
Debt negotiation on credit cards is often referred to as... Read More
What are the avenues available to businesses with weak credit... Read More
Bad credit can be a burden for otherwise good credit.... Read More
Sure, there are a lot of problems with credit cards,... Read More
Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More
When you apply for credit, those lending you the money... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
The credit industry if rife with pitfalls. If you have... Read More
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
We've all seen the ads on television or in magazines,... Read More
Consumers today are up to their eyeballs in debt. And... Read More
Credit score is one of the most basic, determining factor... Read More
I remember back when I was 18 and completely oblivious... Read More
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