All About Balance Transfers
What is a balance transfer?A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring)Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial... Read More
Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers
What is trade credit?One of the major differences between consumer and commercial transactions is that most, if not all, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer... Read More
Winning The Credit Game!
Everywhere we go, the word credit can be found, shining huge dollar signs in front of our very eyes. Everyday we receive solicitation and promotions offering us credit. Credit actually makes the financial world go round, yet just the mere mention of the word can make many people very nervous.... Read More
SuperCharged Secret 4, Credit Card Utopia
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's just take a brief moment to recap:If you've been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 3 very important things:You now know how to take advantage of... Read More
How To Use Your Credit Cards Wisely
Are you one of the thousands pulling your hair out trying to figure out how you're going to pay your credit card bills? Using your credit cards wisely and sensibly will help you avoid financial problems and establish a strong credit rating, so here's some information to help you get... Read More
Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums
Did you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score.Additionally a great credit score will allow you to get the best interest rates on your credit cards, car loans and even your home mortgage.... Read More
What You Didnt Know About Your Credit Card Numbers
Have you ever really looked at your credit card and tried to figure out what that huge string of numbers really means? Do these card issuers have so many customers that your account number has to be 16 digits long?You may be surprised to know that all those numbers you... Read More
Two Things You Need To Know About Prepaid Debit Cards
According to the September 2004 issue of the Nilson Report, around $588 billion dollars worth of debit cards were bought in the United States in 2003. By 2008 that volume is expected to grow to $1.231 trillion putting a significant dent in the nation's use of pure credit cards as... Read More
The Credit Card Surprise That You Need to Look Out For
Companies that issue credit cards want to make a profit. No one disagrees with that. The problem is that, we as consumers have, is when they have hide or disguise what it really cost for you to use a card.Here are some ways that you could be paying more, not... Read More
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How Does a Creditor Determine Whether to Grant You Credit?
Credit 101How does a creditor determine whether to grant you... Read More
Tips for Credit Card Surfers
Moving money from credit card to credit card to take... Read More
10 Ways To Boost Your Credit Score
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest... Read More
Avoiding ID Theft and Credit Fraud
Article excerpted from the new book, "How to Do Space... Read More
Guide to Credit Terms
Listed below is a useful guide to credit card terms.... Read More
How To Establish Great Credit
Building a good credit history is important. If you have... Read More
Saving Money with Credit Cards
Having a credit card is a wonderful convenience for those... Read More
Why Credit Cards are a Bad Idea
Credit cards are just so convenient, aren't they? There's no... Read More
Avoiding College Credit Card Traps
Congratulations college freshman! You're about to embark on one of... Read More
Identity Theft - Dont Think You Are Immune
As identity theft becomes more prevalent, the need to regularly... Read More
Credit Damage: Getting Compensated for Your Loss
Until recently lawyers for victims of credit damage had little... Read More
The Top 5 Secrets to Managing Your Credit Cards?So They Won?t Manage You
You've probably never heard of Frank X. McNamara, but he... Read More
Collection Agency Secrets for Collecting on Bad Debt
Getting worried that one of your clients, customers or patients... Read More
Winning The Credit Game!
Everywhere we go, the word credit can be found, shining... Read More
Are 0% Credit Cards Reaching Their End?
Are Credit Card companies starting to feel the pinch? We... Read More
Trying to Land a Job? Poor Credit Scores May Hurt Your Chances
Many employers are now looking at an applicant's credit report... Read More
10 Dirty Tricks Credit Card Companies Play
The credit card companies make billions each year in legitimate... Read More
Annual Credit Report and Free Annual Credit Report
Getting an annual credit report review has been the advice... Read More
Credit Cards - The Basics
How Lenders Operate ? And How They'll Make a Tidy... Read More
What Is the Fair Credit Reporting Act and What You Should Know About It
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
How To Protect Yourself Against Credit Card Fraud
In the high tech world of today, credit card fraud... Read More
Tips For Getting Your First Credit Card
Most of us get a credit card on our name... Read More
What Is A FICO Score?
A credit score is most commonly known as a FICO... Read More
The Advantages of Credit Cards
There are many evils associated with credit cards, but there... Read More
All Is Fair In Love, War, and, Your Credit Report - At Least It Should Be! Understanding the FCRA
Fact: Over 150 million Americans have credit report with the... Read More
Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards
Secured Credit Card is similar to a prepaid credit card... Read More
Inflexible Friends and Plastic Assets, Why Money isn?t Buying Love Anymore
Consumers reject financial advice in favour of financial frivolityIt would... Read More
Bad Debt Recovery
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
Good vs. Bad Credit Debt
Do you know the difference between good and bad credit... Read More
Secured Credit Cards- Consumer Tips
Whether you have no credit or damaged credit, secured credit... Read More
Automobile Credit Report
When applying for a loan to purchase a car, the... Read More
Credit Card Is Adding The Silver Lining To Your Pocket
In the new millennium plastic money or credit cards has... Read More
Free Credit Reports - How to Maintain Your Credit Profile
Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More
How Creditors Measure Your Credit Rating
Creditors will measure your credit rating based on the following... Read More
Pitfalls of the Credit Industry
The credit industry if rife with pitfalls. If you have... Read More
Save Money and Lower your Payments by Improving or Repairing Your Credit
Having a better credit score not only represents easier access... Read More
Credit Report ? Look Out for Your Debit Report, Too
Most consumers are aware that there are companies that keep... Read More
Credit Cards and How To Choose Them:
It may seem like a simple question but its important... Read More
Credit Reporting: How Does It Work?
In order to determine a consumer's credit worthiness, creditors and... Read More
Understanding Your Rights Under The Equal Credit Opportunity Act
It wasn't all that long ago that lenders blatantly discriminated... Read More
What is a Credit Card?
A credit card allows you to buy things even though... Read More
How Healthy Is Your Credit
There's only one way to discover the "health" of your... Read More
Using Credit Cards Wisely
"I think money was stolen from my card" or "I... Read More
Learn About Prepaid Credit Card
Prepaid credit cards also called stored value card can be... Read More
Which Citi Mastercard Is Right For You?
You've decided to apply for a Citi MasterCard, but with... Read More
How to Save Money on Your Credit Cards
Credit card companies make their money on the 85% of... Read More
Choosing The Credit Card That Is Right For You
Credit cards represent an important part of our financial lives.... Read More
5 Ways To Raise Credit Score
It's not as hard as you think to raise credit... Read More
Credit Cards - The Top 3 Things You Need To Know
Today there are so many different credit cards available, student... Read More
Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Identity Theft ? Additional Protection for Soldiers on Active Duty
Congress passed the Fair Credit Reporting Act several years ago... Read More
Low Interest Credit Cards: A Thing of the Past?
With interest rates rising, low or zero percent credit cards... Read More
Understanding Credit Card Penalties
Because most of us have one or two credit cards... Read More
The Best Strategy To Erase Credit Card Debt
Credit card debt is a growing sickness in the United... Read More
Choosing A New Credit Card
1. Choosing A new credit cardThere are many reasons for... Read More
How to Repair a Bad Credit Rating
If you have a bad credit rating, then you might... Read More
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but... Read More
Credit Repair, How To
Credit repair, is in a word, vital to reestablishing your... Read More
Bankruptcy Myths Busted
The average American knows very little about bankruptcy. Most people... Read More
Saving Money with Credit Cards
Having a credit card is a wonderful convenience for those... Read More
Is Plastic Making You Happier?
If you're like most people, you probably own at least... Read More
How Businesss Mess Up Their Credit Policies
In "Become the Squeaky Wheel" a book recently published, Michelle... Read More
Choosing The Best Credit Card To Apply For
Always shop around to get the best deal when choosing... Read More
What is Credit Repair and How Can It Help You?
There are millions of consumer credit reports on file from... Read More
Credit Cards: What is the Universal Default Clause?
Most people who carry major credit cards are well aware... Read More
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