In my previous article "Establishing Credit ? What You Need To Know Part 1" I discussed the need for a good credit history and what lenders were looking for prior to loaning an individual money or additional funds based on their credit history. This article will go into the necessary... Read More
Identity theft is the fastest growing crime in America. According to the Federal Trade Commission, the number of identity theft incidents reached 9.9 million in 2003. These crimes are estimated to have taken the average victim $500 and 30 hours to resolve.From stolen credit cards to total identity kidnapping, these... Read More
It goes without saying that your first and best defense against paying fraudulent or unfair charges on your credit card is knowing what your bill says! When you receive your credit card statement each month, sit down with it and check each item to make sure that you actually DID... Read More
Get your credit report online for FREE. Many financial advisors suggest that you periodically review your credit report for inaccuracies or omissions.This could be especially important if you're considering making a major purchase, such as buying a home. Checking in advance on the accuracy of information in your credit file... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving sir.Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly.Uh, er, no sir.No sir? Well it's back to work for you then, and be quick about it. And I don't expect your mind to be off home... Read More
If you are one of the millions of people out there with bad credit you need to step up and start doing something to get yourself back into credits good graces. Having good credit is the only way to assure that you will get the best interest rates on any... Read More
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply information to credit bureaus : Some travel, entertainment, gasoline card companies, local retailers, and credit unions are among those... Read More
Obtaining a credit report is an excellent way to begin taking control of your financial future. It's recommended that you review your credit report once a year, not only to be aware of your standing with creditors but to also keep abreast of errors and fraud. However, once your report... Read More
When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect your theoretical... Read More
If you're like the average person, let me warn you ahead of time about what I'm going to reveal in the next few paragraphs. You may be angry after you finish reading this article about how you've been misled in the use of credit card debt.The American economy is designed... Read More
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Credit counseling companies come in all shapes and sizes. Whether... Read More
Just when most people finish with school and can stop... Read More
Virtually all consumers will have a credit card at some... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
To repair your bad credit does not necessarily mean that... Read More
Rewards cards have become the latest rage in the credit... Read More
Prepaid debit cards are great financial tools and may be... Read More
The credit card companies make billions each year in legitimate... Read More
According to the September 2004 issue of the Nilson Report,... Read More
When applying for a loan to purchase a car, the... Read More
Check 21 is the common name for the Check Clearing... Read More
In "Become the Squeaky Wheel" a book recently published, Michelle... Read More
When you're dealing with credit cards, you're playing with fire.... Read More
These five debt negotiation facts along with a few debt... Read More
Here are some useful credit card tips for you to... Read More
Your credit score can either haunt you or reward you.... Read More
You hear people talk about credit reports all the time... Read More
When you are deciding what type of credit card to... Read More
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
In industrialized nations, going into debt starts early. It's easy... Read More
Let's face it, having credit is no longer a choice.... Read More
So you got into debt, had problems but you got... Read More
Did you know that you could make sure to get... Read More
Credit card debt is a major social problem in some... Read More
Millions of Americans suffer because of bad credit these days,... Read More
Ah, the sweet rewards of using credit!Not only do you... Read More
In addition to the APR (annual percentage rate) and the... Read More
Credit is a funny thing. It can be a useful... Read More
Having a credit card is a wonderful convenience for those... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Is identity theft really that serious? Thousands of people every... Read More
2005 marks the year that consumers will be able to... Read More
A credit report is run on a buyer when he... Read More
You might not know it, but every time you take... Read More
One of the great mysteries of life is how the... Read More
What is a balance transfer ? A balance transfer can... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
Parents have the full responsibility for their children and their... Read More
With all my bills who would possibly want my credit?... Read More
"Like the tan? I got tons of sun on that... Read More
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
Prepaid credit cards also called stored value card can be... Read More
Q: I'm opening a gift shop and want to be... Read More
You've probably heard the term credit scoring. You may have... Read More
Using a credit card wisely is an important step in... Read More
Today, credit is an indispensable part of our lives. In... Read More
Here are some useful tips on using credit cards. Whether... Read More
For people with a spotty credit history or bad credit,... Read More
In Less Than 30 Days. "What can you do to... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
So what do you look for when applying for a... Read More
Almost all students have and use student credit cards. Some... Read More
Introduction In this article, a presentation is made of the... Read More
Have you ever looked at your credit card statement? I'm... Read More
FREE credit checks or free credit reports. What are they... Read More
Which of the following is the biggest threat to your... Read More
To reduce or minimize the risk of becoming a victim... Read More
Even if you have heard of a credit report, you... Read More
Are you one of the thousands pulling your hair out... Read More
When you apply for credit one of the first things... Read More
Getting an annual credit report review has been the advice... Read More
The first rule when applying for banking and credit services... Read More
If you have ever fallen behind on your debts you... Read More
It may seem like a simple question but its important... Read More
Your credit history is an important aspect of your life.... Read More
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