Credit Cards -- What You Should Know
There are a lot of questions about using credit cards. Here's some important points for you:A quick look around on the Internet this morning shows that more than 9 million people in the UK do not pay off their credit card balances each month. (The principles of what follows are... Read More
Bad Credit Loans For Those Who Seek Alternatives for New or Old Car
You can still save money on a Bad Credit Loan by comparing rates, checking out multiple policies, and negotiating with lenders.Getting a Bad Credit Loan doesn't have to be like basic training. Someone with bad credit will more than likely have a tough time buying a brand new car at... Read More
How To Protect Yourself Against Credit Card Fraud
In the high tech world of today, credit card fraud is an ever increasing problem.By 2005 it is estimated that the online payment industry will capture $12.5 Billion in revenue. This is up over 20% from 2004.In the United Kindom alone, credit card fraud cost companies £504.8 Million in 2004.With... Read More
Credit Repair Scams
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and others just like it promising to clean up or "fix" bad credit. For someone who suffers from a bad or poor credit rating, these headlines are certainly an appealing offer.Imagine finally being able to buy... Read More
Addressing Bad Credit Card Debt
Spending HabitsSo you've just got your credit card. The first thing you need to be wary about is that a credit card is very easy to use - afterall you can shop in stores, via catalogs and online with your credit card. As it is so easy to buy things... Read More
What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method... Read More
What To Look For In A Credit Card
When you are deciding what type of credit card to get it is important to compare credit cards to each other and find the best deal for you. There are a variety of different credit cards available, from low interest cards, cash back cards and even reward credit cards, it's... Read More
Bounced Checks - Straight Talk On Dealing With Bad Checks (NSF)
A check can be considered bad if it is bogus or the NSF checks (non sufficient funds check), also referred as bounced check.The issuance of a NSF or bad checks is an unlawful act and can attract civil and criminal penalties. The onus of a bad check is assigned to... Read More
Good Credit is King, When Qualifying for Mortgage Programs
If you want to purchase a new home or refinance your current mortgage, be sure to check out the wide array of loan programs available. If you have less than excellent or even poor credit, you can still qualify for a loan. If you have outstanding credit, though, you are... Read More
New Credit Scoring Model Could Help Millions
Mark and Beth, a young married couple in their twenties, established a goal to buy a home within the first three years of their marriage before starting a family. They budgeted and used their money wisely in order to save for the down payment. Whenever they purchased something they always... Read More
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A Debt Mentality
While working through my own debt situation, and helping others... Read More
Fixing A Credit Report
Fixing a credit report starts with seeing what's on it.... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
Everything You Always Wanted To Know About Your Credit Report
Your credit report is a very powerful report that essential... Read More
Credit Card Debt: How To Control It
A lot of people spend more money than they can... Read More
Finding What is on Your Credit Report
A credit report is basically a file about you kept... Read More
10 Ways To Protect Your Financial Identity Being Used For Someone Else?s Shopping Spree
Someone impersonating you could be spending your hard-earned money.Impossible! Not... Read More
Why Your Credit Score is Important
Your credit score can either haunt you or reward you.... Read More
Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and... Read More
Rebuild & Keep Good Credit Ratings by Understanding Your Credit Cards
Secured Credit Card is similar to a prepaid credit card... Read More
Choosing the Best Low Interest Credit Card
With so many low interest credit cards on offer, how... Read More
Beat Credit Card Companies at Their Own Game!
Have you ever wondered how much money a credit card... Read More
What is a Credit Card?
A credit card allows you to buy things even though... Read More
14 Common Credit Mistakes
Establishing credit and wisely managing your credit becomes easier when... Read More
Credit Report ? How Your Credit Score is Determined
Most consumers are aware that they have something known as... Read More
Good Credit -- Essential for the Prospective Home Buyer
Credit is a funny thing. It can be a useful... Read More
Are You The Only One Using Your Name?
Identity theft has become an epidemic. Millions and millions of... Read More
Credit Repair, How To
Credit repair, is in a word, vital to reestablishing your... Read More
Your Credit Rating and How To Check It
There is a lot of confusion surrounding UK credit ratings,... Read More
Rebuild Your Credit the Right Way the First Time
If you are one of the millions of people out... Read More
How To Choose A Credit Card
Your credit score may just be a little number, but... Read More
How to Order the Right Credit Reports to Repair Your Own Credit
In this week's article, I am going to offer some... Read More
Student Credit Cards 101
If you're a college student, you probably already have a... Read More
All About Balance Transfers
What is a balance transfer?A balance transfer can be explained... Read More
5 Ways To Prevent Credit Card Late Fees
Paying a credit card late fee is the same as... Read More
Credit Help for Real Estate Financing: Credit Scores
When you buy real estate, lenders run all of the... Read More
What Can Happen to You as a Victim of Identity Theft, Facts & Figure
Is identity theft really that serious? Thousands of people every... Read More
All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of... Read More
How Healthy Is Your Credit
There's only one way to discover the "health" of your... Read More
Do You Want to Get a New Credit Card at a Great Rate?
1) Do your homework. Applying for and getting approved for... Read More
Is Your Credit Score Costing You Money?
Most of us want a good credit report to obtain... Read More
Understanding Credit Report Score
Understanding credit report scores is important when you see your... Read More
10 Signs You May Need Credit Counseling
Debt management programs can be of real help for people... Read More
Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other... Read More
Online, Phone, U.S. Mail or In-Person: Where is Your Credit Card and Personal Identify Safest?
Identity theft is the fastest growing crime according to the... Read More
Finding the Right Credit Card
There are so many credit cards out there to choose... Read More
Taking Control of Your Credit History
Your credit history is important; in fact, in this day... Read More
Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums
Did you know that you could make sure to get... Read More
Learning the Disturbing Facts about Credit Card Debt
When I received my first credit card in the mail... Read More
New Law Provides Free Annual Credit Report
As of Thursday, December 1, 2004, one-third of Americans will... Read More
All About Balance Transfers
What is a balance transfer?A balance transfer can be explained... Read More
Bounced Checks - Straight Talk On Dealing With Bad Checks (NSF)
A check can be considered bad if it is bogus... Read More
Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your... Read More
Credit Damage: Getting Compensated for Your Loss
Until recently lawyers for victims of credit damage had little... Read More
Understanding Your Rights Under The Equal Credit Opportunity Act
It wasn't all that long ago that lenders blatantly discriminated... Read More
Understanding Credit Card Penalties
Because most of us have one or two credit cards... Read More
Credit Card Rates - Negotiating Rates with Your Credit Card Company
Ok, let's face it, everybody hates high credit card rates,... Read More
Five Credit Card Billing Problems and How to Fix Them
It goes without saying that your first and best defense... Read More
4 Steps to Creating Good Credit
As a consumer you've learned the importance of establishing a... Read More
Useful Tips on Borrowing Money
Here are some useful tips on borrowing money. Borrowing money... Read More
All You Wanted to Know of Bad Credit
Martin Henderson is in a fix these days. Because of... Read More
What Does Your Credit Score Tell You?
When you apply for a loan or a mortgage, the... Read More
Good Credit Is a Necessity for Everyday Living
Most of us want a good credit report to obtain... Read More
Credit Card Shocker
Have you ever looked at your credit card statement? I'm... Read More
Low Interest Credit Cards Have Many Advantages
When credit cards are used wisely they can be very... Read More
Different Ways to Borrow Money
There are many different ways to borrow money. Outlined below... Read More
Credit Reporting: How Does It Work?
In order to determine a consumer's credit worthiness, creditors and... Read More
What Are the Most Common Ways to Commit Identity Theft or Fraud?
It's the number one source of consumer complaints at the... Read More
How Creditors Measure Your Credit Rating
Creditors will measure your credit rating based on the following... Read More
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but... Read More
What is the Check 21 Act?
Check 21 is the common name for the Check Clearing... Read More
What You Should Know About Credit Counseling
Credit counseling is a free service that many people with... Read More
Avoiding College Credit Card Traps
Congratulations college freshman! You're about to embark on one of... Read More
Rewards Cards: Are They Worth It?
Virtually all consumers will have a credit card at some... Read More
Bad Credit Loans For Those Who Seek Alternatives for New or Old Car
You can still save money on a Bad Credit Loan... Read More
Your Credit Score
Credit scores: all lenders use credit scores to determine interest... Read More
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