You can still save money on a Bad Credit Loan by comparing rates, checking out multiple policies, and negotiating with lenders.Getting a Bad Credit Loan doesn't have to be like basic training. Someone with bad credit will more than likely have a tough time buying a brand new car at... Read More
Credit Cards can bankrupt you if you let them run away from you. The various Credit Cards companies are in it for profit so they will not generally alert you to things you can do to save yourself money.Here are a few secrets that the card companies try to keep... Read More
By now, you have undoubtedly heard of credit card fraud, an alarming and damaging trend that is sweeping the country. Here's the bad news: It is disturbingly easy for thieves to obtain your credit card number--usually from discarded receipts or even directly from you. For instance, many solicitors masquerade as... Read More
Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national 'disease.' And just what do people need that have a disease? They need a cure.Here are some sure-fire... Read More
Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bankruptcy. Now he is in the process of rebuilding his credit history. It's a task... Read More
Credit counseling is a free service that many people with money problems have turned to in the face of financial ruin. Credit counseling companies negotiate with your creditors to reach financial solutions that benefit both you and your creditors. Often they are able to lower your monthly payments, reduce high... Read More
Here are some useful tips on using credit cards. Whether you shop online, by telephone or by mail, a credit card can make buying many things much easier; but when you use a credit card, it's important to keep track of your spending.Incidental and impulse purchases add up, and each... Read More
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would advise... Read More
It is important to know your credit rating for a number of reasons. Believe it or not there may be errors in your credit report, and it is essential that you repair them immediately.It is a common practice for a bank or lending institution to check your credit, and within... Read More
Some credit cards offer a cash advance option. But how good a deal is this?Not very. In fact, it can be downright expensive.Why?Because every time you use your credit card to withdraw case, more fees kick in:Cash advances can carry an upfront fee of 2 percent to 4 percent of... Read More
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You're probably thinking "Tell me something I don't know" but... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
Credit card companies want your business. After all, lending money... Read More
If you were to tell someone that they can have... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
Is identity theft really that serious? Thousands of people every... Read More
If you're like most people, you probably own at least... Read More
A line of credit, roughly defined, is the amount of... Read More
A check can be considered bad if it is bogus... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
Most of us want a good credit report to obtain... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
Moving money from credit card to credit card to take... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
There are so many credit cards out there to choose... Read More
There are a whole variety of different types of credit... Read More
Believe it or not, the way society, especially the commercial... Read More
FREE credit checks or free credit reports. What are they... Read More
Have you ever been told you were over your credit... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
In addition to the APR (annual percentage rate) and the... Read More
Credit card consolidation is a popular solution for those with... Read More
Always shop around to get the best deal when choosing... Read More
Your credit history is important; in fact, in this day... Read More
Your credit report is a very important piece of the... Read More
Credit cards represent an important part of our financial lives.... Read More
The Credit Report is like your scorecard in the lending... Read More
Review Your Credit Score.Nearly every bank, credit union, and mortgage... Read More
Credit Worthiness is an important business and personal asset each... Read More
When you buy real estate, lenders run all of the... Read More
A credit score is most commonly known as a FICO... Read More
Identity thieves take advantage of everyday opportunities to discover your... Read More
Chances are you've gotten your share of offers like this... Read More
Credit card debt is a major social problem in some... Read More
The next time you open your credit card statement, take... Read More
As a young student I feared getting bad grades because... Read More
This summary of the Fair Credit Reporting Act will explain... Read More
There are times when you may be turned down for... Read More
Most consumers are aware that they have something known as... Read More
These five debt negotiation facts along with a few debt... Read More
Nearly 20 years ago I worked for a small consumer... Read More
What is a balance transfer ? A balance transfer can... Read More
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment... Read More
In the face of financial hardship, many seeking a responsible... Read More
Raising your credit score can be a fairly simple and... Read More
Article excerpted from the new book, "How to Do Space... Read More
For people with a spotty credit history or bad credit,... Read More
Anywhere you go online nowadays, you will see a multitude... Read More
Prepaid debit cards are great financial tools and may be... Read More
In the twenty-first century, there are few documents that have... Read More
ChexSystems is a company that maintains a subscriber membership service... Read More
Credit Cards are essential for any consumer today. However, when... Read More
Identity theft statistics are shocking. And we are told that... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
Have you ever wondered how much money a credit card... Read More
Debt collection agencies are often a viable option for receiving... Read More
In the high tech world of today, credit card fraud... Read More
The moment I placed myself in front of the computer... Read More
If you have ever fallen behind on your debts you... Read More
If you find that creditors are calling you almost daily... Read More
Creditors will measure your credit rating based on the following... Read More
Having a better credit score not only represents easier access... Read More
Few things influence the home buying process more than your... Read More
It goes without saying that your first and best defense... Read More
You've just received a "pre-approved" credit card offer in your... Read More
If you opened a credit card statement recently and were... Read More
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