Credit Scores That HurtIs your credit score being held against you?More and more the staples of life depend on your credit score. Your mortgage, insurance premiums, employment opportunities and even your landlord may be using your credit score to determine your financial future.In some cases even the utility companies are... Read More
Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit history can mean denial of credit, high interest rates, and could possibly affect your ability to get a new job or apartment. If... Read More
Americans are more concerned about identity theft than unemployment or corporate fraud, according to a survey of 2,000 people conducted by Star Systems.Nine out of ten Americans demand new federal legislation, while two-thirds say the financial services industry needs to do a better job of verifying the identity of customers... Read More
There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to help you decide, listed below is a useful breakdown of the various types of credit cards available.Standard Credit CardsStandard credit cards work as you... Read More
In my previous article "Establishing Credit ? What You Need To Know Part 1" I discussed the need for a good credit history and what lenders were looking for prior to loaning an individual money or additional funds based on their credit history. This article will go into the necessary... Read More
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method... Read More
What Is Your Credit Rating Now?If you have any charge accounts now, or have ever borrowed from the bank to buy a car, or if you ar paying on a mortgage, there is credit information on you.Up until a few years ago, you could only guess at what your credit... Read More
You hear people talk about credit reports all the time but do you know what they are really all about? Well, if you have ever been turned down when applying for a credit card or a loan it is high time you learned all about your credit report and how... Read More
Credit Cards are essential for any consumer today. However, when choosing a new credit card company, many people do not know what to look for. It is important to have a good company because bad credit card companies can lead users into quite a bit of trouble. Whether you are... Read More
When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect your theoretical... Read More
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The Federal Trade Commission (FTC) has set up a new... Read More
There's only one way to discover the "health" of your... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
Consumers often have the first credit card that they ever... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
With interest rates rising, low or zero percent credit cards... Read More
It is important to know your credit rating for a... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
Have you ever wondered how much money a credit card... Read More
Obtaining a credit report is an excellent way to begin... Read More
Do you know the costs associated with your credit card?... Read More
Like me, you've probably been offered a fair old number... Read More
It's the number one complaint from consumers and it only... Read More
Your credit score can either haunt you or reward you.... Read More
We have all heard countless stories of people over their... Read More
With identity theft statistics currently at an all time high,... Read More
Almost all students have and use student credit cards. Some... Read More
Building a good credit history is important. If you have... Read More
2005 marks the year that consumers will be able to... Read More
Having credit education is like knowing how to read. It... Read More
Credit card companies make their money on the 85% of... Read More
Your credit report--a type of consumer report--contains information about where... Read More
Mortgage loans are some of the most difficult loans to... Read More
Have you ever wonder about how to get good credit... Read More
There are so many credit cards out there to choose... Read More
Q: I'm opening a gift shop and want to be... Read More
Once you've been paying off a credit card for a... Read More
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
Identity theft is the fastest growing crime in America, according... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
Congratulations college freshman! You're about to embark on one of... Read More
If you were to tell someone that they can have... Read More
Few things influence the home buying process more than your... Read More
There are millions of consumer credit reports on file from... Read More
It's no surprise that thousands of Americans are victimized by... Read More
If you're like the average person, let me warn you... Read More
Most consumers are aware that they have something known as... Read More
Credit card companies make their money on the 85% of... Read More
By far the greatest invention the banks have ever come... Read More
What are inquiries?When you apply for credit the creditor or... Read More
If you have a bad credit rating, then you might... Read More
Years ago your credit score was a big secret, known... Read More
Credit has become a much-used word, thanks to the various... Read More
Chances are you've gotten your share of offers like this... Read More
There are times when you may be turned down for... Read More
As of Thursday, December 1, 2004, one-third of Americans will... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
You might not know it, but every time you take... Read More
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
What is a balance transfer ? A balance transfer can... Read More
There are three main credit bureaus in the United States;... Read More
In the new millennium plastic money or credit cards has... Read More
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
Credit cards represent an important part of our financial lives.... Read More
With all my bills who would possibly want my credit?... Read More
Identity thieves take advantage of everyday opportunities to discover your... Read More
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never... Read More
Few things influence the home buying process more than your... Read More
Do you know the difference between good and bad credit... Read More
The most important thing for you to remember is that... Read More
Why do some people get offers for pre-approved credit cards... Read More
Most consumers are aware that there are companies that keep... Read More
The credit card companies make billions each year in legitimate... Read More
Have you ever wondered how much money a credit card... Read More
These days, people need to very carefully consider what type... Read More
What is trade credit?One of the major differences between consumer... Read More
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