INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This... Read More
And some practical advice too!My first credit card?I remember my college days when it seemed there was a credit card advertisement on practically every bulletin board on campus. The banks would travel to the college and set up application booths on registration day. Hundreds of students would apply for a... Read More
Now in a world with so many easy to get credit cards it can be easy for someone who is a first time credit card holder, or even someone who has several credit cards in the past to make mistakes when using the card.One of the most common mistakes when... Read More
There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today.Fact #1: Did you know that consumers with Credit Scores of... Read More
Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to be disputed (which will be explained below).The reasons for bad credit can be as follows, high balances, bankruptcies, late payments, and many others. The most significant thing you can do... Read More
On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ironically ActionAid, an international development agency... Read More
Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your credit score determines what interest rates you will pay and if you are even approved for a loan or a credit card at all. In addition, your... Read More
Fixing a credit report starts with seeing what's on it. You may get access for free online. Try a search for "free credit report." Alternately, when you are denied credit based on a report issued by a local credit reporting agency, you can request a free credit report from that... Read More
Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit report. A credit report is essentially your credit history created by CRAs (also known as credit bureaus). Debtors that grant (or... Read More
Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills their entire credit report down to... Read More
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If you were to tell someone that they can have... Read More
What is a balance transfer ? A balance transfer can... Read More
Most consumers are aware that there are companies that keep... Read More
As of Thursday, December 1, 2004, one-third of Americans will... Read More
Identity theft is when someone uses, without permission, your personal... Read More
Have you ever wondered why your credit card bill is... Read More
The Credit Report is like your scorecard in the lending... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
While working through my own debt situation, and helping others... Read More
A good credit history is critically important for the consumer.... Read More
Are you one of the thousands pulling your hair out... Read More
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Just as there are too many credit card companies to... Read More
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Americans are more concerned about identity theft than unemployment or... Read More
Your credit rating / credit score is based upon how... Read More
With today's credit card companies, there are many opportunities to... Read More
Your credit report is a very powerful report that essential... Read More
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What are the APRs charged by the credit cards in... Read More
Credit Scores That HurtIs your credit score being held against... Read More
Credit has become a much-used word, thanks to the various... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
I remember back when I was 18 and completely oblivious... Read More
There are three main credit bureaus in the United States;... Read More
Introduction In this article, a presentation is made of the... Read More
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
If you are one of the millions of people out... Read More
Credit Cards can bankrupt you if you let them run... Read More
One of the great mysteries of life is how the... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
Anywhere you go online nowadays, you will see a multitude... Read More
Get your credit report online for FREE. Many financial advisors... Read More
Using a credit card wisely is an important step in... Read More
Under the Fair Debt Collection Practices Act, collectors are not... Read More
Credit scores are the most important aspect that determines your... Read More
Do you have enormous credit card debt? You are certainly... Read More
If you intend to apply for a loan, you need... Read More
Most families in America today have a credit card; some... Read More
Have your read your credit card contract through completely? Do... Read More
Negotiable instruments like checks and drafts have become an indispensable... Read More
Credit card consolidation is a popular solution for those with... Read More
The first rule when applying for banking and credit services... Read More
Credit card debt is a major social problem in some... Read More
Somebody once said, "There is always a way of knowing... Read More
The first time I heard the term credit history was... Read More
I've got some very important info I want you to... Read More
When you apply for credit one of the first things... Read More
Debt collection agencies are often a viable option for receiving... Read More
If you have ever fallen behind on your debts you... Read More
Credit score is one of the most basic, determining factor... Read More
There are seven consumer credit laws you should be aware... Read More
These five debt negotiation facts along with a few debt... Read More
Identity theft is a growing concern among Americans, and rates... Read More
A recent amendment to the federal Fair Credit Reporting Act... Read More
To repair your bad credit does not necessarily mean that... Read More
What do a shoe retailer, an online discount broker, and... Read More
You probably don't need me to tell you credit cards... Read More
Credit Cards and Loans sounds like just two things, but... Read More
On one hand consumers are being universally criticised for running... Read More
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