Like me, you've probably been offered a fair old number of these by now.....and, if you're like most people, chances are you maybe own at least one or two.They always seem to put in an appearance at just the right (or wrong) moment...It might be Saturday and you've just seen... Read More
What is trade credit?One of the major differences between consumer and commercial transactions is that most, if not all, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer... Read More
As you probably know, interest rates are at all time low right now and if you aren't getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe it to yourself to find a better deal. You see,... Read More
Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we have another identity theft case, we find larger and large numbers being lost. We have hear of some of them; Petco, choice Point, LexisNexis and the Citigroup,... Read More
Negotiable instruments like checks and drafts have become an indispensable part of any business transaction today. As a result, it has become increasingly important to safeguard a business against financial losses arising from the receipt of fraudulent or bad checks.A check can be considered bad if it is bogus or... Read More
These days, credit cards in the UK are competing with each other on two very attractive offers with a headline rate of 0%. These 0% credit cards will be either balance transfers; introductory purchases offers or a combination of the two. This article looks at how to get the best... Read More
There are three major factors that affect how much you pay for a loan. Understanding these factors can save you time, money and frustration.1. The Federal Reserve Discount Interest Rate.Banks and other lending institutions borrow money from the Federal Reserve Banks. The discount rate is the interest rate a Federal... Read More
If you are just entering the world of credit cards, there is important information you will need to know in order to manage your credit and your finances effectively. Establishing good habits and a good credit history now is the foundation for a solid financial future. Applying for a credit... Read More
Can you establish good business credit if you have bad personal credit? The answer is yes...but with a few caveats.Business credit reports and personal credit reports are generally completely separate databases for legal reasons. However, there are some exceptions in terms of how independent that information may be:-- If you... Read More
Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More
![]() |
|
![]() |
|
![]() |
|
![]() |
|
|||||
|
|
|
To reduce or minimize the risk of becoming a victim... Read More
Using a credit card wisely is an important step in... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
Is identity theft really that serious? Thousands of people every... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
Debt management programs can be of real help for people... Read More
With today's credit card companies, there are many opportunities to... Read More
There are a lot of questions about using credit cards.... Read More
Your credit score can either haunt you or reward you.... Read More
What is a balance transfer?A balance transfer can be explained... Read More
About Search Entries:Every time a lender checks your credit history... Read More
There are millions of consumer credit reports on file from... Read More
What are inquiries?When you apply for credit the creditor or... Read More
Companies that issue credit cards want to make a profit.... Read More
What FACTA means is that if you, as an individual,... Read More
Can you establish good business credit if you have bad... Read More
Chances are you've gotten your share of offers like this... Read More
Prepaid debit cards are great financial tools and may be... Read More
Sometimes life lands you in a situation that causes your... Read More
Most consumers are aware that they have something known as... Read More
Credit cards are a form of unsecured credit. The issuer... Read More
Which of the following is the biggest threat to your... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
The process of clearing credit can be laborious and frustrating.... Read More
As a young student I feared getting bad grades because... Read More
Like It Or Not, You Have A Score To Settle!... Read More
For all people shop around for the best rate, there... Read More
Mortgage loans are some of the most difficult loans to... Read More
Millions of Americans suffer because of bad credit these days,... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
When you apply for a credit card, the application that... Read More
Credit Worthiness is an important business and personal asset each... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Have you ever looked at your credit card statement? I'm... Read More
Parents have the full responsibility for their children and their... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
In addition to the APR (annual percentage rate) and the... Read More
What are the avenues available to businesses with weak credit... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
Get your credit report online for FREE. Many financial advisors... Read More
In August, 2004, the Federal Trade Commission issued their findings... Read More
It is the scourge of our age: identity theft. Thieves... Read More
What is a credit card? A credit card is... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Identity theft statistics are shocking. And we are told that... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
Today there are so many different credit cards available, student... Read More
Using a credit card wisely is an important step in... Read More
Someone impersonating you could be spending your hard-earned money.Impossible! Not... Read More
Just when most people finish with school and can stop... Read More
So you got into debt, had problems but you got... Read More
The Credit Report is like your scorecard in the lending... Read More
A consumer credit report is a factual record of an... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
The Federal Fair Credit Reporting Act (FCRA) is designated to... Read More
It is a well-publicized fact that more of us are... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
If you want to enjoy your life out of spending,... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Like It Or Not, You Have A Score To Settle!... Read More
When you apply for credit one of the first things... Read More
In the new millennium plastic money or credit cards has... Read More
In addition to the APR (annual percentage rate) and the... Read More
Most of us want a good credit report to obtain... Read More
Credit |