There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 your interest on that... Read More
A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation. It's a company that developed the credit scoring software used to evaluate your credit worthiness.Most lenders use the FICO score to determine whether they should extend to you a mortgage, car loan, credit... Read More
Your credit report is a very powerful report that essential controls what you can and cannot do in your life. Unfortunately many people aren't aware of what a credit report actually is and what information is contained on the report. This article breaks down what is contained on your credit... Read More
If you intend to apply for a loan, you need to obtain your credit score. Understanding what this score means will allow you to make the loan process easier and quicker. Let's face it; most people want the loan process to be as painless as possible. Obtaining and understanding your... Read More
The nightmare of identity theft strikes an estimated 750,000 people every year. How can you keep from being one of them? While there is no guarantee that you won't become a victim, there are some steps you can take to decrease the risk and protect yourself.According to the Federal Trade... Read More
It's no surprise that thousands of Americans are victimized by identity theft each year. Last year more than 9,000,000 people were victims of identity theft amounting to some $45 billion dollars.By the time the average person realizes they have become a victim of identity theft; it is much too late.... Read More
You got creditors calling you everyday. You could lose the car or house. Your teetering on the edge financial ruin - then you see an ad that may safe your butt! Typical headlines say something like "Millionaire reveals Hidden Cash Sources, or help for people in debt up to their... Read More
If you have been shopping around for a Low Interest Credit Card you will notice that the UK market is awash with Credit Card companies offering low rates to entice you to apply for their Cards.There has never been a better time to consolidate your credit cards and get a... Read More
"Like the tan? I got tons of sun on that Caribbean cruise. First class tickets to Florida and back! Nope, not an airline upgrade. 5-star service all the way, baby! Hotels, restaurants, theme parks?you name it! Look?I took pics with my new cell phone! Hey, let me know when you're... Read More
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed transaction. Under the Fair Credit Billing Act the credit card company has to investigate the... Read More
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These days, people need to very carefully consider what type... Read More
There is a lot of confusion surrounding UK credit ratings,... Read More
What are inquiries?When you apply for credit the creditor or... Read More
I've got some very important info I want you to... Read More
As of Thursday, December 1, 2004, one-third of Americans will... Read More
Have you ever looked at your credit card statement and... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
Prepaid debit cards are great financial tools and may be... Read More
You might not know it, but every time you take... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
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Anywhere you go online nowadays, you will see a multitude... Read More
The first rule when applying for banking and credit services... Read More
With interest rates rising, low or zero percent credit cards... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
If you begin foaming at the mouth once a month... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
One of the great mysteries of life is how the... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
A lot of people spend more money than they can... Read More
Credit Score FactorsThe information contained on our credit reports affect... Read More
What Are Possible Signs of Fraudulent Transactions see at Web... Read More
Today there are so many different credit cards available, student... Read More
Consumers often have the first credit card that they ever... Read More
Having a credit card is a wonderful convenience for those... Read More
Help! I've Been Turned DownYou received an envelope in the... Read More
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never... Read More
Owning a credit card can be quite an advantage. Whether... Read More
Sue is a homeowner and pays her mortgage and other... Read More
Have you ever looked at your credit card statement? I'm... Read More
Have you ever really looked at your credit card and... Read More
As identity theft becomes more prevalent, the need to regularly... Read More
For those of us who know how to use them... Read More
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
In the twenty-first century, there are few documents that have... Read More
It is a well-publicized fact that more of us are... Read More
"Like the tan? I got tons of sun on that... Read More
Martin Henderson is in a fix these days. Because of... Read More
For all people shop around for the best rate, there... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
When you apply for a credit card, the application that... Read More
It may seem like a simple question but its important... Read More
These five debt negotiation facts along with a few debt... Read More
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
Establishing credit is one of the most important things you... Read More
Sure, there are a lot of problems with credit cards,... Read More
In addition to the APR (annual percentage rate) and the... Read More
If you have ever fallen behind on your debts you... Read More
Paying a credit card late fee is the same as... Read More
Do you know the difference between good and bad credit... Read More
Years ago your credit score was a big secret, known... Read More
A good credit history is critically important for the consumer.... Read More
There is a lot of confusion surrounding UK credit ratings,... Read More
The Federal Fair Credit Reporting Act (FCRA) is designated to... Read More
Article excerpted from the new book, "How to Do Space... Read More
We have all heard countless stories of people over their... Read More
I remember back when I was 18 and completely oblivious... Read More
Thinking of applying for a credit card with a reward... Read More
Ever wonder how a creditor decides whether to grant you... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
Did you know that you could make sure to get... Read More
You've decided to apply for a Citi MasterCard, but with... Read More
In this week's article, I am going to offer some... Read More
There are not many of us who do not have... Read More
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