Prepaid credit cards also called stored value card can be ideal for individuals who are unemployed, have bad credit or difficulty obtaining an unsecured credit card. Prepaid credit cards are also excellent for individuals who have a hard time controlling their spending and prevent the individual from overspending and getting... Read More
How many of you bank, shop, or transact other business online? There are at least 4 million Department pf Defense employees that access their pay records online only. Even offline, stored financial data can be placed at risk in computers that are used on the Internet as well. As one... Read More
Keep Your Credit History Clean - Remove A Negative Credit Record From Your Credit ReportIt can make a difference of up to 18% in loan repayment costs. For example, on a 30-year, $150,000 fixed rate mortgage, a borrower with the best credit score, 760-850, will pay 5.59%, or $860 per... Read More
Most of us get a credit card on our name when we go to college or when we are in our senior years of high school and all of us stumble into the same types of difficulties when it comes to finding an issuer and managing the credit card. Most... Read More
According to the September 2004 issue of the Nilson Report, around $588 billion dollars worth of debit cards were bought in the United States in 2003. By 2008 that volume is expected to grow to $1.231 trillion putting a significant dent in the nation's use of pure credit cards as... Read More
Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit history can mean denial of credit, high interest rates, and could possibly affect your ability to get a new job or apartment. If... Read More
They arrive in your mail - a conspicuous looking mail piece from some "official looking" bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card.Of course, you don't have to have any credit. You can even have bad credit or have just filed bankruptcy or even... Read More
There are multiple reasons that tell us why we should have a 700+ Credit Score, but these five facts will definitely give you the big picture and hopefully will drive you to want to fix your credit score starting today.Fact #1: Did you know that consumers with Credit Scores of... Read More
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit report can help you avoid costly errors. In one recent study, more than 50% of the credit reports checked contained errors. Other studies have shown similar results with as high as a 70% error rate. The most common error occurs... Read More
As you probably know, interest rates are at all time low right now and if you aren't getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe it to yourself to find a better deal. You see,... Read More
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Bank robbery has grown to become a huge problem in... Read More
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
If you have never heard of a FICO score before,... Read More
There are many different ways to borrow money. Outlined below... Read More
If you intend to apply for a loan, you need... Read More
Thanks to the Fair and Accurate Credit Act, American consumers... Read More
So what do you look for when applying for a... Read More
Many people may still not be aware of an amendment... Read More
Have you ever wondered why your credit card bill is... Read More
Have your read your credit card contract through completely? Do... Read More
How do these people get my name? If you have... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You... Read More
The Federal Fair Credit Reporting Act (FCRA) is designated to... Read More
In addition to the APR (annual percentage rate) and the... Read More
What you might not know about credit.Some people don't know... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
Millions of Americans suffer because of bad credit these days,... Read More
Creditors will measure your credit rating based on the following... Read More
Let's face it, having credit is no longer a choice.... Read More
Do you know the costs associated with your credit card?... Read More
Have you ever wonder about how to get good credit... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
Just as there are too many credit card companies to... Read More
Some credit cards offer a cash advance option. But how... Read More
Clean Credit Reports, your credit report contains information about where... Read More
Identity theft is when someone uses, without permission, your personal... Read More
There are three major factors that affect how much you... Read More
We have all heard countless stories of people over their... Read More
A "rate tart" is someone who switches from one zero... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
Getting an annual credit report review has been the advice... Read More
Bewildered by the sheer variety of debit cards and credit... Read More
Consumers interested in purchasing or refinancing a home will pay... Read More
Anywhere you go online nowadays, you will see a multitude... Read More
In addition to the APR (annual percentage rate) and the... Read More
HarassmentHarassment of people in debt by creditors or their agents... Read More
When you apply for a credit card, the application that... Read More
You might not know it, but every time you take... Read More
A credit report is basically a file about you kept... Read More
Collection agencies are businesses that collect past-due bills and accounts... Read More
Have your read your credit card contract through completely? Do... Read More
If you're like the average person, let me warn you... Read More
2005 marks the year that consumers will be able to... Read More
What is a balance transfer?A balance transfer can be explained... Read More
Under the Fair Debt Collection Practices Act, collectors are not... Read More
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
How can I prevent Identity theft from happening to me?... Read More
With today's credit card companies, there are many opportunities to... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
If you intend to apply for a loan, you need... Read More
When you apply for credit, those lending you the money... Read More
Bank robbery has grown to become a huge problem in... Read More
Your credit score may just be a little number, but... Read More
It wasn't all that long ago that lenders blatantly discriminated... Read More
As a consumer you've learned the importance of establishing a... Read More
A lot of people have bad credit. It is unfortunate... Read More
A new sickness is plaguing the UK called Denial. Denial... Read More
So you ordered a copy of your credit report to... Read More
It is a well-publicized fact that more of us are... Read More
If you are just entering the world of credit cards,... Read More
Reach into your wallet or purse, pull out a card,... Read More
Have you ever been told you were over your credit... Read More
Prepaid credit cards also called stored value card can be... Read More
And some practical advice too!My first credit card?I remember my... Read More
Most of us want a good credit report to obtain... Read More
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