Making Your Credit Rating Work For YouOne of the basics of getting the most competitive credit card deal in the market is to ensure you have the best credit record possible. Few of us are lucky enough to be earning a six-figure salary, and many people are likely to have... Read More
With all my bills who would possibly want my credit? Let them steal my identity and pay my bills! Unfortunately, that's not the way it works. Many of us mistakenly believe that identity thieves hit only the wealthy. Nothing could be farther from the truth. The average person is often... Read More
Identity theft has become an epidemic. Millions and millions of purses and wallets are stolen everyday and many of them are not just taken for the money inside. Thieves can use your credit cards to buy whatever they want to and whose credit does it ruin? Yours. Now, you are... Read More
Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit history can mean denial of credit, high interest rates, and could possibly affect your ability to get a new job or apartment. If... Read More
What is Credit?Credit is the backbone and the engine behind the workings of the economy. Credit simply allows individuals and companies to borrow funds in good faith and pay it back over a specified time frame. Lenders base their decisions on who they should lend to by using your credit... Read More
Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bankruptcy. Now he is in the process of rebuilding his credit history. It's a task... Read More
Using a credit card wisely is an important step in building a good credit rating. If you're trying to re-build your credit or if you're young and just starting out, pay close attention the next time you receive a new card offer in the mail. When you're trying to build... Read More
Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven't you should because most likely you own a credit card, which means that these late fees has or could directly... Read More
Virtually all consumers will have a credit card at some point in their lives. Is this an understatement? Probably, as most consumers carry multiple credit cards. Selecting a credit card should not be something taken lightly; card companies are constantly looking for new consumers, but only after wisely comparing offers... Read More
Make Money from StoozingStoozing, this is a sophisticated method of making money from credit cards that offer 0% introductory periods, the method requires cast iron discipline in never spending on the cards.But, I hear you all ask - what is stoozing and can I do it?Stoozing, in the simplest terms... Read More
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Have you ever wondered why your credit card bill is... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
Credit counseling is a free service that many people with... Read More
Credit score is the key factor determining approval of almost... Read More
"Menis - the author translates as "indignant rage" - It... Read More
If you are one of the millions of people out... Read More
Getting worried that one of your clients, customers or patients... Read More
When you apply for credit, those lending you the money... Read More
By now, you have undoubtedly heard of credit card fraud,... Read More
Here are some useful tips on using credit cards. Whether... Read More
A lot of credit score myths about fico score ratings... Read More
If you have a bad credit rating, then you might... Read More
Credit counseling companies come in all shapes and sizes. Whether... Read More
There are a whole variety of different types of credit... Read More
What are the APRs charged by the credit cards in... Read More
Most businesses want to be able to borrow money when... Read More
We have all heard countless stories of people over their... Read More
Your credit file may not reflect all your credit accounts.... Read More
Credit card balance transfer involves using a credit... Read More
There are seven consumer credit laws you should be aware... Read More
Sue is a homeowner and pays her mortgage and other... Read More
While working through my own debt situation, and helping others... Read More
A good credit reward card can contribute to your retirement... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Even if you have heard of a credit report, you... Read More
It may seem like a simple question but its important... Read More
Your credit is the most important thing you have other... Read More
Credit Counseling and bankruptcy are both ways to relieve the... Read More
The articles and tips provided on this site are intended... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
These five debt negotiation facts along with a few debt... Read More
The process of clearing credit can be laborious and frustrating.... Read More
The next time you open your credit card statement, take... Read More
Almost all students have and use student credit cards. Some... Read More
You might not know it, but every time you take... Read More
There are many different ways to borrow money. Outlined below... Read More
Even if you think you have a wonderful credit report,... Read More
I remember back when I was 18 and completely oblivious... Read More
Credit score is the key factor determining approval of almost... Read More
Credit counseling companies come in all shapes and sizes. Whether... Read More
Somebody once said, "There is always a way of knowing... Read More
Your credit score can either haunt you or reward you.... Read More
There are three main credit bureaus in the United States;... Read More
Your credit score may just be a little number, but... Read More
Debt management programs can be of real help for people... Read More
On one hand consumers are being universally criticised for running... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
Obtaining a credit report is an excellent way to begin... Read More
Bad Debt IdentificationIdentifying bad debt is not as easy as... Read More
This summary of the Fair Credit Reporting Act will explain... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
So what do you look for when applying for a... Read More
If you are just entering the world of credit cards,... Read More
A line of credit, roughly defined, is the amount of... Read More
Under the Fair Debt Collection Practices Act, collectors are not... Read More
As you probably know, interest rates are at all time... Read More
Have you ever looked at your credit card statement? I'm... Read More
There are a whole variety of different types of credit... Read More
Most of us want a good credit report to obtain... Read More
A credit report is basically a file about you kept... Read More
Once you've been paying off a credit card for a... Read More
Most of us want a good credit report to obtain... Read More
So you ordered a copy of your credit report to... Read More
Are you thinking of buying a house? Do you want... Read More
Did you know that you could make sure to get... Read More
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