These days, people need to very carefully consider what type of credit card they will carry in their wallets. There are so many options out there, and each individual has different needs. Some of us tend to carry a balance, so we need a low interest credit card. Others pay... Read More
Consumers today are up to their eyeballs in debt. And many people don't realize it until their good credit has been devastated.As a result, many credit repair agencies are popping up all over the internet, on television and in the newspapers making sweeping guarantees that they can erase your bad... Read More
Thanks to the Fair and Accurate Credit Act, American consumers can receive a free annual credit report from each of the three major credit bureaus-Experian, TransUnion and Equifax. You can order your free credit report by visiting www.annualcreditreport.com or calling 1-877-322-8228.Monitoring your credit report regularly will ensure that you can... Read More
Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit history can mean denial of credit, high interest rates, and could possibly affect your ability to get a new job or apartment. If... Read More
When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history as supplied to them by the individual lenders and includes governmental records. Each report assigns a credit score number to you. The credit scores reflect your theoretical... Read More
Identity thieves take advantage of everyday opportunities to discover your personal information and use it to commit fraud or other crimes. The good news is a victim of identity theft has more options today than ever before. According to the Federal Trade Commission (FTC), there are four important actions you... Read More
When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you've dealt with other people's money. They find this information in your credit report.Your credit... Read More
Having credit education is like knowing how to read. It will be necessary throughout your life.Once you learn it, you will know it forever. Once you establish good skills, they will help you to get ahead throughout your life.So, it is vital to get the education you need or to... Read More
The process of clearing credit can be laborious and frustrating. Understanding your rights empowers you and saves you time and effort. By employing the following tips, you can enlist the help of credit reporting agencies (CRAs) as you work to improve your credit rating.A negative credit report hinders your quest... Read More
If you want a cash advance or a payday/paycheck loan, you usually get a personal check. Some companies use your bank account or credit card in addition to or instead of a check. This means that you have to write a check that is to be cashed or you have... Read More
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What FACTA means is that if you, as an individual,... Read More
When you apply for credit, those lending you the money... Read More
Bank robbery has grown to become a huge problem in... Read More
Have you ever wondered how much money a credit card... Read More
If you have been shopping around for a Low Interest... Read More
Are Credit Card companies starting to feel the pinch? We... Read More
There are always some companies that have past due invoices... Read More
A consumer credit report is a factual record of an... Read More
Moving money from credit card to credit card to take... Read More
Obtaining a credit report is an excellent way to begin... Read More
I've got some very important info I want you to... Read More
The credit industry if rife with pitfalls. If you have... Read More
There are no secrets to repairing your credit. Many shady... Read More
There are multiple reasons that tell us why we should... Read More
Credit cards are a form of unsecured credit. The issuer... Read More
Sue is a homeowner and pays her mortgage and other... Read More
In addition to the APR (annual percentage rate) and the... Read More
Many employers are now looking at an applicant's credit report... Read More
Everywhere we go, the word credit can be found, shining... Read More
One of the great mysteries of life is how the... Read More
You can still save money on a Bad Credit Loan... Read More
Years ago your credit score was a big secret, known... Read More
The next time you open your credit card statement, take... Read More
Prepaid credit cards also called stored value card can be... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
For those of us who know how to use them... Read More
Do you have enormous credit card debt? You are certainly... Read More
The good thing about bad credit is that you can... Read More
We spend money every single day on many different types... Read More
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
Parents have the full responsibility for their children and their... Read More
There is a big difference between looking after your own... Read More
Credit counseling is an option you might want to consider... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
Sometimes life lands you in a situation that causes your... Read More
What are inquiries?When you apply for credit the creditor or... Read More
Most of us want a good credit report to obtain... Read More
Because most of us have one or two credit cards... Read More
Somebody once said, "There is always a way of knowing... Read More
A lot of people have bad credit. It is unfortunate... Read More
There is no end to the amount of pain that... Read More
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
Establishing credit is one of the most important things you... Read More
Congratulations college freshman! You're about to embark on one of... Read More
Will lenders really love you for having a good credit... Read More
As I am not from the US, I had no... Read More
Secured Credit Card is similar to a prepaid credit card... Read More
Your credit report is a very important piece of the... Read More
Have you ever really looked at your credit card and... Read More
Thinking of applying for a credit card with a reward... Read More
Obtaining a credit report is an excellent way to begin... Read More
There are three main credit bureaus in the United States;... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
Parents have the full responsibility for their children and their... Read More
Everyone hates late fees and being late will cost you... Read More
Having a damaging credit record can hurt you in many... Read More
You've just opened your credit card bill and attached to... Read More
As identity theft becomes more prevalent, the need to regularly... Read More
We have all heard the rumors?from neighbors, relatives or friends.... Read More
Help! I've Been Turned DownYou received an envelope in the... Read More
Are you one of the thousands pulling your hair out... Read More
Online credit reports are easily accessible to those interested in... Read More
If you want to purchase a new home or refinance... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
It's the number one source of consumer complaints at the... Read More
Many people may still not be aware of an amendment... Read More
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