Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but in actuality, it is dozens of things. Due to a combination of user preferences, lifestyles, and marketing ideas, there are dozens of different types of credit cards out there. Because of the wide variety of things people need money for... Read More
Always Avoid Payment Holidays
Once you've been paying off a credit card for a while, you might be offered a 'payment holiday'. You'll get a letter, saying that since the company knows it's difficult for some families around Christmas (or whatever other excuse they think up), they're offering you a month off from paying,... Read More
What Is a FICO Score and How Do I Make It Work for Me?
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called a FICO score. Named for Fair, Isaac & Co., a California-based company that developed the credit score, the FICO score is the most widely used scoring method... Read More
Beat Credit Card Companies at Their Own Game!
Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven't you should because most likely you own a credit card, which means that these late fees has or could directly... Read More
Do You Know The Top Five Credit Card Mistakes?
When you're dealing with credit cards, you're playing with fire. Unfortunately, there are plenty of people out there who don't realise that, and make all sorts of dangerous mistakes with their credit cards every day.Here are what I consider to be The Top Five Credit Card Mistakes Paying Your Credit... Read More
Understanding Your Rights Under The Equal Credit Opportunity Act
It wasn't all that long ago that lenders blatantly discriminated when it came to approving credit for women and minority groups. Women were actually asked personal and demeaning questions like, how many children do you plan to have in the future or are you on birth control?Despite the fact that... Read More
Secured Credit Cards- Consumer Tips
Whether you have no credit or damaged credit, secured credit cards are a good tool for building a good credit history.Several months ago Tom, a member of CreditBoards.com, filed for a Chapter 7 Bankruptcy. Now he is in the process of rebuilding his credit history. It's a task... Read More
Free Credit Report ? A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus... Read More
Credit Cards - Why Prepay?
With prepaid credit cards, you get the practicality of plastic while choosing exactly how much debt to charge. By taking charge of your personal financing, you determine your own limits, to the penny, and change them any time you need to.There are many prepaid credit cards on the market these... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring)Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial... Read More
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Credit Score: The Brightest Feather In Your Financial Cap
Credit scores are the most important aspect that determines your... Read More
Various Types of Credit Cards - Part 2
Several different types of credit cards offer several different options,... Read More
How to Get Credit Reporting Agencies to Help You
The process of clearing credit can be laborious and frustrating.... Read More
Credit Cards or Store Cards - Which Is Better?
Introduction In this article, a presentation is made of the... Read More
Credit Report ? Watch Out for Parking Tickets
The economic downturn of the last five years has affected... Read More
How Your Credit Rating Affects You, and How to Check It
You might not know it, but every time you take... Read More
5 Steps You Can Take to Get Paid!
There are always some companies that have past due invoices... Read More
How To Avoid Becoming A Victim of Identity Theft
With identity theft statistics currently at an all time high,... Read More
Beat Credit Card Companies at Their Own Game!
Have you ever wondered how much money a credit card... Read More
Credit Repair, How To
Credit repair, is in a word, vital to reestablishing your... Read More
Building Your Credit History
Today, credit is an indispensable part of our lives. In... Read More
Preventing Credit Card Mess
Credit card debts problem is extremely common today. It is... Read More
The Hazards Of Your First Credit Card
You probably don't need me to tell you credit cards... Read More
Are 0% Credit Cards Reaching Their End?
Are Credit Card companies starting to feel the pinch? We... Read More
The Next Person With Credit Problems Got Their First Credit Card Today!
One of the focus areas of my information is the... Read More
Credit Card Rates - Negotiating Rates with Your Credit Card Company
Ok, let's face it, everybody hates high credit card rates,... Read More
Legislators Ponder New Credit Protection Laws
Legislators in Washington, D.C. are considering several credit-related consumer protections... Read More
Two Things You Need To Know About Prepaid Debit Cards
According to the September 2004 issue of the Nilson Report,... Read More
Have You Ever Opened a Checking Account?
Maybe some of you are saving it in your trusty... Read More
Triple AAA in 30 Days
Have you ever wonder about how to get good credit... Read More
Commercial Collections: Business Finance Booster Shot
Commercial collections: fixture of the new B2B cultureIf you're in... Read More
10 Ways To Boost Your Credit Score
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
Bad Checks, Bounced Checks, & NSF Checks
Negotiable instruments like checks and drafts have become an indispensable... Read More
Choosing the Right Credit Counseling Agency for You ? Some Tips Part 2
Credit counseling companies come in all shapes and sizes. Whether... Read More
Do You Want to Get a New Credit Card at a Great Rate?
1) Do your homework. Applying for and getting approved for... Read More
Your Consumer Rights
If you have ever fallen behind on your debts you... Read More
My Student Credit Card Adventure
And some practical advice too!My first credit card?I remember my... Read More
Free Credit Report ? Watch Out for Scams
Many people may still not be aware of an amendment... Read More
Credit Repair: How To Deal With Your Creditors
If you are in danger of credit problems because you... Read More
10 Step Credit Repair Guide
The process of clearing credit can be laborious and frustrating,... Read More
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but... Read More
Start Building Credit Fast!
There are a couple of reasons for this. You can... Read More
Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and... Read More
Start Building Credit Fast!
There are a couple of reasons for this. You can... Read More
What is on Your Credit Report?
Your credit report is a very important piece of the... Read More
The Things That UK Lenders Like to See on Your Credit File, (and? What They Don?t Like to See!)
Lenders are quite fussy about what they like to see... Read More
Credit Reports Inside and Out
The Credit Report is like your scorecard in the lending... Read More
Repair Your Credit - The Right Way!
How to Repair a Bad Credit Rating?The Right Way!If you... Read More
The Truth About Credit
What you might not know about credit.Some people don't know... Read More
Choosing the Right Credit Counseling Agency for You ? Some Tips Part 2
Credit counseling companies come in all shapes and sizes. Whether... Read More
Practical Suggestions for Protecting Yourself From Identity Theft
It's no surprise that thousands of Americans are victimized by... Read More
5 Things Your Credit Card Company Keeps Quiet About
Credit Cards can bankrupt you if you let them run... Read More
Bank Robbery Growing In U.S.
Bank robbery has grown to become a huge problem in... Read More
Why Credit Cards are a Bad Idea
Credit cards are just so convenient, aren't they? There's no... Read More
Bad Credit? No Credit? Yeah, Its a Problem.
Many companies use the slogan "Bad Credit? No Credit? No... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle!... Read More
Your Credit Rating and How To Check It
There is a lot of confusion surrounding UK credit ratings,... Read More
Building Business Credit
Most businesses want to be able to borrow money when... Read More
Credit Card Benefits and Drawbacks
Credit cards have both benefits and drawbacks. It is wise... Read More
Credit Report Secrets: Do You Know What They Reveal?
If you've ever applied for a credit card or loan,... Read More
Preventing Credit Card Mess
Credit card debts problem is extremely common today. It is... Read More
10 Signs You May Need Credit Counseling
Debt management programs can be of real help for people... Read More
Good Credit Is a Necessity for Everyday Living
Most of us want a good credit report to obtain... Read More
How To Repair Your Credit Report
A credit report is run on a buyer when he... Read More
It Is In Your Best Interest To Do The Math On Your Credit Card Interest
If you begin foaming at the mouth once a month... Read More
The Best Strategy To Erase Credit Card Debt
Credit card debt is a growing sickness in the United... Read More
How To Avoid Becoming A Victim of Identity Theft
With identity theft statistics currently at an all time high,... Read More
Good Credit Is Not A Good Reason To Borrow More Money After Youve Achieved Financial Freedom
The most important thing for you to remember is that... Read More
Two Things You Need To Know About Prepaid Debit Cards
According to the September 2004 issue of the Nilson Report,... Read More
5 Surefire Ways To Eliminate Credit Card Debt
Do you have enormous credit card debt? You are certainly... Read More
Credit Help For Renters And Others On The Horizon
Sue is a homeowner and pays her mortgage and other... Read More
Ten Steps To Building A Good Credit History
Are you thinking of buying a house? Do you want... Read More
Harassment of People in Debt by Creditors
HarassmentHarassment of people in debt by creditors or their agents... Read More
Credit Cards: What is the Universal Default Clause?
Most people who carry major credit cards are well aware... Read More
Like It Or Not, You Have A Score To Settle! Part 1
Just when most people finish with school and can stop... Read More
ChexSystems: Alternative Options for People Whove Been Checking Accounts
Individual banks elect to become members of ChexSystems, and to... Read More
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