Having a better credit score not only represents easier access to money from lending institutions, but more importantly represents instant money in your pocket.This probably sounds like something obvious for most of people, but it isn't until you start thinking in terms of real examples and real dollars that most... Read More
HarassmentHarassment of people in debt by creditors or their agents is a criminal offence under the Administration of Justice Act 1970. It is often difficult to know what to do when you feel a creditor is not dealing with your account fairly. In order for you to identify what activities... Read More
Many of us have seen the advertisements on television. "Get out of debt fast!" "We can solve all your credit problems with only one call!" These sound really great but you know that, realistically, one call is not going to solve your credit problems.If it were so fast and easy... Read More
You can stop receiving credit card offers in the mail! It's really easy to do - just phone 1-888-567-8688 and follow the prompts and provide the requested information including Social Security number, date of birth, etc.Do this for every adult member of your household, including college students. Your "opt-out" status... Read More
A lot of people have bad credit. It is unfortunate that good people with good intentions are sometimes lured into credit card offers with outrageous interest rates or convinced to buy a new, overpriced car that they cannot afford. Sometimes, it is a stroke of bad luck. You may have... Read More
FREE credit checks or free credit reports. What are they all about? Why every second company on the Net is offering you a free credit report? Are they all suddenly moved into a charity business?Don't worry about their finances. Start worrying about yours. They are offering you a FREE Credit... Read More
Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid lucrative commissions by creditors to keep consumers from declaring bankruptcy!In the "debt collection biz", creditors will sell your outstanding debt along with the debt of hundreds of others to a collection agency for cash up... Read More
Just as there are too many credit card companies to count, there seems to be just as many different credit cards, all claiming to offer you the best possible deal. Since no two people are alike, not all programs and incentives will work the same for everyone. Finding the one... Read More
Most businesses want to be able to borrow money when they need it, without the owners having to guarantee the loans personally. This means less risk to the owners. But wanting to get credit for your business and actually getting it can be two different things.One company recently approached us... Read More
You got creditors calling you everyday. You could lose the car or house. Your teetering on the edge financial ruin - then you see an ad that may safe your butt! Typical headlines say something like "Millionaire reveals Hidden Cash Sources, or help for people in debt up to their... Read More
|
|||||
|
|
|
If gold medals were awarded for marketing consistency, the credit... Read More
You might not know it, but every time you take... Read More
It's not as hard as you think to raise credit... Read More
The articles and tips provided on this site are intended... Read More
Do you know why you should check your credit report?Of... Read More
Credit card companies want your business. After all, lending money... Read More
Having credit education is like knowing how to read. It... Read More
Your credit report is a very important piece of the... Read More
Until recently lawyers for victims of credit damage had little... Read More
When I received my first credit card in the mail... Read More
Today, credit is an indispensable part of our lives. In... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
Many people may still not be aware of an amendment... Read More
Establishing credit and wisely managing your credit becomes easier when... Read More
When you apply for credit one of the first things... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
Credit counseling companies come in all shapes and sizes. Whether... Read More
Credit Cards are essential for any consumer today. However, when... Read More
If you're like the average person, let me warn you... Read More
Have your read your credit card contract through completely? Do... Read More
Review Your Credit Score.Nearly every bank, credit union, and mortgage... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
Credit Worthiness is an important business and personal asset each... Read More
Credit card debt is a major social problem in some... Read More
HarassmentHarassment of people in debt by creditors or their agents... Read More
Credit 101How does a creditor determine whether to grant you... Read More
There are always some companies that have past due invoices... Read More
There are so many credit cards out there to choose... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More
A credit score is most commonly known as a FICO... Read More
Everyone hates late fees and being late will cost you... Read More
Few things influence the home buying process more than your... Read More
Ever wondered what is a credit report? If you've ever... Read More
There are not many of us who do not have... Read More
There are times when you may be turned down for... Read More
In addition to the APR (annual percentage rate) and the... Read More
Your credit rating / credit score is based upon how... Read More
What is trade credit?One of the major differences between consumer... Read More
Credit Cards are essential for any consumer today. However, when... Read More
How do these people get my name? If you have... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
It's not as hard as you think to raise credit... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
"Cut Your Payments in Half!" the headline screams. "Consolidate Your... Read More
Building a good credit history is important. If you have... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
Having a damaging credit record can hurt you in many... Read More
There's only one way to discover the "health" of your... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
If you want to enjoy your life out of spending,... Read More
Did you know that you could make sure to get... Read More
There are times when you may be turned down for... Read More
Here are some useful tips on borrowing money. Borrowing money... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
The first rule when applying for banking and credit services... Read More
If you've ever applied for a credit card or loan,... Read More
What FACTA means is that if you, as an individual,... Read More
A lot of people spend more money than they can... Read More
For people with a spotty credit history or bad credit,... Read More
There are always some companies that have past due invoices... Read More
Are Credit Card companies starting to feel the pinch? We... Read More
You may already have 2 or more credit cards in... Read More
Is identity theft really that serious? Thousands of people every... Read More
There are a lot of questions about using credit cards.... Read More
I didn't think it was possible. But it is. Folks,... Read More
Credit |