The Credit Report is like your scorecard in the lending world. Every time you prepare yourself to acquire or purchase something that requires financial assistance from a lending institution, your credit report will be your "presentation card".You also need to realize that other entities like employers and insurance companies often... Read More
Maybe some of you are saving it in your trusty piggy bank, under your mattress or way back in a sock drawer. Although I'm glad that you are saving, your money is not doing anything for you locked up in your house. Consider a checking account where you can make... Read More
Many employers are now looking at an applicant's credit report for hiring purposes. During an interview process a potential employer may request your written consent to access your credit report. A credit report is essentially your credit history created by CRAs (also known as credit bureaus). Debtors that grant (or... Read More
When you are deciding what type of credit card to get it is important to compare credit cards to each other and find the best deal for you. There are a variety of different credit cards available, from low interest cards, cash back cards and even reward credit cards, it's... Read More
If you were to tell someone that they can have a certain item for free, more than likely their response would be, "what's the catch?" In the case of credit reports there is no catch, you can now get a free copy of this report through the three credit reporting... Read More
The first time I heard the term credit history was when I approached a lender for a secured loan. Being a first timer I was completely ignorant of the procedure and didn't even know that a credit record of our transactions is prepared by some credit reference agencies.Thanks to the... Read More
Consumers reject financial advice in favour of financial frivolityIt would appear that even though their "friends" aren't as flexible as they used to be, consumers are still stretching their credit cards beyond the comfort zone.The vicious circle of debt manipulation involving banks, consumers and commercial credit companies is putting consumer... Read More
If you're a college student, you probably already have a credit card. If not, you may have plans to get one or more soon. So why should you read on?Because financial debt is one of the main reasons that many students end up dropping out of college.Because your college years... Read More
Identity theft statistics are shocking. And we are told that it will only become worse, before it gets any better. Are you likely to be affected? According to recent studies, up to 7,000,000 people become identity theft victims each year, in the United States alone. That's over 19,000 cases a... Read More
Sure, there are a lot of problems with credit cards, but there are a lot of good things attached to them as well. For instance, if you have a small business, fleet credit cards can keep your books in order when you issue them to drivers of company vehicles for... Read More
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Your credit rating / credit score is based upon how... Read More
Credit cards have both benefits and drawbacks. It is wise... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
Most businesses want to be able to borrow money when... Read More
How do these people get my name? If you have... Read More
Debt management programs can be of real help for people... Read More
Nearly 20 years ago I worked for a small consumer... Read More
Even if you have heard of a credit report, you... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Many employers are now looking at an applicant's credit report... Read More
Like me, you've probably been offered a fair old number... Read More
There are many different ways to borrow money. Outlined below... Read More
If you've ever applied for a credit card or loan,... Read More
Identity theft statistics are shocking. And we are told that... Read More
A consumer credit report is a factual record of an... Read More
The first time I heard the term credit history was... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
There are times when you may be turned down for... Read More
You might not know it, but every time you take... Read More
What are the APRs charged by the credit cards in... Read More
You can stop receiving credit card offers in the mail!... Read More
A check can be considered bad if it is bogus... Read More
1) Do your homework. Applying for and getting approved for... Read More
Obtaining a credit report is an excellent way to begin... Read More
There are many of us that have been badly stung... Read More
The first rule when applying for banking and credit services... Read More
I've got some very important info I want you to... Read More
The credit card companies make billions each year in legitimate... Read More
With identity theft statistics currently at an all time high,... Read More
It is a well-publicized fact that more of us are... Read More
Credit scores are the most important aspect that determines your... Read More
The next time you open your credit card statement, take... Read More
Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More
The process of clearing credit can be laborious and frustrating.... Read More
They arrive in your mail - a conspicuous looking mail... Read More
Credit counseling is an option you might want to consider... Read More
LIVING IN CREDIT CARD UTOPIALet's just take a brief moment... Read More
A lot of credit score myths about fico score ratings... Read More
So what do you look for when applying for a... Read More
Credit card debts problem is extremely common today. It is... Read More
You got creditors calling you everyday. You could lose the... Read More
Introduction In this article, a presentation is made of the... Read More
Will lenders really love you for having a good credit... Read More
There are times when you may be turned down for... Read More
It is wise for you to have a company credit... Read More
For people with a spotty credit history or bad credit,... Read More
Martin Henderson is in a fix these days. Because of... Read More
Credit Cards can bankrupt you if you let them run... Read More
It is the scourge of our age: identity theft. Thieves... Read More
A lot of people have bad credit. It is unfortunate... Read More
If you've ever applied for a credit card or loan,... Read More
You're probably thinking "Tell me something I don't know" but... Read More
On one hand consumers are being universally criticised for running... Read More
How Lenders Operate ? And How They'll Make a Tidy... Read More
A new sickness is plaguing the UK called Denial. Denial... Read More
1. Buy clothes at thrift stores. BEFORE you buy them,... Read More
Most of us get a credit card on our name... Read More
Getting your first credit card is a big deal and... Read More
HarassmentHarassment of people in debt by creditors or their agents... Read More
In the new millennium plastic money or credit cards has... Read More
If you want to purchase a new home or refinance... Read More
Credit card companies want your business. After all, lending money... Read More
Ever wonder how a creditor decides whether to grant you... Read More
Identity theft is when someone uses, without permission, your personal... Read More
With all my bills who would possibly want my credit?... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
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