Do you have a poor credit rating? If so, you are one of tens of thousands of Americans with the same problem. In fact, it seems that this has become a national 'disease.' And just what do people need that have a disease? They need a cure.Here are some sure-fire... Read More
Your credit history is important; in fact, in this day and age, only family and your time are more important than your credit history! The first time you established a payment commitment over a period of time for a purchase, you began your history of credit, and the credit bureau... Read More
Step I - Selecting A Collection AgencySelecting a credit collection agency is perhaps the most important and difficult task. Some factors you must consider while selecting a collection agency are:- Experience and professionals - Geographical presence - Expertise - Fees and charging model - Customer references... Read More
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply information to credit bureaus : Some travel, entertainment, gasoline card companies, local retailers, and credit unions are among those... Read More
Rewards cards have become the latest rage in the credit card industry. In the past, consumers shopped for credit cards that offered the lowest interest rate. Next came cards with low interest rates and no annual fees. Today, consumers can shop for cards based on what type of "reward" they... Read More
In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are... Read More
Just as there are too many credit card companies to count, there seems to be just as many different credit cards, all claiming to offer you the best possible deal. Since no two people are alike, not all programs and incentives will work the same for everyone. Finding the one... Read More
What is a balance transfer?A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does... Read More
Some credit cards offer a cash advance option. But how good a deal is this?Not very. In fact, it can be downright expensive.Why?Because every time you use your credit card to withdraw case, more fees kick in:Cash advances can carry an upfront fee of 2 percent to 4 percent of... Read More
When you apply for a credit card, the application that you sign is also a legally binding contract laying out all the termsbetween you and the bank, such as the interest rate and how its calculated, the grace period, whether there's an annual fee, etc.While you have to agree to... Read More
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A recent amendment to the federal Fair Credit Reporting Act... Read More
Ah, the "good old days". If you are a baby... Read More
Is identity theft really that serious? Thousands of people every... Read More
If you want to purchase a new home or refinance... Read More
In addition to the APR (annual percentage rate) and the... Read More
We spend money every single day on many different types... Read More
Identity theft is the fastest growing crime in America, according... Read More
When you apply for credit one of the first things... Read More
Everyone hates late fees and being late will cost you... Read More
Did you know that you could make sure to get... Read More
You hear people talk about credit reports all the time... Read More
This article is about bailiffs who may call trying to... Read More
A credit report is basically a file about you kept... Read More
If you have been shopping around for a Low Interest... Read More
Most consumers are aware that they have something known as... Read More
Whether you are aware of it or not, credit bureaus... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Let's be crystal clear, right up front. Paying someone to... Read More
In my previous article "Establishing Credit ? What You Need... Read More
With so many low interest credit cards on offer, how... Read More
Maintaining your Credit ProfileEvery consumer should be maintaining their credit... Read More
And some practical advice too!My first credit card?I remember my... Read More
1. Choosing A new credit cardThere are many reasons for... Read More
What are the avenues available to businesses with weak credit... Read More
"Menis - the author translates as "indignant rage" - It... Read More
It is a well-publicized fact that more of us are... Read More
Do you know the difference between good and bad credit... Read More
Most businesses want to be able to borrow money when... Read More
Using a credit card wisely is an important step in... Read More
Credit card companies want your business. After all, lending money... Read More
Bad credit can be a burden for otherwise good credit.... Read More
Ok, let's face it, everybody hates high credit card rates,... Read More
Here, Cratchet, what do you think you're doing?Uh, er, leaving... Read More
If you have considered credit counseling as an option to... Read More
We've all seen the ads on television or in magazines,... Read More
Having a better credit score not only represents easier access... Read More
Ever wondered what is a credit report? If you've ever... Read More
What is Credit? Credit is money granted by a lender... Read More
There are many misconceptions about credit scores out there. There... Read More
Do you know the difference between good and bad credit... Read More
A recent amendment to the federal Fair Credit Reporting Act... Read More
When you apply for a loan or a mortgage, the... Read More
It is estimated that billions of dollars in delinquent commercial... Read More
Identity theft has become an epidemic. Millions and millions of... Read More
Identity theft is the fastest growing crime according to the... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
Ever wondered what is Credit Counselling? There are occasions when... Read More
Building a good credit history is important. If you have... Read More
If you've ever applied for a credit card or loan,... Read More
Owning a credit card can be quite an advantage. Whether... Read More
The first time I heard the term credit history was... Read More
Your credit score may just be a little number, but... Read More
Congratulations college freshman! You're about to embark on one of... Read More
Here's a dirty secret, today's "non profit credit counselors" are... Read More
In addition to the APR (annual percentage rate) and the... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
There are a whole variety of different types of credit... Read More
Have you ever been told you were over your credit... Read More
Many employers are now looking at an applicant's credit report... Read More
When you are deciding what type of credit card to... Read More
In this week's article, I am going to offer some... Read More
For years, major credit card companies have allowed cardholders to... Read More
There are millions of consumer credit reports on file from... Read More
Have you ever wonder about how to get good credit... Read More
I've got some very important info I want you to... Read More
If gold medals were awarded for marketing consistency, the credit... Read More
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