INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part series, Over the course of these 5 articles, I am going to introduce you to several methods for maximizing the use and benefits of the best Credit Cards and offers on the market today. This... Read More
Your credit file may not reflect all your credit accounts. Although most national department store and all-purpose bank credit card accounts will be included in your file, not all creditors supply information to credit bureaus : Some travel, entertainment, gasoline card companies, local retailers, and credit unions are among those... Read More
Joint debts remain joint debts.Both spouses signed a legally binding contract with the creditor, and a divorce decree neither amends this contract nor relieves the creditor's investment in you. Amendment of any contract requires agreement by all parties, including the creditor, and proof of the amendment requires the signature of... Read More
Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring)Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the picture. It's called credit scoring. And, its impact on your financial... Read More
Identity theft is the fastest growing crime in America, according to a recently released FTC study. Did you know that the term "identity theft" did not exist until just a few years ago? It is a recent phenomenon that is causing a great furor around the world.According to the United... Read More
Legislators in Washington, D.C. are considering several credit-related consumer protections as outlined in The Fair and Accurate Credit Transaction Act of 2003 (H.R. 2622). If approved, consumers could benefit from the most wide-ranging changes to the rules covering consumers and credit in decades.One of the most important changes would be... Read More
You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More
What are inquiries?When you apply for credit the creditor or lender checks your credit report to verify that you qualify for the credit or loan you are applying for. The "inquiry" is then reported to the credit bureaus and shows up on your credit report.Does this affect your credit rating... Read More
In "Become the Squeaky Wheel" a book recently published, Michelle Dunn demonstrates the major areas a business should focus on to ensure a satisfactory customer experience.One mistake business owners make is not having a credit policy in place when they open their business. This can be easily corrected by implementing... Read More
What Are Possible Signs of Fraudulent Transactions see at Web Hosting Companies?Customer wants to pre-pay for a yearDomain Name Registration for 5 years or moreOrders using free email address providers like Hotmail, Yahoo, etc.Usage of multiple cards to complete order.International address. AVS can not validate those international addresses.Multiple purchases in... Read More
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Congress passed the Fair Credit Reporting Act several years ago... Read More
Years ago your credit score was a big secret, known... Read More
Most businesses want to be able to borrow money when... Read More
Credit cards have migrated from being hip or convenience product... Read More
We've all seen the ads on television or in magazines,... Read More
The next time you open your credit card statement, take... Read More
Parents have the full responsibility for their children and their... Read More
You can still save money on a Bad Credit Loan... Read More
As identity theft becomes more prevalent, the need to regularly... Read More
Lenders are quite fussy about what they like to see... Read More
One of the great mysteries of life is how the... Read More
YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's... Read More
1. Deleting Errors in 48 HoursThis is the absolute fastest... Read More
Clean Credit Reports, your credit report contains information about where... Read More
Identity theft statistics are shocking. And we are told that... Read More
Today, credit is an indispensable part of our lives. In... Read More
Listed below is a useful guide to credit card terms.... Read More
Your credit rating / credit score is based upon how... Read More
Have you ever wondered how much money a credit card... Read More
No doubt, you've probably gotten literally hundreds of credit card... Read More
"Menis - the author translates as "indignant rage" - It... Read More
If you've ever applied for a credit card or loan,... Read More
Credit needed for real estate mortgage financing differs from credit... Read More
We spend money every single day on many different types... Read More
WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying... Read More
If you intend to apply for a loan, you need... Read More
This article is about bailiffs who may call trying to... Read More
Mortgage loans are some of the most difficult loans to... Read More
Having credit education is like knowing how to read. It... Read More
Credit card debt is a growing sickness in the United... Read More
With identity theft statistics currently at an all time high,... Read More
Millions of Americans suffer because of bad credit these days,... Read More
A credit report is run on a buyer when he... Read More
The recent security breach at credit card processor CardSystems Solutions... Read More
With all my bills who would possibly want my credit?... Read More
As I am not from the US, I had no... Read More
What are the avenues available to businesses with weak credit... Read More
Now in a world with so many easy to get... Read More
Fact: Over 150 million Americans have credit report with the... Read More
Credit scores: all lenders use credit scores to determine interest... Read More
With identity theft statistics currently at an all time high,... Read More
Consumers reject financial advice in favour of financial frivolityIt would... Read More
When you are deciding what type of credit card to... Read More
If you're like the average person, let me warn you... Read More
Your credit rating / credit score is based upon how... Read More
If you want a cash advance or a payday/paycheck loan,... Read More
It is estimated that billions of dollars in delinquent commercial... Read More
Owning a credit card can be quite an advantage. Whether... Read More
Debt collection agencies are often a viable option for receiving... Read More
Nearly 20 years ago I worked for a small consumer... Read More
Most families in America today have a credit card; some... Read More
Identity theft is the fastest growing crime in America. According... Read More
Many employers are now looking at an applicant's credit report... Read More
If you are married, establish separate credit accounts.Try to finance... Read More
Establishing credit is one of the most important things you... Read More
Here's a simple system on how to pay zero interest... Read More
Credit counseling is an option you might want to consider... Read More
His hard earned money? Gone. Creditors on his back everyday.... Read More
You can stop receiving credit card offers in the mail!... Read More
Consumers today are up to their eyeballs in debt. And... Read More
Bad credit can be a burden for otherwise good credit.... Read More
It's not as hard as you think to raise credit... Read More
There are always some companies that have past due invoices... Read More
The next time you open your credit card statement, take... Read More
Today, credit is an indispensable part of our lives. In... Read More
A check can be considered bad if it is bogus... Read More
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