You've probably never heard of Frank X. McNamara, but he revolutionized the way you shop on a daily basis.One evening in 1949, McNamara-head of the Hamilton Credit Corporation in New York City-was dining out with two business associates. Their topic of discussion: one of McNamara's clients, who was defaulting on... Read More
Paying a credit card late fee is the same as throwing your money away. Late credit card payments can also hurt your credit score. The payment tips and strategies here will show you how to prevent these costly fees.When credit card companies process credit card payments, every single detail is... Read More
Have you ever really looked at your credit card and tried to figure out what that huge string of numbers really means? Do these card issuers have so many customers that your account number has to be 16 digits long?You may be surprised to know that all those numbers you... Read More
Here's a simple system on how to pay zero interest and get tons of free stuff. Almost everyone uses credit cards. But only a few thousand people out there take advantage of what the credit card industry is really offering.First thing a person needs to do to shift the credit... Read More
Imagine opening your credit card statement one morning and discovering to your horror that you suddenly owe thousands of dollars - on purchases that you never made.Impossible?Credit card fraud on the rise, so you need to treat your card and its information with extreme care.Here are 10 tips to help... Read More
It wasn't all that long ago that lenders blatantly discriminated when it came to approving credit for women and minority groups. Women were actually asked personal and demeaning questions like, how many children do you plan to have in the future or are you on birth control?Despite the fact that... Read More
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help creditors evaluate your ability to repay home... Read More
Let's face it, if you are facing the possibilities of losing your home due to a foreclosure and you think that you may never be able to purchase another home anytime soon. Keep reading.I am going to share with you four steps you need to prepare yourself for that transition... Read More
On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are capitalising on the growing credit card debt, from charities and political organisations to football clubs, the Association of Surgeons and somewhat ironically ActionAid, an international development agency... Read More
As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More
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There is almost nothing more troublesome than having too much... Read More
There are many misconceptions about credit scores out there. There... Read More
For those of us who know how to use them... Read More
Ah, the sweet rewards of using credit!Not only do you... Read More
Most families in America today have a credit card; some... Read More
As a young student I feared getting bad grades because... Read More
A recent amendment to the federal Fair Credit Reporting Act... Read More
If you want to purchase a new home or refinance... Read More
You're interested in getting the best credit cards for your... Read More
You may already have 2 or more credit cards in... Read More
Paying a credit card late fee is the same as... Read More
Most people who carry major credit cards are well aware... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Why do some people get offers for pre-approved credit cards... Read More
There are three main credit bureaus in the United States;... Read More
Do you know the difference between good and bad credit... Read More
Do you have enormous credit card debt? You are certainly... Read More
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Credit cards are a form of unsecured credit. The issuer... Read More
Credit cards are just so convenient, aren't they? There's no... Read More
There is no end to the amount of pain that... Read More
How do these people get my name? If you have... Read More
There are many different ways to borrow money. Outlined below... Read More
1. Payment History -- 35%The number of accounts paid as... Read More
Are you thinking of buying a house? Do you want... Read More
Have you ever looked at your credit card statement? I'm... Read More
Credit has become a much-used word, thanks to the various... Read More
In the twenty-first century, there are few documents that have... Read More
Congratulations college freshman! You're about to embark on one of... Read More
The credit card companies make billions each year in legitimate... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
If you're like the average person, let me warn you... Read More
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
We spend money every single day on many different types... Read More
Credit card companies want your business. After all, lending money... Read More
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
No doubt, you've probably gotten literally hundreds of credit card... Read More
Credit counseling is an option you might want to consider... Read More
It's the number one complaint from consumers and it only... Read More
Sue is a homeowner and pays her mortgage and other... Read More
The process of clearing credit can be laborious and frustrating,... Read More
Collection agencies are businesses that collect past-due bills and accounts... Read More
Using a credit card wisely is an important step in... Read More
A lot of people spend more money than they can... Read More
Well now we add CitiGroup and UPS to the Identity... Read More
Many employers are now looking at an applicant's credit report... Read More
The Fair Credit Reporting Act (FCRA) and the recent update... Read More
In addition to the APR (annual percentage rate) and the... Read More
The process of clearing credit can be laborious and frustrating.... Read More
The nightmare of identity theft strikes an estimated 750,000 people... Read More
2005 marks the year that consumers will be able to... Read More
If you begin foaming at the mouth once a month... Read More
In their quest to get you to sign up for... Read More
Bad credit can be a burden for otherwise good credit.... Read More
Most of us want a good credit report to obtain... Read More
Having a damaging credit record can hurt you in many... Read More
If you have a bad credit rating, then you might... Read More
Getting your first credit card is a big deal and... Read More
A good credit reward card can contribute to your retirement... Read More
Consumers often have the first credit card that they ever... Read More
There are no secrets to repairing your credit. Many shady... Read More
For those of us who know how to use them... Read More
We've all seen the ads on television or in magazines,... Read More
His hard earned money? Gone. Creditors on his back everyday.... Read More
There are seven consumer credit laws you should be aware... Read More
Having a better credit score not only represents easier access... Read More
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