Fact: Over 150 million Americans have credit report with the three major credit reporting agencies. Approximately 50 million of these credit reports contain errors, many of which are inaccurate. Do you know what's on your credit report?If you've ever applied for a charge account, a personal loan, insurance or a... Read More
"Easy Low Down Monthly Payment," "Buy Now Pay Later," "You Deserve the Car Today and We Can Finance It for You," & "Spend Today, 0% APR until Next Year!" We see those statements above every where today, on TV commercials, car dealership, banks and magazines. Those statements have put a... Read More
Credit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then moves to one card. The main benefit of balance transfer is a money-saving one. In the competitive credit card market an increasing number... Read More
There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 your interest on that... Read More
I remember back when I was 18 and completely oblivious to the concept of credit. It seems like eons ago! If only I had known then what I know now about credit. Hopefully, this short guide will be able to give you some ideas on how you can build a... Read More
You may already have 2 or more credit cards in your purse or wallet and you have just applied for a third and been declined. This can be very frustrating considering you pay off your other credit cards regularly and you are continually having your credit limit raised.This is a... Read More
If you want to enjoy your life out of spending, enjoy if you have your own resources and money.But don't enjoy your life by becoming a debtor to somebody.Of course in the modern world, there are many ways and means, which force you to become a debtor.Attractive advertisements in the... Read More
Commercial collections: fixture of the new B2B cultureIf you're in the business-to-business field, or even if you're a consumer products business that works through third-party distribution channels, you probably know what it's like to check your mail anxiously each day, sifting through all the bills for that payment that was... Read More
We have all heard countless stories of people over their heads with credit card debt-maxing out every card they own, then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt for years, not to mention the significant income drain the finance charges... Read More
Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can pave your future towards greener pastures. On the other hand a negative marking on your credit report can be ruinous for your future dreams. However, "There Isn't Much... Read More
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If you find that creditors are calling you almost daily... Read More
Your credit score may just be a little number, but... Read More
Credit cards represent an important part of our financial lives.... Read More
There's only one way to discover the "health" of your... Read More
Credit cards are a form of unsecured credit. The issuer... Read More
Reach into your wallet or purse, pull out a card,... Read More
There will come a day when you need credit. You... Read More
For all people shop around for the best rate, there... Read More
1. Payment History -- 35%The number of accounts paid as... Read More
As you probably know, interest rates are at all time... Read More
Prepaid credit cards also called stored value card can be... Read More
Many credit card holders sign up for a credit account... Read More
There are millions of consumer credit reports on file from... Read More
One of the great mysteries of life is how the... Read More
Today, credit is an indispensable part of our lives. In... Read More
Once you've been paying off a credit card for a... Read More
Getting worried that one of your clients, customers or patients... Read More
Identity theft is the fastest growing crime in America, according... Read More
Review Your Credit Score.Nearly every bank, credit union, and mortgage... Read More
Thanks to the Fair and Accurate Credit Act, American consumers... Read More
Your credit score can either haunt you or reward you.... Read More
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
What are the avenues available to businesses with weak credit... Read More
Most consumers are aware that they have something known as... Read More
Always shop around to get the best deal when choosing... Read More
Do you know the costs associated with your credit card?... Read More
Spending HabitsSo you've just got your credit card. The first... Read More
Bank robbery has grown to become a huge problem in... Read More
Credit cards have migrated from being hip or convenience product... Read More
When credit cards are used wisely they can be very... Read More
These days, people need to very carefully consider what type... Read More
According to the September 2004 issue of the Nilson Report,... Read More
Did you apply for a personal loan only to be... Read More
Not everyone has a positive experience with credit counseling. Potential... Read More
ChexSystems is a company that maintains a subscriber membership service... Read More
Online car finance is convenient. You can apply over the... Read More
A credit score is most commonly known as a FICO... Read More
If you find that creditors are calling you almost daily... Read More
In industrialized nations, going into debt starts early. It's easy... Read More
The Beginning of the Credit Card EraIn 1951, Diners Club... Read More
To repair your bad credit does not necessarily mean that... Read More
In their quest to get you to sign up for... Read More
The next time you open your credit card statement, take... Read More
Credit card companies want your business. After all, lending money... Read More
Credit Cards can bankrupt you if you let them run... Read More
Q: I'm opening a gift shop and want to be... Read More
Have you ever wondered why your credit card bill is... Read More
Is identity theft really that serious? Thousands of people every... Read More
The first time I heard the term credit history was... Read More
What you might not know about credit.Some people don't know... Read More
It is the scourge of our age: identity theft. Thieves... Read More
Here's a simple system on how to pay zero interest... Read More
A credit report is more than just a snapshot of... Read More
There are a whole variety of different types of credit... Read More
Using a credit card wisely is an important step in... Read More
There will come a day when you need credit. You... Read More
Ah, the sweet rewards of using credit!Not only do you... Read More
There is no end to the amount of pain that... Read More
Credit repair, is in a word, vital to reestablishing your... Read More
One of the easiest ways to borrow money of a... Read More
There are many misconceptions about credit scores out there. There... Read More
If you have ever fallen behind on your debts you... Read More
Collection agencies are businesses that collect past-due bills and accounts... Read More
In the face of financial hardship, many seeking a responsible... Read More
How do these people get my name? If you have... Read More
There are three main credit bureaus in the United States;... Read More
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