Understanding Credit Card Penalties
Because most of us have one or two credit cards and we use them every day, understanding credit card penalties and fees is a significant issue since one time or another we have paid a penalty for some reason. Every user of a credit card must first understand that every... Read More
Borrowing on a Credit Card
One of the easiest ways to borrow money of a financial institute is to use a Credit Card, available from all banks, building societies, and other financial organisations. The choices available are enormous, with a wide variety of interest charges, annual charges, loyalty schemes, and bonus points available. However there... Read More
Credit Cards - A Blessing or a Curse?
Owning a credit card can be quite an advantage. Whether making online purchases, booking an air ticket or a hotel room on the phone or simply being in need of some emergency cash, having a credit card can be a big help. However, getting a credit card is also a... Read More
Finding Reputable Credit Card Companies
You're interested in getting the best credit cards for your family's needs, but you don't want to be cheated. Or you're interested in small business credit cards, but you've heard that some of them aren't terribly secure. What do you do?First, don't look for the best credit cards in your... Read More
10 Ways To Protect Your Financial Identity Being Used For Someone Else?s Shopping Spree
Someone impersonating you could be spending your hard-earned money.Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002, the federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and business $32.9 billion.Here are 10 ways to protect yourself... Read More
What Is A FICO Score?
A credit score is most commonly known as a FICO score. FICO stands for Fair Isaacs Corporation. It's a company that developed the credit scoring software used to evaluate your credit worthiness.Most lenders use the FICO score to determine whether they should extend to you a mortgage, car loan, credit... Read More
Identity Theft ? How Can You Prevent It Happening to You?
The nightmare of identity theft strikes an estimated 750,000 people every year. How can you keep from being one of them? While there is no guarantee that you won't become a victim, there are some steps you can take to decrease the risk and protect yourself.According to the Federal Trade... Read More
Your Credit Card May Be Costing More Than You Think!
Do you know what your credit card is truly costing you? Many people assume that they do, but aren't familiar with the hidden fees that many credit card companies are charging. In fact, if you don't keep close tabs on your credit card, you may end up paying hundreds of... Read More
Collection Agencies: What Do They Do?
Collection agencies are businesses that collect past-due bills and accounts receivable for other persons or businesses in exchange for a fee. Collection agencies charge for their services one of three ways:1) A flat fee.2) A percentage of what is collected.3) Through a direct sale of the delinquent accounts.If you are... Read More
How You Can Help Prevent Identity Theft
How can I prevent Identity theft from happening to me? Never leave your receipt or slip in the ATM or gas pump. Pay attention to your habits, lock up or organize and file your bills, and bank statements. Shred them using a cross shredder before throwing them away.In a recent... Read More
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Building Your Credit History
Today, credit is an indispensable part of our lives. In... Read More
It Is In Your Best Interest To Do The Math On Your Credit Card Interest
If you begin foaming at the mouth once a month... Read More
Credit Cards or Store Cards - Which Is Better?
Introduction In this article, a presentation is made of the... Read More
Credit Card Balance Transfers Explained
What is a balance transfer ? A balance transfer can... Read More
Credit Repair Kit Sound To Good To Be True? It Is.
A lot of people have bad credit. It is unfortunate... Read More
Credit Counseling: Could it Work for Me?
In the face of financial hardship, many seeking a responsible... Read More
New Law Provides Free Annual Credit Report
As of Thursday, December 1, 2004, one-third of Americans will... Read More
Credit Reports ? Why Your Credit Score is Important
If you have never heard of a FICO score before,... Read More
Credit Education
Having credit education is like knowing how to read. It... Read More
How to Repair a Bad Credit Rating
If you have a bad credit rating, then you might... Read More
Easing Your Financial Burdens With Credit Counseling
It is a well-publicized fact that more of us are... Read More
Understanding the Function of Credit
What is Credit?Credit is the backbone and the engine behind... Read More
A Summary of the Fair Credit Reporting Act
This summary of the Fair Credit Reporting Act will explain... Read More
Identity Theft - How to Protect Yourself
"Like the tan? I got tons of sun on that... Read More
Important Things to Know About Divorce and Credit
Joint debts remain joint debts.Both spouses signed a legally binding... Read More
My Student Credit Card Adventure
And some practical advice too!My first credit card?I remember my... Read More
How To Prevent Fraudulent Credit Card Transactions
What Are Possible Signs of Fraudulent Transactions see at Web... Read More
Making Sense of the Information in Your Credit Report
If you've ever applied for a credit card or loan,... Read More
Credit Card Debt: How To Control It
A lot of people spend more money than they can... Read More
Is it Safe to Use Online Car Finance?
Online car finance is convenient. You can apply over the... Read More
Top 5 Credit Misconceptions
We have all heard the rumors?from neighbors, relatives or friends.... Read More
A Cure for an Ailing Credit
Credit has become a much-used word, thanks to the various... Read More
Big Brother Knows Whats in Your Credit Report - How About You?
Whether you are aware of it or not, credit bureaus... Read More
What You Should Know About Credit Counseling
Credit counseling is a free service that many people with... Read More
Boosting Your Credit Score To Get The Best Credit Card Deal
Making Your Credit Rating Work For YouOne of the basics... Read More
Defeating Credit Card Debt With Self Control
Credit card debt is a major social problem in some... Read More
How Credit Scoring Works
The all important credit score! It determines the amount of... Read More
Your Credit Score
Credit scores: all lenders use credit scores to determine interest... Read More
Is Your Credit Score Being Held Against You?
Credit Scores That HurtIs your credit score being held against... Read More
Debit Card vs. Credit Card, What Are The Differences ?
Ah, the "good old days". If you are a baby... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle!... Read More
Credit Cards - Why Prepay?
With prepaid credit cards, you get the practicality of plastic... Read More
Which Credit Card?
Bewildered by the sheer variety of debit cards and credit... Read More
Credit Card Rates - Negotiating Rates with Your Credit Card Company
Ok, let's face it, everybody hates high credit card rates,... Read More
Big Brother Knows Whats in Your Credit Report - How About You?
Whether you are aware of it or not, credit bureaus... Read More
Making Sense of the Information in Your Credit Report
If you've ever applied for a credit card or loan,... Read More
Convenience Can Be Costly
You've just opened your credit card bill and attached to... Read More
The Things That UK Lenders Like to See on Your Credit File, (and? What They Don?t Like to See!)
Lenders are quite fussy about what they like to see... Read More
Like It Or Not, You Have A Score To Settle! Part 1
Just when most people finish with school and can stop... Read More
Credit Reports ? Why Your Credit Score is Important
If you have never heard of a FICO score before,... Read More
How To Protect Yourself Against Credit Card Fraud
In the high tech world of today, credit card fraud... Read More
Credit Repair: How To Deal With Your Creditors
If you are in danger of credit problems because you... Read More
What is on Your Credit Report?
Your credit report is a very important piece of the... Read More
How To Use Your Credit Cards Wisely
Are you one of the thousands pulling your hair out... Read More
Credit Score ? for Scoring the Right Loan
Somebody once said, "There is always a way of knowing... Read More
Figuring Out the Ever Nebulous Numbers Called Credit Scores
Credit Score FactorsThe information contained on our credit reports affect... Read More
SuperCharged Secret 3, Credit Card Utopia
TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment... Read More
Which Business Credit Cards with Reward are the Best?
Thinking of applying for a credit card with a reward... Read More
Learning the Disturbing Facts about Credit Card Debt
When I received my first credit card in the mail... Read More
Do You Know Whats On Your Credit Report ?
It is important to know your credit rating for a... Read More
Do you Know the Benefits of Checking your Credit Report?
Do you know why you should check your credit report?Of... Read More
What Does Your Credit Score Tell You?
When you apply for a loan or a mortgage, the... Read More
Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums
Did you know that you could make sure to get... Read More
Credit Cards -- What You Should Know
There are a lot of questions about using credit cards.... Read More
Understanding Your Credit Score
When you apply for credit one of the first things... Read More
Minimize your Risk for Identity Theft
Identity theft is the fastest growing crime in America. According... Read More
Credit Cards: Pros and Cons
Sure, there are a lot of problems with credit cards,... Read More
Getting Married? What Are The Finance and Credit Implications?
There is a big difference between looking after your own... Read More
Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
Credit Repair Kit Sound To Good To Be True? It Is.
A lot of people have bad credit. It is unfortunate... Read More
Sound Advice For First Time Credit Card Users
If you are just entering the world of credit cards,... Read More
How To Get Out Of Credit Card Debt
If you're like the average person, let me warn you... Read More
Reward Credit Cards: Get the Best Rewards Card Incentive Program
A good credit reward card can contribute to your retirement... Read More
Bankruptcy vs. Credit Counseling: What Should I Do?
Credit Counseling and bankruptcy are both ways to relieve the... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
Credit Cards Can Help You Get Out Of Debt
Your credit rating / credit score is based upon how... Read More
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