Getting worried that one of your clients, customers or patients will never pay? Have you given up on a customer who's essentially said he won't pay? Congratulations--being stiffed by a customer or patient is a milestone in the growth of a business or medical practice. But even the most hopeless... Read More
Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, announced they would begin sharing credit scores, also known as FICO scores, with consumers.What is... Read More
There are times when you may be turned down for credit and you do not understand why.According to the Fair Credit Reporting Act you are entitled to a free copy of your credit report if you have been denied credit because of negative items on your credit report within 60... Read More
Mortgage loans are some of the most difficult loans to receive if you have bad credit because lenders focus heavily on your credit score and history of making payments on time. However, there is credit and loan help for individuals interested in home mortgage loans.There are many online resources and... Read More
The moment I placed myself in front of the computer screen a whole new world beckoned me to join it. And years of strolling have proved incompetent to get me acquainted with the full panorama of computers. You have always wanted one in your home. But something is stopping you.... Read More
If you've ever applied for a credit card or loan, you've probably had your credit report reviewed by the lender. Your credit report has a huge impact on your financial future, so it's well worth your time to be sure that you understand what your credit report says about you.Even... Read More
The articles and tips provided on this site are intended to help you access credit card offers that suit your lifestyle. By providing you with some basic information, we are confident that you will be able to easily identify which are the best credit cards for you. There are literally... Read More
There are millions of consumer credit reports on file from mainly three major reporting bureaus which include Trans Union, Experian, and Equifax. These credit gathering agencies store huge amounts of data about every person that takes out a loan, credit card, or any other line of credit. Information is reported... Read More
Legislators in Washington, D.C. are considering several credit-related consumer protections as outlined in The Fair and Accurate Credit Transaction Act of 2003 (H.R. 2622). If approved, consumers could benefit from the most wide-ranging changes to the rules covering consumers and credit in decades.One of the most important changes would be... Read More
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit card company act in your behalf to recover funds from a disputed transaction. Under the Fair Credit Billing Act the credit card company has to investigate the... Read More
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Let's face it, if you are facing the possibilities of... Read More
The Credit Report is like your scorecard in the lending... Read More
In "Become the Squeaky Wheel" a book recently published, Michelle... Read More
A credit card allows you to buy things even though... Read More
There are many misconceptions about credit scores out there. There... Read More
Prepaid credit cards also called stored value card can be... Read More
You got creditors calling you everyday. You could lose the... Read More
Most of us want a good credit report to obtain... Read More
The economic downturn of the last five years has affected... Read More
Credit and charge card fraud costs cardholders and issuers hundreds... Read More
Is identity theft really that serious? Thousands of people every... Read More
Chances are you have received your share of "pre-approved" credit... Read More
There are three main credit bureaus in the United States;... Read More
Years ago your credit score was a big secret, known... Read More
Most families in America today have a credit card; some... Read More
This summary of the Fair Credit Reporting Act will explain... Read More
So-called "credit repair" companies claim they can remove negative information... Read More
When you apply for a loan or a mortgage, the... Read More
What are inquiries?When you apply for credit the creditor or... Read More
What is a balance transfer?A balance transfer can be explained... Read More
A credit report is more than just a snapshot of... Read More
Credit card balance transfer involves using a credit... Read More
Understanding credit report scores is important when you see your... Read More
The process of clearing credit can be laborious and frustrating.... Read More
Are you thinking of buying a house? Do you want... Read More
Many of us have seen the advertisements on television. "Get... Read More
Credit has become a much-used word, thanks to the various... Read More
Joint debts remain joint debts.Both spouses signed a legally binding... Read More
If you were to tell someone that they can have... Read More
Step I - Selecting A Collection AgencySelecting a credit collection... Read More
By Federal law, you are entitled to one free credit... Read More
Millions of Americans suffer because of bad credit these days,... Read More
You've decided to apply for a Citi MasterCard, but with... Read More
If you want to purchase a new home or refinance... Read More
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
Did you know that you could make sure to get... Read More
Credit Scores That HurtIs your credit score being held against... Read More
Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never... Read More
To repair your bad credit does not necessarily mean that... Read More
Keep Your Credit History Clean - Remove A Negative Credit... Read More
With interest rates rising, low or zero percent credit cards... Read More
Did you apply for a personal loan only to be... Read More
Credit score is the key factor determining approval of almost... Read More
The most important thing for you to remember is that... Read More
Today there are so many different credit cards available, student... Read More
Credit card companies make their money on the 85% of... Read More
Prepaid credit cards also called stored value card can be... Read More
Owning a credit card can be quite an advantage. Whether... Read More
There is no end to the amount of pain that... Read More
Nearly 20 years ago I worked for a small consumer... Read More
There are times when you may be turned down for... Read More
If you begin foaming at the mouth once a month... Read More
It's no surprise that thousands of Americans are victimized by... Read More
When you apply for a loan or a mortgage, the... Read More
What is a balance transfer ? A balance transfer can... Read More
"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've... Read More
It's the number one source of consumer complaints at the... Read More
The moment I placed myself in front of the computer... Read More
Do you have enormous credit card debt? You are certainly... Read More
When you apply for a credit card, the application that... Read More
Today, selecting the proper credit card can be a bit... Read More
INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part... Read More
Today, credit is an indispensable part of our lives. In... Read More
While working through my own debt situation, and helping others... Read More
If you are one of the millions of people out... Read More
Identity theft is a growing concern among Americans, and rates... Read More
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