How To Repair Your Credit Report
A credit report is run on a buyer when he or she needs to buy something that will take a long-term loan, such as an automobile or a house. The credit report can come from one of three agencies ? Equifax, Experian, and Trans Union. Each of these three agencies... Read More
Do You Want to Get a New Credit Card at a Great Rate?
1) Do your homework. Applying for and getting approved for a credit card is nothing more than legwork. Credit card contracts can sometimes contain onerous terms that might make you sorry that you signed up for the new card that you did. Read the fine print carefully. If a deal... Read More
How To Get a Low Interest Credit Card
Consumers often have the first credit card that they ever applied for, never really analizing how the interest rate affects their payments, but many other options exist and can help consumers decrease their payments and achieve financial stability.With interest rates on some credit cards rising to over 23%, even low... Read More
Finance - Money, Money
Finance is a big word for some of us. It's a little scary. Maybe you immediately go to thinking about "high finance." That's even scarier. But what is the field of finance really about? Money. Okay, so money can be a scary word, too, but it's a little more manageable... Read More
New Law Provides Free Annual Credit Report
As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactions Act creates a central source consumers can use to obtain a free annual credit report.Equifax, Experian,... Read More
Saving Money with Credit Cards
Having a credit card is a wonderful convenience for those times when you don't have immediate access to your cash. It can allow you to purchase something on time for which you can pay later, thereby giving you the ability to afford something NOW that you'd have had to save... Read More
What is Credit Counselling?
Ever wondered what is Credit Counselling? There are occasions when you might encounter a financial situation that is beyond your scope which is when a session with a credit counsellor could be beneficial.If you're not disciplined enough to create a workable budget and stick to it, can't work out a... Read More
Credit Card Dirty Tricks
There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards. Several years ago an APR of 25% to 29% was common place which in simple terms means that if you borrow £1,000 your interest on that... Read More
Commercial Collections And Credit Granting
It is estimated that billions of dollars in delinquent commercial credit is currently being carried on the books of both American and international businesses. This figure changes as our economy grows or contracts. Increased competition, diversification of product lines seem to indicate that these figures will continue to move upward.... Read More
How To Eliminate Credit Card Debt
There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem impossible to get finances under control. Other times it is simply because we spend more money than... Read More
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Fight Credit Card Fraud with Common Sense
By now, you have undoubtedly heard of credit card fraud,... Read More
14 Common Credit Mistakes
Establishing credit and wisely managing your credit becomes easier when... Read More
Why Does FACTA Matter to Me?
FACTA stands for Fair and Accurate Credit Transaction Act. FACTA... Read More
First Major Regulatory and Legislative Victory of 2005 for Creditors and Consumers
Under the Fair Debt Collection Practices Act, collectors are not... Read More
Top 5 Reasons To Check Your Credit Report Regularly
#1 Make sure mistakes aren't hurting your credit.Reviewing your credit... Read More
The Best Strategy To Erase Credit Card Debt
Credit card debt is a growing sickness in the United... Read More
Its Your Credit - Take Care of It!
Thanks to the Fair and Accurate Credit Act, American consumers... Read More
Your Credit Score
Credit scores: all lenders use credit scores to determine interest... Read More
Learning the Disturbing Facts about Credit Card Debt
When I received my first credit card in the mail... Read More
3 Free Credit Reports For You
If you were to tell someone that they can have... Read More
Special Credit Information for Married Couples
If you are married, establish separate credit accounts.Try to finance... Read More
Which Credit Bureau Should I Use To Check My Credit Report?
There are three main credit bureaus in the United States;... Read More
5 Surefire Ways To Eliminate Credit Card Debt
Do you have enormous credit card debt? You are certainly... Read More
SuperCharged Secret 1 of 5 - Credit Card Utopia
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
Cash Advance ? How Does It Work?
If you want a cash advance or a payday/paycheck loan,... Read More
Good Credit Is a Necessity for Everyday Living
Most of us want a good credit report to obtain... Read More
Bad Credit? No Credit? Yeah, Its a Problem.
Many companies use the slogan "Bad Credit? No Credit? No... Read More
Credit Cards And Loans - So Many Options - So Little Time
Credit Cards and Loans sounds like just two things, but... Read More
Learn About Prepaid Credit Card
Prepaid credit cards also called stored value card can be... Read More
Preventing Credit Card Mess
Credit card debts problem is extremely common today. It is... Read More
Free Credit Report ? Watch Out for Scams
Many people may still not be aware of an amendment... Read More
Getting Married? What Are The Finance and Credit Implications?
There is a big difference between looking after your own... Read More
Why Consumers Need a Nationwide Credit Freeze NOW
What do a shoe retailer, an online discount broker, and... Read More
Credit Card Entrapment - The Secrets are Out
Have you ever wondered why your credit card bill is... Read More
What Is A Credit Report?
Even if you have heard of a credit report, you... Read More
UPS Delivers the Goods, Your Identity
Well now we add CitiGroup and UPS to the Identity... Read More
Credit Card Incentives
Credit card companies want your business. After all, lending money... Read More
How To Get a Low Interest Credit Card
Consumers often have the first credit card that they ever... Read More
Start Building Credit Fast!
There are a couple of reasons for this. You can... Read More
Credit Worthiness
Credit Worthiness is an important business and personal asset each... Read More
Are you paying higher interest on your credit cards than you think?
Many credit card holders sign up for a credit account... Read More
Understanding Credit Report Score
Understanding credit report scores is important when you see your... Read More
Useful Tips on Using Credit Cards
Here are some useful tips on using credit cards. Whether... Read More
Learning the Disturbing Facts about Credit Card Debt
When I received my first credit card in the mail... Read More
Easing Your Financial Burdens With Credit Counseling
It is a well-publicized fact that more of us are... Read More
Credit Help for Real Estate Financing: Five Categories of Your Credit Score
1. Payment History -- 35%The number of accounts paid as... Read More
Five Credit Card Billing Problems and How to Fix Them
It goes without saying that your first and best defense... Read More
10 Simple Steps to Manage Your Credit
By far the greatest invention the banks have ever come... Read More
Credit Reports ? Why Your Credit Score is Important
If you have never heard of a FICO score before,... Read More
The Best Strategy To Erase Credit Card Debt
Credit card debt is a growing sickness in the United... Read More
5 Ways To Raise Credit Score
It's not as hard as you think to raise credit... Read More
Why Americans Find Predatory Lending Offensive
"Menis - the author translates as "indignant rage" - It... Read More
Harassment of People in Debt by Creditors
HarassmentHarassment of people in debt by creditors or their agents... Read More
Building Your Credit History
Today, credit is an indispensable part of our lives. In... Read More
10 Dirty Tricks Credit Card Companies Play
The credit card companies make billions each year in legitimate... Read More
Credit Report And Correction Techniques
The three major credit bureaus, Experian, Equifax and Trans Union... Read More
How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores?
Consumers interested in purchasing or refinancing a home will pay... Read More
How You Can Avoid Becoming A Victim Of Identity Theft
To reduce or minimize the risk of becoming a victim... Read More
Credit Cards - Why Prepay?
With prepaid credit cards, you get the practicality of plastic... Read More
What Happens When Your Credit Is Damaged? Do You Have Recourse?
The good thing about bad credit is that you can... Read More
Do You Know Whats On Your Credit Report ?
It is important to know your credit rating for a... Read More
7 Surefire Ways To Repair Bad Credit
Do you have a poor credit rating? If so, you... Read More
New Law Provides Free Annual Credit Report
As of Thursday, December 1, 2004, one-third of Americans will... Read More
10 Signs You May Need Credit Counseling
Debt management programs can be of real help for people... Read More
SuperCharged Secret 1 of 5 - Credit Card Utopia
I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The... Read More
What Are The Most Common Credit Card Mistakes?
Now in a world with so many easy to get... Read More
How Your Credit Rating Affects You, and How to Check It
You might not know it, but every time you take... Read More
Free Credit Reports Now Available From the FTC
The Federal Trade Commission (FTC) has set up a new... Read More
Looking for that Low interest Credit Card?
If you have been shopping around for a Low Interest... Read More
Like It Or Not, You Have A Score To Settle!
Like It Or Not, You Have A Score To Settle!... Read More
Free Credit Report ? A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions... Read More
Warning: Free Credit Report Imposter Websites Springing Up on the Web
A recent amendment to the federal Fair Credit Reporting Act... Read More
Avoiding ID Theft and Credit Fraud
Article excerpted from the new book, "How to Do Space... Read More
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Raising your credit score can be a fairly simple and... Read More
Credit Cards Can Help You Get Out Of Debt
Your credit rating / credit score is based upon how... Read More
The Hazards Of Your First Credit Card
You probably don't need me to tell you credit cards... Read More
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