Federal PLUS Loans

As a student entering college, it is very unlikely that you have a few spare checks lying around that you can cash and magically use to pay for college. Most college-aged students, ranging from late teens through mid-twenties, have no line of credit and cannot receive much money in loans if they need to do so in order to attend college. Therefore, a loan like the federal PLUS loan through the federal government and U.S. Department of Education makes it easy for you, as a potential college student, to use your parents' line of credit in order to gain financing options for your higher education.

How Your Parents Can Help You Apply

If your parents have good credit and you obtain them a copy of the Direct PLUS loan application, you are well on your way to cracking the college books and arriving on campus in the fall. Keep in mind that in order to receive a federal PLUS loan, you must be a dependent potential undergraduate at any college or university in the U.S. You also must be planning on attending college for at least half-time during the upcoming semester. If these all apply to you, obtain a Direct PLUS loan application and promissory note, fill them out with signatures completed, and hand them in to the financial aid office at your college or university.

Fill Out A FAFSA Form First!

Have you tried filling out your FAFSA form yet? If not, you may already be entitled to financial aid and/or loans and scholarships that could benefit you! While it is not required for you to fill out the FAFSA form to receive a federal PLUS loan, be aware that you could receive thousands of dollars without even having to use your parents' credit in the first place. Still, if you are not eligible for any other scholarships, the federal PLUS loan will enable you to receive financing for any portion of your college or university bill not covered by other financial aid (i.e. If college costs you $5000 a year and you already receive $4000 in financial aid, a PLUS loan will lend you the other $1000). Federal PLUS loans can help put you through college, even if you do not have a solid line of credit yet.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education is the best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Federal Plus Loans at www.NextStudent.com .

My goal is to help every student succeed - education is one of hte most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.

In The News:


pen paper and inkwell


cat break through


The Pros and Cons of an Online College Degree

Getting a college degree online seemingly appears to be a... Read More

Why Students Turn To Custom Writing Services

Plagiarism has been condemned lately by all types of experts,... Read More

Revolt of the Scholars

Scindex's Instant Publishing Service is about empowerment. The price of... Read More

College Entertainment for Less

Most of these activities are free or very cheap:* Campus... Read More

Academia Fraud and Brain Washing Cartels

Many have a tough time listening to the scientists debate... Read More

The Family University Network: Unplugging Institutional Higher Education

Why not build a Christian family enterprise with the energy,... Read More

Mind-Body Secrets for College Success - Six Key Secrets

Embrace the secrets of the body-mind connection and tap into... Read More

The Distance Learning Explosion!

A generation ago few would have given much thought to... Read More

Marketing Students: 5 Guidelines For Your Final Paper

Get motivated! ('Why do I write this paper?")This is a... Read More

Packing for College

Sending a child away for college and helping them pack... Read More

An Online Degree Has Never Been Easier to Obtain

Online education is steadily gaining acceptance in the academic world... Read More

What to Look For When Choosing an Online University

A college degree gives a person a guarantee of higher... Read More

Whats behind the Explosive Growth in Distance Learning?

There is a ground swell of support globally to support... Read More

College Roommates: Threes A Crowd

It's hard enough sharing a dorm room the size of... Read More

Five Steps To Choosing A College

My name is Debbie Ross. The information I have about... Read More

Internship Opportunities at Levine Communications

ENTERTAINMENT & PUBLIC RELATIONS INTERNSHIPS AVAILABLE NOW! "As we celebrate... Read More

Building Interaction Into Your Online Course

You've already decided that you're ready to author online and... Read More

Student Loans ? Ensuring a Brighter Future Ahead

Higher education in the university gives students a chance to... Read More

Surviving School

Well, I finally finished my 1st semester of college and... Read More

MRCP and MRCPCH ? Preparation for the Examination

There should have been a time in the human history... Read More

Distance Learning and Distance Learning Online

Distance learning has become extremely appealing and widely attended because... Read More

Getting Into College No Longer A Numbers Game!

Sending your kids to college has never been more difficult... Read More

Who Can Apply For Online Nursing Degrees?

Online nursing degrees are college degrees in the field of... Read More

Graduation Quotations - Top 35

"Life is my college. May I graduate well, and earn... Read More

Free Money For College

What if someone came up to you and offered you... Read More

Looking For a Rewards Program That Offers Free Money for College Students?

With the rising cost of books, tuition and housing, it's... Read More

Federal PLUS Loans

As a student entering college, it is very unlikely that... Read More

Government Research Procurement Fails to Bring Efficient Bidders

Many have complained of the Government's procurement process for research... Read More

All About Grants for College Students

Grants are a type of student aid that is awarded... Read More

College Bound: The Organized Dorm

I can still remember my shopping list for my first... Read More

Saving For College ? Your Number Two Priority

In today's highly competitive college admissions process, families must never... Read More

Self-Injury on College Campuses

Self injury is intentionally causing self-inflicted physical pain in order... Read More

Distance Education is Now Training the Next Genertation of Medical Assistants

Some people are calling it distance-free learning for the Medical... Read More