Any successful person, or any anyone interested in self improvement and making a better life for themselves must be prepared to take responsibility for every aspect of their lives and their future.
To many people, financial planning may well be one of the most uninspiring of all subjects. However, it's a fact of life that it's one thing we MUST address to ensure a secure future for ourselves and our families.
No one is guaranteed a job for life anymore. Major corporations are certainly not secure employers. Downsizing is now the norm rather than the exception. Long established companies have not only been forced to lose large numbers of staff, but many corporations have disappeared altogether.
Government employees may once have considered themselves secure, but this is no longer the case. Policy decisions can be made at any time that can render whole departments obsolete, and thousands of people unemployed.
Today's business economy is so competitive that any small or medium sized business must be extremely well managed and in firm control of every aspect of their business to avoid being left standing by competitors. This includes having the most efficient and productive employees.
Planning for our future is essential. If you are an employee you must ensure you have the up to date skills so you can apply for better jobs within your industry, or to ensure you will be easily employable should you lose your current job.
There are many self improvement resources available that can help you to secure your future financial security and personal success. However, we would recommend consulting a recognised financial adviser for professional financial advice.
Most people working for wages are one or two pay cheques away from bankruptcy, as they live from one pay day to the next and have no savings. It is essential to save regularly, to make adequate health and unemployment insurance a priority, and to make provision for a comfortable retirement. This is just as important for employers and entrepreneurs. If not, we risk losing everything we've worked long and hard for.
At the end of the day, it's our decision whether we take the actions and make the plans to secure our futures. Or if we leave it to someone else, or just take our chances and hope for the best.
Self Improvement Quote of the Day:
"Financial security and independence are like a three-legged stool resting on savings, insurance and investments." ? Brian Tracy
Garry Zancanaro is the founder of Self Improvement Directory, a website dedicated to Self Improvement and Personal Development, and to helping people live more successful and fulfilling lives by providing a directory of the highest quality Self Growth resources available. Includes many FREE eBooks and much more. Visit http://www.selfimprovementdirectory.com/
![]() |
|
![]() |
|
![]() |
|
![]() |
Author: James Walsh ISBN: 1563431696: Publisher: Silver Lake PublishingIn... Read More
Endowments and endowment mortgages have received a lot of bad... Read More
Wealth - an abundance of values. Each of us determines... Read More
Many of us do not consider the underlying belief system... Read More
The vast majority of working people are in debt. The... Read More
There are many forms of investing online. While I can... Read More
Most accountants, financial planners and wealth-building experts agree that there... Read More
Financial planning at an early age may seem complicated, however... Read More
Feel like a lemming lately? Ready to follow the crowd... Read More
There is no need to use the many middleman websites... Read More
Parents must give serious thought to protecting their family through... Read More
Have you ever asked yourself what your highest income producing... Read More
We talked recently about the wealth formula:Spend less than you... Read More
There once was a hawk, ferocious and swift. He was... Read More
It's the beginning of a brand new year: a time... Read More
Before I had a lot of money, I was really... Read More
Yesterday we learned that 74% of all wealth is created... Read More
Offshore strategies may or may not be right for you.... Read More
This article focuses on generating cash as a full time... Read More
It all begins with a simple calculation.You are home on... Read More
Loose change that is, if you want a easy way... Read More
Recently I was reading a book called The Millionaire Mind.... Read More
Financial planning is an ongoing process individuals and businesses should... Read More
Have you ever had that feeling where you could not... Read More
Imagine being able to steal untold millions of dollars in... Read More
"It's the business of your life?and you're the CEO!" Gala... Read More
The rewarding of high compensation packages to top executives who... Read More
At any time in history, no matter what the current... Read More
When Building Wealth by Russ Whitney was released a few... Read More
As a woman Netpreneur, I sat down via e-mail with... Read More
OK, this article will start with the cheapest piece of... Read More
At any time in history, no matter what the current... Read More
The fact is that most people continue to work for... Read More
OK, this article will start with the cheapest piece of... Read More
"It's the business of your life?and you're the CEO!" Gala... Read More
Have you any idea how many people search Google every... Read More
What is "The Commodity of Kings""Power is simply "the ability... Read More
No matter how tight things are financially for you; no... Read More
"Any fool can rich, the wise get wealthy." Chris WidenerGetting... Read More
Want to be one of the lucky ones on the... Read More
1) Pay off your loan, credit and store card debt... Read More
From tender age, we were exposed to myths about money... Read More
Most accountants, financial planners and wealth-building experts agree that there... Read More
There are many forms of investing online. While I can... Read More
Retirement Planning the Offshore Way Why do so many of... Read More
Part of learning to become financially free is to begin... Read More
In most societies, we are raised to believe in the... Read More
Simple tips on saving can very often make quite a... Read More
You can't build a house from the roof down, and... Read More
We talked recently about the wealth formula:Spend less than you... Read More
When young men ask me how to succeed, I tell... Read More
Is the ghost of "Money Past" haunting you? Do you... Read More
Vacation season is upon us and it can be tempting... Read More
As a woman Netpreneur, I sat down via e-mail with... Read More
When Building Wealth by Russ Whitney was released a few... Read More
Self-Made Millionaires are not smarter or better than you. They... Read More
Author: James Walsh ISBN: 1563431696: Publisher: Silver Lake PublishingIn... Read More
One very important wealth creating habit is to set up... Read More
Why not run a lucrative paper business? Paper businesses do... Read More
Money is probably the most challenging thing for many people... Read More
Many people don't realize how much money they spend on... Read More
Hello,If you dont understand this yet, or have not heard... Read More
How Much Money Will I Need to Earn to Retire?This... Read More
If you're wondering where to create passive income, then you... Read More
In theory the idea of generating additional (and passive) business... Read More
In today's unpredictable global economy, you obviously never know what... Read More
Wealth Building |