The 1% Solution

You probably know the story of Sherlock Holmes and the 7% solution. He had a drug addiction. He needed the drug. He was able to control his addiction by taking the drug in a 7% concentration. Anyone with common sense knows you cannot survive on 7%. It is a slow death.

When you retire you are familiar that most brokers and financial planners recommend you go into nice safe bonds that pay about 7% annually. That 7% solution will barely keep you alive until you die. Isn't there a better solution?

Conventional wisdom states that you should become extremely conservative when you are old and retire so your funds will last you until you check out. Let me assure there is no such thing as a conservative investment. That is an oxymoron. Even nice safe bonds have a way of going down the toilet. Even municipal bonds. So far U.S. government bonds have stood the test of time. That is, if you can live off that little 7% income. There is a better solution. I like the 1% solution. No, not 1% annually, but 1% weekly. No I am not kidding. Personally, I only invest in mutual funds and my return is usually about 1% per week. It can be done.

Brokers and most financial planners ("experts") will have you in a diversified portfolio - stocks, bonds, mutual funds, real estate, etc., that changes as you get older. I also believe in mutual funds, only no-load mutual funds. My diversity is in different types of funds, but only in funds that are in the top 1% or better of all funds. There are more than 8,000 mutual funds and I pick the ones that are the best performers for the past 12 months and I check monthly to see they remain there. If it doesn't, I sell it and buy one that is. You can check this by looking in Investor's Business Daily newspaper as they list the top 25 for the past 6 months and 12 months. Forget 3 years and 5 years. You pick yours from the top ten. If you will do this you will average just about 1% per week in any bull market.

Isn't it time you looked at the 1% solution for your finances?

Al Thomas' book, "If It Doesn't Go Up, Don't Buy It!" has helped thousands of people make money and keep their profits with his simple 2-step method. Read the first chapter at http://www.mutualfundmagic.com and discover why he's the man that Wall Street does not want you to know.

1-888-345-7870; al@mutualfundstrategy.com

---

Stock Market Education; Day Trading for Beginnners; How to Pick Stocks

The trading method you employ to approach the stock market... Read More

Shadow Bull

As one of my regular readers you know I have... Read More

A Penny for Your Stocks

According to Investopedia Inc. the penny stock market has seen... Read More

Good News?

As the man said, "I've got some good news and... Read More

The Skinny on Mutual Fund Investing

Mutual fund investing is a lot like Thai cooking. Everyone... Read More

Bad News is Good News

For weeks, no, months we have been bombarded with nothing... Read More

Race Horses and Mutual Funds

For years investors have been taught to look into the... Read More

My Neighbor Got A New Car

I don't know what kind it is, but I saw... Read More

Why Investors Use Financial Planners

Do you have a financial planner? Does one of your... Read More

Using Sector Funds to Construct Diversified Mutual Fund Portfolios

'Sector funds are too risky.' 'I doubled my money with... Read More

Robert Rodriguez Weathers the Stock Market

Robert Rodriguez likes to buy stocks at their lows. When... Read More

Direction

It is difficult to make money in a bull market,... Read More

Again With the Bubbles?

A few years back ? it seems like an eternity... Read More

Finding A Good Stock

One of the things people are always asking me is... Read More

Shorting Stocks ? The Basics, Part II of II

After the publication of the first part of this two... Read More

Intervention

Intervention. Now don't let that big word scare you. The... Read More

Whos Calling?

Its dinnertime and the phone rings. It's Joe Noname with... Read More

Market Globalization

Just 30 years ago the stock market was a shadow... Read More

Dont Fight The Fed

One of the great truisms of Wall Street is "Don't... Read More

Quality Investment Information: Standing Firm In the Face of Opposition

THERE'S SOMETHING TO BE SAID FOR standing firm in the... Read More

Humpty Dumpty the Stock Market Falls Down

Humpty Dumpty had a great fall and all the King's... Read More

Trading Tips No 6: The High Cost of Low Cost Stock Market Information

It has been said that low cost or even free... Read More

Understanding a Stocks PEG Ratio

A PEG ratio cannot be used alone but is a... Read More

It Cant Be Done

Wouldn't it be nice if you were only in the... Read More

Mutual Fund Commissions

You have heard about a particular mutual fund from a... Read More

Investment Clubs

Because you don't feel too sure about which stock or... Read More

Successful Trading ? Taking Profits - Part 1

So you're started trading, you bought some positions with your... Read More

Managing Investing and Stock Market Risks

Reduce your investing and stock market risks by:Setting your sights... Read More

Online Investing & Online Stock & Share Trading: Difficulty in Taking Stop Losses in the Market

This is an extract of an article which was first... Read More

Inertia

One of the basic laws of physics is that a... Read More

Pension Plans

If you have a pension plan at work you will... Read More

Investing in Trash Company Stocks

Refuse is a serious issue in any society, about as... Read More

Buying Stocks and the Importance of Correct Timing

An investor can find and research the best stock on... Read More