Okay, let's take a look at the typical payout options:
Full Purchase - The investor buys the entire note. This alleviates the seller of the responsibility to collect payments in the future.
Straight Partial - The investor purchases a predetermined number of payments in order to meet the seller's cash requirements. After the last payment of that predetermined term ends, the balance on the note reverts back to the seller.
Reverse Partial - The seller receives a lump sum and continues to receive the full payment amount for a specified period of time. This solution is appropriate when the seller needs a large amount of cash at closing but also wants to receive the monthly payments for a while.
Split Payment - The investor purchases half of the seller's monthly payment; the seller continues to receive the income from the other half.
Balloon Only - The investor purchases only the balloon due at the predetermined date on the promissory note. This alternative works in situations where the seller needs some cash at closing but doesn't want to wait 30 years to collect the balance.
So, as you can see, you do not have to sell your whole note. There are benefits for each option. It just depends on what works best for your situation.
Frederick Webb is a Certified Cash Flow Consultant and is President & Co-Founder of Webb Funding Group, a small debt brokerage firm he runs with his wife, Kashita Webb.
You can find them at: http://www.mortgagenotecash.com
![]() |
|
![]() |
|
![]() |
|
![]() |
If you're dreaming of making money in real estate, it's... Read More
Step 1 is always to determine the fair market value(FMV).... Read More
The San Antonio, Texas real estate market is still going... Read More
Miami tourism is growing and so is the Miami property... Read More
Suppose you've been trying to sell your home for months.... Read More
A good school district is a key factor in home... Read More
What's the difference between death and taxes?Death doesn't change every... Read More
The CostAlthough the property prices in Bulgaria are quite low... Read More
I had a hard time at first with real estate... Read More
Here's the gripping story...You are the landlord of a small... Read More
This info is very important for both new and experienced... Read More
The Log home industry has matured these last many years,... Read More
One of the most common causes for disputes occurring after... Read More
We have become very concerned by the number of readers... Read More
When it comes to home buying, the ideal situation would... Read More
In recent years buy to let has been a popular... Read More
A lakeside vacation or second home can be a quiet... Read More
There has been speculation in the media recently about the... Read More
Las Vegas is known for it's over the top hotels... Read More
Don't sell it yourself! Sometimes a "FSBO," or house "for... Read More
If you are considering getting involved in investment real estate,... Read More
More money can mean better:- Health Care - Relaxing... Read More
Real estate values rise and fall in cycles. Currently home... Read More
Buying a house is one of the most exciting things... Read More
Real estate research might start with a look at the... Read More
The last downturn of the global stock market saw millions... Read More
Through our website the most common question that we receive... Read More
Property Investing Secrets:What No One Ever Tells You-How Real Estate... Read More
Finding a professional Monticello Realtor in Illinois is the best... Read More
The real estate cycle, like the business cycle, refers to... Read More
New concepts in Interior Design Psychology are helping home sellers... Read More
What Real Estate Lenders Look ForLenders control many programs --... Read More
I've taught the concepts of Design Psychology for many years,... Read More
How the heck do you find a "motivated seller?"The motivated... Read More
You're ready to put your home or land (house, townhouse,... Read More
Opportunities to make big, quick profits in residential real estate... Read More
A lakeside vacation or second home can be a quiet... Read More
One of the most important considerations you will need to... Read More
I hope you had a spectacular weekend!Things have been going... Read More
Who wouldn't want to move into a Maui beachfront house?... Read More
Today's real estate consumer has a lot to consider during... Read More
Almost anyone can become a rural property owner; if you... Read More
There is no doubt that the market for houses has... Read More
Several years ago I developed a philosophy in renovating houses... Read More
If you really want the best deals in investment properties,... Read More
Investment Real Estate, First Things FirstConsidering investing in property? What... Read More
Fourteen Top Tips for Overseas Property Investment:1. Buy what you... Read More
How did you get into real estate investing? Did you... Read More
Good Homes Under $50,000? My wife Ana and... Read More
Negotiation is where many FSBO home sellers really have problems.... Read More
Buying Your First HomeBuying Your Own Home isn't nearly as... Read More
With interest rates at record lows over the past year,... Read More
In order to find a real estate broker or agent... Read More
It's a large real estate agency, and the company depends... Read More
Real estate investing has become popularized today because of real... Read More
If you've followed any of the major survey agencies around... Read More
Central Illinois is an excellent location for families and businesses.... Read More
Now that you've chosen a real estate professional to sell... Read More
There are serveral things you need to think about and... Read More
Many real estate agents begin and sometimes sadly end their... Read More
So you've decided to take advantage of the booming real... Read More
When property investing, pay the seller their asking price but... Read More
Do you remember when real estate financing meant you saved... Read More
In medicine, a placebo is a pill that you think... Read More
According to research carried out by the Thomson Group, owning... Read More
Whether you're a first-time buyer, selling your current home or... Read More
Real Estate |