Is Pet Insurance Right For Your Pet?

Trying to decide if you should get insurance on your pet? There are of course pro's and con's to it. Years ago I decided to try it out. I thought, if something happened, it would be a good decision to have it. Some plans will cover basic vet care and heartworm and things like that. Read through the information below and make a decision for you and your beloved pets.

Standard Care is the essential care that is required for any pet. This usually includes shots, heartworm tests and supplies, and any other preventitive care that is required through an animals life. This is usually not covered by most insurance plans and requires a special extra fee. Calculate the cost of this fee and then call your local vets office to get a price quote and compare the two. Keep in mind that sometimes your vet may be more costly than using an online pharmacy, so price out those options as well.

Accidents happen to pets all the time. Just the other day, my dog broke his nail. We had to go to the vet, have it removed, and get a shot of antibiotics. The total cost was $50 for this procedure. Of course, not everything is covered so you need to discuss this with the insurance company and find out exactly what is covered. When I was with one insurance company I actually got charged for submitting claims that weren't covered. Of course I had no way of knowing what was covered and what wasn't.

Every owners fear is the dreaded Cancer word. At least I know it is mine. Cancer procedures and testing is not covered by most companies. There are special riders for this as well. But you have to purchase them BEFORE the dog has cancer. Otherwise it is excluded as preexisting.

The bottom line is do your research, talk to your vet, talk to different companies and try to make the best decision you can for your loved ones. I know that vet insurance has worked for so many people. In the long run, I think its a gamble, just like life insurance. If you dont have it and something happens you kick yourself that you should have just done it. But in other cases, you do have it, and nothing thankfully ever goes wrong.

Amy Dunphy
Owner of the Dog Trainer Search - Get all the information you need on training your dog or puppy

---

Dog Crate Buyers Guide - How to Choose the Right Crate and Accessories

Why use a crate:When used properly and not abused, crates... Read More

Picking Up A Horses Hoof

The idea of picking up a horse's hooves can intimidate... Read More

How to Buy a Purebred Dog

If you decide you want a purebred, make sure it's... Read More

What Your Cat Wants You To Know

If your feline friend could speak your language, here a... Read More

Ear Mites in Dogs: Quite Earritating

Does your dog have that sheepish look? It could be... Read More

Proper Diet For the Discus Fish

The Discus fish has its habitat in the South American... Read More

Training Your Dog To Jump The Rope Trick: Simple and Fun Dog Trick

To teach a dog to jump, with your right hand... Read More

Do You Enjoy Watching Your Dog Wear Handmade Dog Scarfs Just To Suit Their Personality?

Yes! We love our wonderful and dear Pooches! We care... Read More

Tips For Keeping Your Pug Happy And Healthy

Bringing home a Pug can change our life, but it... Read More

Did You Know?

German Shepherds were among the first dogs trained for police... Read More

Rescue Dogs

We have all grown up with at least one hero... Read More

Help Your Dog Become a Good Canine Citizen

Is your dog a gentleman or lady? If so, you... Read More

How to Paint Your Cat

Why paint your cat? After all cats are beautiful creatures... Read More

Help! Ive Got a Pregnant Cat!

So, you've got yourself a pregnant cat.Was it a stray... Read More

Our Pets

Having a pet is an experiance that I think everyone... Read More

A Moving Experience: Making Your Move Easy on Your Parrots

Moving is about as stressful a time as any in... Read More

How To Determine The Sex of Discus Fish

One of the biggest question asked of the discus breeder... Read More

Small Dog Travel Guide

Advice!!!-Pet products that are useful, fun and enjoyable will make... Read More

Pampering Your Favorite Puppy

I was doing some research on dog health when I... Read More

Scottie & Westie - This Mistake is Perfectly Understandable

Show an uninformed dog lover a photo of a Westie,... Read More

What Dog Owners Need To Know About Dog Crate Training

Why should you use the dog crate training method?Is the... Read More

So, You?ve Decided To Kill Your Pet!

The other day I was doing a research online for... Read More

Dog Obedience Training Basics

The most important things in dog training are consistency, keeping... Read More

Heartworm Treatment for Cats and Dogs

The treatment for heartworms is different for cats and dogs.... Read More

Top 20 Dog Quotations

Get to know your beloved dog better with these insightful... Read More

Your Purrrfect Companion

Out of all the pet animals, the cat is most... Read More

Distemper in Dogs - Home Detection Tips

Distemper: Spotting This Dog Killer Before it's Too LateCanine distemper... Read More

Three Important Litter Box Considerations

There are three important litter box considerations to account for... Read More

The 7 Stages of Puppy Development

Let's take a look at the different stages, but before... Read More

Managing Horse Pasture

A major part of a horse's diet is hay or... Read More

Dog Health Conditions and Terms You Should Know, Part 3...

Continued from part two.Epilepsy/seizure disorderWhen your Boxer is between 2... Read More

Cats Make Great Pets If You Understand Them

Anyone wanting a new kitten should be a cat lover.... Read More

Canine Hip Dysplasia (CHD)

What is Canine Hip Dysplasia?Canine Hip Dysplasia (CHD) is a... Read More