Is Pet Insurance Worth It?

Many pet owners often wonder if it's worth it to purchase pet insurance. The way I see it, there are two main considerations, your opinion when it comes to risk-taking and the expected health of your pet.

Are you a risk-taker or are you conservative? If you are a risk-taker when it comes to insurance and would be okay covering any health-related costs yourself, you shouldn't bother getting pet insurance. Right or wrong, this is what most pet owners do. However, if you are conservative, and want the peace of mind knowing that most major health costs you incur for your pet would be covered, pet insurance might be right for you!

The second consideration is the expected health of your pet. Of course, it's impossible to predict with any level of precision how healthy your pet will be, but if you have carefully researched the lineage of your puppy, kitten or foal, and have sound information about the health of the lines, then that's valuable information for you to use when making this decision.

Next, you might be wondering how pet insurance works. It's pretty simple. You'd pay a monthly insurance premium for your pet, which could be as low as $10 per month (but usually higher). Some plans cover routine care as well as accidents and illnesses, while others only cover accidents and illnesses (the later would be cheaper). When your pet receives veterinary care, you'd submit the bill to the insurance company for reimbursement. Based on the plan you purchase, you'd be reimbursed a percentage of the total cost minus any deductible. Not every procedure is covered, so check out your policy carefully.

With the rising costs of pet healthcare and with the extremes that many of us would go to for our pets, pet insurance is becoming very popular with pet owners.

http://www.thepetman.com

---

Crate Training Dogs: The Right Way and the Wrong Way - Part Two

Part2: Does your puppy want to be crate trained?Yes! in... Read More

But My Pet Will Never Run Away (or Why We Need Licenses)

The city I live in just increased its fees for... Read More

Dogs & Kids: Happy Together

Dogs and kids, it's a combination that at it's best... Read More

Why Crate Train My Dog?

A few years ago, before I decided to stay home... Read More

Goldfish Tips - Choosing The Right One

Tips to getting the right GoldfishGoldfish are a temperate breed... Read More

Cats And Litter Box Problems

If your cat has recently decided not to use the... Read More

7 Puppy Naming Tips

You've picked out the perfect puppy. You spent hours on... Read More

The Right Way to Use Electronic Dog Training Collars

As with every training tool used to modify a behavior... Read More

Goldfish Tips - Finding Out The Gender of Your Goldfish

Boy or Girl?How can you tell whether your Goldfish is... Read More

How to Maintain Your Love Affair With Your Dog: Part One - Training

Training Tips for a Happy and Healthy Relationship with Your... Read More

Keeping Discus Fish Disease Free

So you want to keep discus fish or are already... Read More

Social Robotic Dogs in Kennels

Have you ever been to a dog kennel and listen... Read More

Christmas Gifts For Cat Lovers

The act of offering Christmas gifts is always enhanced if... Read More

All Natural Dog Cookies ? Because Your Dog?s Health and Happiness is So Important

Traditionally, a doggie treat was just that, a treat that... Read More

The Grave of Gelert

Just south of Snowdon, in the grey-stoned village of Beddgelert... Read More

The Artful Dog Shopper

I am a dog lover by nature. I have just... Read More

Parrot Keeping

Parrots are becoming more popular as pets with each passing... Read More

Is A Boxer Dog The Right Pet For You?

Having a boxer dog as a pet, although low-maintenance, require... Read More

4 Ways In Which You Can Show Your Dog How Much You Love Him

Do you have at least one framed photo of your... Read More

Your Pets Medicine Chest - Medications To Keep On-Hand

We all know that good food, a loving home and... Read More

Training Your Dog

Training your dog can be time consuming and frustrating at... Read More

The Top Five Reasons to Rescue a Boxer

What if you want a Boxer, but cannot stomach the... Read More

Aromatherapy for Pets

Pets can enjoy the therapeutic effects of aromatherapy as much... Read More

Natural Dog Shampoos are Good for Your Dogs Skin and Coat

A Healthy Skin and Coat for Your Dog ...Does your... Read More

How To Stop Your Cat Spraying

The cat backs up to the door, lifts the tail... Read More

Holistic Pet Care?From a Distinctly Christian Perspective

As a business, I've not been in the holistic pet... Read More

Get Educated Before Buying Your Pomeranian From A Dog Breeder

Buying a purebred dog is not something that should be... Read More

Your Cat The Hunter

Many cat owners believe that their good little kitty would... Read More

Ear Mites in Dogs: Quite Earritating

Does your dog have that sheepish look? It could be... Read More

A Guide to Antique Bird Cages

It has been said that everything old is new again.... Read More

So You Want an American Pit Bull Terrier?

You've made up your mind, it's the American Pit Bull... Read More

Canine Bloat

What is Canine Bloat?Bloat refers to the bloating of the... Read More

Dog Behavior Training: Methods of Working with a Shy Dog

Shy dogs are more common than most people think, but... Read More