There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security number for identification purposes. This bill should take affect in 2006.
If you feel you have been a victim of identity fraud, contact the Department of Justice, consumer protection division. They offer mediation with identity theft; they also have a hot line for consumers that is available 8-5 Monday ? Friday. They maintain a database of written complaints that goes back to 1998. They offer seminars to school, seniors or your group.
Be aware that 40 million crooks obtained credit card numbers this past year, "Be Suspicious". Also be aware that most identify theft is not reported, especially when it involves family members, so the statistics are off. These statistics show that consumers lost $5 billion last year when in actuality it is closer to $50 billion. There have been an estimated 9.9 million victims in America.
U.S. Postal Inspection Service
www.usps.com/postalinspectors
Federal Trade Commission
www.consumer.gov.idtheft
877-IDTHEFT or TTY ? 202-326-2502
U.S. Secret Service
www.secretservice.gov
Department of Justice
www.usdoj.gov/criminal/fraud/idtheft
Federal Deposit Insurance Corporation
www.fdic.gov/consumers
Equifax
www.exuifax.com
800-525-6285
Experian
www.experian.com
888-397-3742
Trans union
www.transunion.com
800-680-7289
Social Security Administration Fraud Hotline
PO Box 17768
Baltimore, MD 21235
800-269-0271
www.socialsecurity.gov
North American Securities Agency Administrators (NASAA)
www.nasaa.org
Better Business Bureau
www.search.bbb.org/search.html
United States Postal Service
www.usps.com
National Do Not Call Registry
www.donotcall.gov
888-382-1222
Direct marketing Association Consumer Assistance
http://www.dmaconsumers.org/consumerassistance.html Registering by mail is FREE and registering online is $5.00. To remove your name from national mailing lists by mail:
Mail Preference Service
Direct Marketing Association
PO Box 643
Carmel, NY 10512
Identity Theft Resource Center
www.idtheftcenter.org
858-693-7935
International check service
800-526-5380
Telecheck
800-927-0755
Certegy Check Services
800-437-5120
Internet Fraud Complaint Center
http://www.ifccfbi.gov/index.asp
Fight Identity Theft
http://www.fightidentitytheft.com/
Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.
She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@michelledunn.com or visit http://www.michelledunn.com & http://www.credit-and-collections.com
![]() |
|
![]() |
|
![]() |
|
![]() |
Good money management needn't be difficult. In fact, there a... Read More
The recommendations for military base closings have been released and... Read More
Ben Stein has a book called How to Ruin Your... Read More
With the advent of the internet and especially auction services... Read More
You should thoroughly consider your business needs when selecting a... Read More
Each of us knows how to spend money, but do... Read More
With the A-level results coming out, the long wait for... Read More
Financial freedom cannot be achieved without budgeting. Budgeting involves tracking... Read More
Now that we are in the month of June I... Read More
Your food budget is the most flexible area of your... Read More
Have you seen the recent article on a new "green"... Read More
If you've been thinking about filing for bankruptcy, your best... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
Millions of people have a checking account and many people... Read More
Are you a check fanatic? Don't worry, you aren't alone.... Read More
Can you really afford a house? If so, how much... Read More
We all know that money doesn't grow on trees, but... Read More
Many people spend their little income haphazardly without any planning... Read More
Many people graduate from college owing thousands of dollars in... Read More
1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More
To save on food, be an opportunist. Buy what you... Read More
Do you struggle from week to week trying to make... Read More
Address labels are many things to many different people. If... Read More
With prices increasing all the time, saving money can be... Read More
If you were to ask 100 women "What would you... Read More
Most Americans have been brought up to be concerned about... Read More
You've decided you want a bigger, better and more desirable... Read More
When people speak about the increasing age expectancies, they generally... Read More
Despite how easy it is to balance a checkbook, very... Read More
People haven't always written checks to buy goods and services.... Read More
Creating a budget can be a very difficult task. Although... Read More
Would you know what to do if you suspect that... Read More
Did you know that 43% of all married couples argue... Read More
When you received an energy (heating) bill last winter, were... Read More
1. If you have your haircut every 3 weeks, try... Read More
Are you having problems with debt? Are you afraid to... Read More
Today many women are struggling with debt and it's even... Read More
Car donations and used car donations are the way many... Read More
If you have a 401(k) account, it can be very... Read More
Traditional checks probably won't disappear anytime soon, but processing checks... Read More
So, you've made the decision to apply for a credit... Read More
As a parent you are bound to face a few... Read More
Developing and living by a household budget is by far... Read More
With almost two thirds of university entrants from England and... Read More
Do you have a 401(k) retirement account? Are you vested... Read More
Saving for a Down Payment is hard work, so it's... Read More
Have you seen the recent article on a new "green"... Read More
There have been an estimated 9.9 million victims on America... Read More
Next to our physical health most of us are primarily... Read More
One universal of humanity, no matter who you are or... Read More
It is possible to eat a healthy, balanced diet without... Read More
Many people spend their little income haphazardly without any planning... Read More
Before buying personal or business checks you should inform yourself... Read More
The judge had to ask the question, and we had... Read More
Women have a love/hate relationship with money. Most of us... Read More
Single Mother's in need of Financial GuidanceBudgeting is key to... Read More
Whatever your reason for having a tight budget, the truth... Read More
Most Americans have been brought up to be concerned about... Read More
With the A-level results coming out, the long wait for... Read More
Vacations Made Easy: Buying a Florida Investment PropertyA relaxing beach... Read More
Would you know what to do if you suspect that... Read More
The recommendations for military base closings have been released and... Read More
Are you interested in saving money off your grocery bills?... Read More
It is estimated that we, as consumers, waste an average... Read More
Have you ever wondered what it would be like to... Read More
Of course, these don't have to be done in any... Read More
Personal Finance |