Investing: The Art Of Making Your Money Work For You

There is a lot to know about investing. It all depends on what type of investing you are interested in as well. There are many different types of investment options out there. So what is investing, specifically?

When you invest, you are paying in a certain amount of money that you expect to grow with time. Most investments are considered long term investments meaning you will not get your money back right away but if you leave your money in, it can multiply dramatically over time. Types of Investing: Real Estate Investing, Bonds, Stock Investing, Mutual Funds, 401K. With stock investing, many of the younger investors see the market as a way to get rich quick. They are quick to sell off the stock that they have when it goes up or if they see it go down a little, they get nervous and sell it off. If they hold the investment and ride it out, they are much more likely to see it grow.

If you are going to be investing, the key to success is asset allocation. You need to vary your assets by investing in more than one type. So just how do you do this exactly? Well, you need to know what the 4 major types are first.

(1) U.S. Stocks are one. They are represented by the S&P 500 Index (2) Foreign Stocks is another; represented by EAFE Index (Europe, Australia and Far East) (3) Real estate, represented by the National Association of Real Estate Investment Trusts Equity Index (4) Commodities;represented by the Goldman Sachs.

The key to a growing portfolio is finding a balance between the ups and downs of these many assets. For example, if one year stocks seem to be down, real estate or commodities may be up. So if you are ready to get started with investing, what do you need to know? First, you need to decide how much money you have to invest safely.

If you decide to invest in mutual funds, you will be asked if you want a high, medium or low risk stock. If you invest in high, there is of course, more risk involved but if it is successful, you will see much higher returns. If you go with a low risk, you will not lose as much if it doesn't work out but you will not gain large amounts if it is successful. It's really all about how much money you have and how much you feel comfortable with risking.

Whatever you choose, there is really no reason not to invest. There are so many opportunities that can be tried with little investment and little risk of loss. If you are considering it,it is easy to learn a little more about it to form your decisions of which way to go and then invest your money and watch it grow! The money you invest may return money for your college, kid's college, retirement, to buy a house or whatever your needs are. There's no reason not to get started today.

The author has discovered that wealthy people have a different thought process around money and finances. She has been helping people to achieve their financial goals for over 10 years.

Margaret Marabella is founder of Fun Investing an excellent resource site dedicated to information on investing

---

Investors: Avoid These 5 Common Tax Mistakes

For many investors, and even some tax professionals, sorting through... Read More

Risk and Reward

If you are doing your own investing in the stock... Read More

Preparing to Invest: How to get started

Investments can be a source of great potential earnings. The... Read More

How to Setup a Profitable Trading Business

In my opinion trading is the most exciting and best... Read More

Franchise Opportunity Sellers Beware; franchise buyers lie on forms?

It seems completely absurd that franchise buyers lie about their... Read More

The Differences Betweeen the Wealthy and Everyone Else

I recently received an e-mail from a young lady who... Read More

Forex market offers opportunity and information

The forex market is what is called an international exchange... Read More

Easily Finding A Good Stock

There is a tremendous amount of software, complicated high priced... Read More

How to Calculate the Value of Your U.S. Savings Bonds

If you're like many Americans over the age of 55,... Read More

Beginning Investor - Investment Terms

Over the course of the past two months, readers have... Read More

How Eating Bitumen Made Me a Better Stock Trader

Stock market trading is a fascinating activity.There are so many... Read More

Commodities - The Next Big Wave of Fortune Building

Have you often wished you could have got in on... Read More

Is Offshore Banking for You?

You've probably heard about people who keep their money offshore.... Read More

Stock Market Retirement Investment Plan

For a successful retirement investment plan to work in the... Read More

Forex Trading Best Practices

FOREX, the term for the FOReign EXchange market, is an... Read More

Expand Your Pool of Investors for Your Company

If you own a company that sells complicated products and... Read More

Retirement or Financial Freedom?

In the past most people never retired. They died. The... Read More

Why You Need To Buy and Sell Gold Coins (Part 2)

How to Collect Rare Coins For Fun and ProfitTime has... Read More

Why have Investment Plans for the Stock Market

If you do not have an investment plan in the... Read More

Volatile Range

The stock market fell sharply Thu and Fri before and... Read More

Everybody Wants to Know How to Invest

Those unfamiliar with the process of making and managing investments... Read More

Get Wealthy With the Rule of 72

When it comes time to retire how many people would... Read More

High Volatility Investments

Penny stocks and options are high volatility investments that attract... Read More

A Secret Revealed: Why Most (Day) Traders Fail

The following perspective on (day) trading comes from my many... Read More

Investing Pointers for Neophyte Investors

If you know next to nothing, how do you go... Read More

Chile Leads the Latin Pack

Everyone's talking about China. Don't miss the opportunities in the... Read More

Investment Rowing

You have rowed a boat at some time haven't you?... Read More

Rules of Simple IRA Your Business Needs to Know

A Savings Incentive Match Plan for Employees plan, better known... Read More

A Gadfly On A Dinosaurs Butt, Or The Hood-winking Of The American Investor

Have you ever noticed how some words in the English... Read More

Index Trading Weekly Update

Here is a sample of the last newsletter:SP500 Last Signal... Read More

Financial Planners

"Financial planners are like dentists: they may occasionally inflict pain,... Read More

Inflation Proof Your Investment Portfolio with ETF?s

Even though inflation has been relatively quiet in the U.S.... Read More

Using Divergences to Keep Out of Bad Trades

The American Football season just came to an end with... Read More