Investing: The Art Of Making Your Money Work For You

There is a lot to know about investing. It all depends on what type of investing you are interested in as well. There are many different types of investment options out there. So what is investing, specifically?

When you invest, you are paying in a certain amount of money that you expect to grow with time. Most investments are considered long term investments meaning you will not get your money back right away but if you leave your money in, it can multiply dramatically over time. Types of Investing: Real Estate Investing, Bonds, Stock Investing, Mutual Funds, 401K. With stock investing, many of the younger investors see the market as a way to get rich quick. They are quick to sell off the stock that they have when it goes up or if they see it go down a little, they get nervous and sell it off. If they hold the investment and ride it out, they are much more likely to see it grow.

If you are going to be investing, the key to success is asset allocation. You need to vary your assets by investing in more than one type. So just how do you do this exactly? Well, you need to know what the 4 major types are first.

(1) U.S. Stocks are one. They are represented by the S&P 500 Index (2) Foreign Stocks is another; represented by EAFE Index (Europe, Australia and Far East) (3) Real estate, represented by the National Association of Real Estate Investment Trusts Equity Index (4) Commodities;represented by the Goldman Sachs.

The key to a growing portfolio is finding a balance between the ups and downs of these many assets. For example, if one year stocks seem to be down, real estate or commodities may be up. So if you are ready to get started with investing, what do you need to know? First, you need to decide how much money you have to invest safely.

If you decide to invest in mutual funds, you will be asked if you want a high, medium or low risk stock. If you invest in high, there is of course, more risk involved but if it is successful, you will see much higher returns. If you go with a low risk, you will not lose as much if it doesn't work out but you will not gain large amounts if it is successful. It's really all about how much money you have and how much you feel comfortable with risking.

Whatever you choose, there is really no reason not to invest. There are so many opportunities that can be tried with little investment and little risk of loss. If you are considering it,it is easy to learn a little more about it to form your decisions of which way to go and then invest your money and watch it grow! The money you invest may return money for your college, kid's college, retirement, to buy a house or whatever your needs are. There's no reason not to get started today.

The author has discovered that wealthy people have a different thought process around money and finances. She has been helping people to achieve their financial goals for over 10 years.

Margaret Marabella is founder of Fun Investing an excellent resource site dedicated to information on investing

---

Trading Tips No 4: Technical Analysis The Holy Grail Syndrome

Everyone knows that the Holy Grail of investing and trading... Read More

What Age Should I Start Saving For Retirement?

Ask this question to 100 people and you will receive... Read More

How To Create Wealth In The Stock Market

First and foremost, an opportunistic strategy for creating wealth in... Read More

How Do I Start Investing Online and What Are Some Basic Tips?

If you are new to investing online, don't put your... Read More

Missleading Fund Names Wreak Havoc On Investor Returns!

Mutual fund managers use fake fund names to part you... Read More

Before You Invest You Must Read This

It is important to answer the following questions before you... Read More

Coca-Cola - A Value Stock?

There has been much talk lately about Coca-Cola and its... Read More

Why You Need To Buy and Sell Gold Coins (Part 3)

Putting Rare Coin Market Cycles to Work for You...Until recently... Read More

California Deparment of Corporations and Franchise Opportunities Law

What CA Needs To Do To Address Issues in FranchisingWe... Read More

How to Setup a Profitable Trading Business

In my opinion trading is the most exciting and best... Read More

Raising Capital in Today?s ?New Economy?

We've helped a number of clients develop business plans and... Read More

Invest or be Pink Slipped

Firing an employee seems to be easier and easier for... Read More

Lobster Trapping for Investment Ideas

Recently, my family and I took a trip to Maine... Read More

Copy Cat or How to Use a Successful Trading System

How many books have you read about successful traders? How... Read More

Investing Psychology Today Requires All Traders to Awaken Their Speculator Minds

Stock trading strategies are as rampant today, as they were... Read More

Learn How to Lose and Risk Management

One of the leading traders on Chicago Mercantile Exchange, because... Read More

July 2005: Hurricane Forecasts for Weather Traders

Tropical Storm Arlene formed as a tropical depression on June... Read More

A Safe Port For Mutual Funds But Not You!

Soft dollars, a form of legal kickback, is a sly... Read More

What Is A Fair Market Value, Really? If Youre Going To Trade, Be Sure Its Worth It!

I've been involved in online trading, specifically with stock and... Read More

Going Against the Conventional Investment Wisdom

First of all, I want to give everyone the disclaimer... Read More

New U.S. Mint Coins a Golden Opportunity

In April, the U.S. Mint revealed plans to strike in... Read More

Index Trading Weekly Update

Here is a sample of the last newsletter:SP500 Last Signal... Read More

Investing and Asset Allocation

Sometimes you spend sleepless nights worrying about which stocks to... Read More

Time is Money and We Are Running Out of Both!

One of the fundamental principles of finance is the concept... Read More

How Eating Bitumen Made Me a Better Stock Trader

Stock market trading is a fascinating activity.There are so many... Read More

Focus Your Investments on the Long Term

"All human power is a compound of time and patience!"... Read More

The Biggest Oil Opportunity in the World ? And How You Can Profit From It

Where is the second biggest deposit of oil reserves in... Read More

Holy Grail Investments

Every year I go to the Money Show in Orlando,... Read More

Asset Allocation Lessons: The 70% Inflation Solution

For investors only... and for speculators who need to invest... Read More

Retirement is Never Urgent Until

If you're like many people, your retirement savings have not... Read More

Before You Start Investing

There maybe several reasons why you to want to invest... Read More

Investigate Before You Invest

"Through wisdom is a house built. And by understanding it... Read More

Scots Beat Yanks in China Bank Deal

With visions of an ATM in every neighborhood in China,... Read More