Following a few simple tips and taking these measures will ensure that you are getting the lowest rates possible on your auto insurance policy.
1. Avoid more Accidents, Pay Close Attention at Intersections. Auto accidents involving seniors often occur at intersections. Make sure to look ahead if you plan to quickly change lanes after an intersection. Pay attention to protected left turn lanes with their own arrows, and always keep your tires pointed straight ahead when stopped, so that a rear-end accident doesn't push you into oncoming traffic.
2. Follow the flow of traffic, Drive at the at or near the speed limit. Driving too slowly can be just as dangerous as speeding, especially when entering or exiting interstates or freeways. It can also trigger dangerous "road rage" in less patient drivers. You don't have to be Mario Andretti, but keeping to the right and following the flow of traffic is the safest bet.
3. Many violations include failure to yield right-of-way, improper turning or incorrect lane changes, so keep current on the traffic laws relating to new traffic designs.
4. Sit high enough in your seat so that you can see at least 10 feet in front of your car, advises the National Highway Traffic Safety Administration. If your car seat does not adjust to allow this, add a cushion. This will make it easier to see pedestrians and bike riders, and reduce problems from oncoming headlight glare at night.
5. Do not wear sunglasses or tinted glasses when driving at night. For many older drivers, night vision is reduced, so safety dictates not driving at twilight or after dark.
6. Make sure you learn how to operate a New Car. Things like Anti-lock brakes, for example operate differently in slippery situations. If you have never driven a car with anti-lock brakes, sure to get training on proper use.
7. Senior drivers can refresh their skills and knowledge -- and get a discount on auto insurance in many states -- by taking a refresher driving course, such as the eight-hour "55 Alive" course offered by AARP. More than two-thirds of states mandate auto insurance policy discounts for such courses, and many insurance companies offer the discounts voluntarily.
8. Look for cars with rear-view mirrors that automatically dim and filter out headlight glare.
9. Air bag technology has become more advanced, with sensors that deploy air bags based on the weight of the occupant, reducing air-bag-related injuries. Some new cars also have side air bags in the seats or door frame that offer better protection.
10. Consider fit and comfort in your new car. Seat belts that comfortably fit over your shoulder and low on your lap will keep you safer. Automatic transmission, power steering and power brakes require less physical effort.
11. Last but definitely not least, Check to see which companies offer specific 'Senior Discounts' While shopping around for the best auto insurance rates is important, which insurance company you choose might depend on how they treat senior drivers. You'll get their best rates if you're healthy and drive a safe, modern vehicle.
Reprints of this article are allowed (and encouraged) for your site or newsletter with inclusion of a simple link to http://www.hometownquotes.com.
Matt McWilliams is one of the co-founders of HometownQuotes.Com, an online insurance quotes web site. He is originally from Pinebluff, NC and attended Middle Tennessee State University in 2002. He is considered an expert in the field of online insurance shopping and finding new ways to help consumers save money on their insurance. For more information visit http://www.hometownquotes.com
Whole life insurance quotes the most expensive kind of policies... Read More
If you are in the market to purchase your own... Read More
If you're planning an overseas trip, you need travel health... Read More
Consumer-driven healthcare is a label that we've put on a... Read More
The Health Savings Account (HSA) is a great tool that... Read More
We don't hear much about getting an accidental death dismemberment... Read More
Accidents, personal injuries and insurance claims are here to stay.... Read More
For many years in the UK, motor insurance has been... Read More
Life insurance is something we often take out to protect... Read More
Family health insurance plans typically need to offer more coverage... Read More
No doubt most readers will have heard of the Northern... Read More
Life insurance looks set to make a comeback in the... Read More
No Claims Bonus is a term used to describe the... Read More
Which type of policy is best for you, term or... Read More
When I was a lad, some 25 years ago, the... Read More
The insurance policy is a package that includes more than... Read More
Quite often you feel that an ad for life insurance... Read More
Car Insurance is compulsory in the UK. You are required... Read More
A person needs to reexamine their life insurance needs every... Read More
What is the impact of increased flooding risk in the... Read More
1. Comply with recommendations from company engineers and loss control.... Read More
Insurance policies provide financial protection in a broad range of... Read More
Listed below is a useful guide to life insurance terms.... Read More
Most people only think that insurance is something they need... Read More
Business Owners Policies for the Self-EmployedWho needs a business owner's... Read More
Term life insurance can offer protection for a small business... Read More
There's nothing that has a greater impact on evaluating a... Read More
When purchasing New Jersey car insurance there are many decisions... Read More
Protecting your family is the single most important thing any... Read More
The Terrorism Insurance Act of Nov. 26, 2002. This helps... Read More
Auto insurance rates can be quite expensive. If you are... Read More
For once finances seem to be going in favour of... Read More
The value of a personal injury claim has a direct... Read More
Many families will find themselves without medical coverage at some... Read More
If you're self-employed and facing high health insurance bills, there... Read More
Life insurance looks set to make a comeback in the... Read More
The Health Savings Account (HSA) is an amazing tool that... Read More
Term life insurance can offer protection for a small business... Read More
The Health Savings Account (HSA) is an amazing tool that... Read More
Finding the best rates on life insurance is not difficult... Read More
The changing healthcare and health insurance landscape in the United... Read More
Cheap term life insurance is easier to get than most... Read More
What is the impact of increased flooding risk in the... Read More
Long Term Care Insurance is needed in the event that... Read More
First of all, congratulations on deciding to go out and... Read More
You may have noticed that life insurance is coming back... Read More
Accidents almost always make your insurance rates increase. Whether or... Read More
Online term life insurance ratesHow simple it is today finding... Read More
Everything is big in Texas and so it is with... Read More
Because of the many problems that can occur when you... Read More
Did you know? One year of disability can wipe out... Read More
Your friendly, neighborhood life insurance agent is most likely to... Read More
You can pay as you talk with a cell phone... Read More
One of the most important things you can do as... Read More
Since 2001, large health and dental insurance companies such as... Read More
When we talk about insurance the thing you have to... Read More
California high risk truck insuranceIf your are in need of... Read More
Renter's insurance is protection intended for anyone who rents an... Read More
Most people with health insurance, especially employer paid health insurance,... Read More
Life insurance, whether you need term or whole life, can... Read More
If you find yourself in the position of shopping for... Read More
Insurance versus assurance: what is the difference?Should you care?Yes!!The world... Read More
The biggest single investment most people make in their lifetime... Read More
By searching online for life insurance, you can get a... Read More
For many consumers the cost of daily living is becoming... Read More
For a price, would you let car insurer along for... Read More
Insurance |