Apply Online for Temporary Health Insurance

There are times when you'll find yourself temporarily without health insurance. You may be between jobs, just starting a new job or a student who is no longer covered on your parent's health insurance. Temporary health insurance purchased online can help provide gap coverage for those times when regular health insurance isn't a possibility.

Short term health insurance is one of the easiest types of insurance to purchase online. It is meant to cover major emergency medical expenses for people who are temporarily without other health insurance. Sometimes referred to as catastrophic health insurance, it is not designed to be your primary health insurance. It won't pay for preventive health care, routine office visits, and prescriptions for pre-existing health conditions like asthma and diabetes, or treatment for pre-existing conditions. Many temporary health insurance policies also have a list of illnesses and injuries for which they limit coverage. Be sure to check the plan you're considering carefully to be sure that it will cover what you might need it for.

Depending on the deductible you choose, your age and your health condition, temporary health insurance can be very affordable. For instance, $30 to $50 a month will purchase a policy with a $250 deductible for a healthy male in his early twenties.

What will that buy you?

Under the terms of most temporary health insurance policies, if you're involved in an accident that lands you in the hospital with a $50,000 bill, you'll pay as little as $1,250 for treatment. Before you pshaw at that, consider this: treatment for a broken leg can easily top $10,000 once X-rays, casts and follow-up visits are factored in.

Short term health insurance is meant to be temporary, so there are limits to the length of time that you can be covered by a temporary health insurance plan. Some companies will allow you to renew your plan once at the end of the term of coverage. Others will make you apply again, but only once.

When you apply for temporary health insurance online, most companies will cover you within 24 hours of your application. Many policies will issue you a policy immediately. You can find many web sites that offer comparison tools and online applications for temporary health insurance. Once you decide on a plan that meets your needs, you can have up to ten quotes for health insurance premiums in minutes, and have health insurance coverage within 24 hours.

To view our recommended health insurance companies: visit, Recommended Health Insurance Companies.

Carrie Reeder is the owner of eZerk, an informational website, with articles and the latest news about various topics.

---

Guide to Car Insurance

Here is a useful guide to car insurance. Buying car... Read More

Can I Really Get Life Insurance, No Exam Required?

Changing the way that life insurance is bought and sold... Read More

Cheap Auto Insurance Quotes ? Tips For Getting The Lowest Rate

Finding auto insurance quotes online is easy, but finding the... Read More

Underinsurance Can Spell Disaster For Homeowners

Insurance is meant to give homeowners peace of mind, but... Read More

Accident Factoids

Accidents, personal injuries and insurance claims are here to stay.... Read More

Senior Life Settlement-Uses and Applications

In a recent article in the National Underwriter (April, 2005)... Read More

Life Settlement Overview

A "Life Settlement" is a lump sum settlement paid to... Read More

Health Care and Health Insurance Costs Can Be Controlled Through Lifestyle Choices

As you probably know all to well, the cost of... Read More

How To Save Money On Your Homeowners Insurance?

In order to save money on your homeowners insurance you... Read More

Why Would I Need Auto Insurance Specialists?

If you do not understand the way that auto insurance... Read More

California Catering Truck Insurance

Catering truck insuranceNot many agents/brokers write catering truck insurance as... Read More

Insurance Adjusters How They Work And How They Think

Here comes the insurance adjuster. Is he overly friendly? If... Read More

Keys To Controlling The Future of Health Care

Several key changes are necessary to get control of the... Read More

Auto Insurance In Texas

If you are looking for auto insurance in texas, you... Read More

Canadian Funeral Insurance: Our Final Gift to Those We Love

Most of us don't like thinking about our own funerals,... Read More

Medical Bills - Evaluating Your Personal Injury Insurance Claim

The value of a personal injury claim has a direct... Read More

The Importance of Travel Insurance

You've finally saved enough to go on that dream vacation... Read More

Theres No Problem Getting Texas Auto Insurance in Texas

Everything is big in Texas and so it is with... Read More

What is Life Insurance?

Life Insurance is an insurance policy that provides an agreed... Read More

How Does Credit History Affect Car Insurance Rates?

Many personal car insurance companies consider your credit information when... Read More

Health Insurance Coverage

Health insurance is something that everyone needs today. The rising... Read More

The Ups and Downs of Temporary Health Insurance

If you're a recent college graduate, or in between jobs,... Read More

Flat Insurance in the UK

What are the factors involved in flat insurance? Do I... Read More

Should I Buy Rental Car Insurance?

Rental car agencies have a menu of insurance policies they... Read More

What Is Permanent Life Insurance?

Unlike term life insurance, permanent insurance policies such as universal... Read More

How Do I Lower My Auto Insurance Rates?

Since there are many factors that go into determining your... Read More

Life Settlement: Towards A Free Market for Life Insurance

The Life Settlement market is all about providing due access... Read More

Six Ways to Cut the Cost of Your Auto Insurance

Is your auto insurance bill $12000 a year or even... Read More

Guide to Home Insurance

Here is a useful guide to Home Insurance. Home insurance... Read More

Origin Of Long Term Care Insurance

In the early 1980's Medicare started using a system called... Read More

Need A Car Insurance Comparison? Dont Have Time?

If you decide not to do a car insurance comparison... Read More

Medical Insurance - Health Insurance Coverage & Plans Explained

If you're trying to decide between health insurance plans, you'll... Read More

Cheap Health Insurance - Health Insurance for The Self Employed

If you're self employed, you may think of health insurance... Read More