Most of us don't like thinking about our own funerals, but no matter how much we ignore the inevitable, the truth is that when the time comes someone will be responsible for those expenses. The question is will it be our grieving loved ones who foot the bill or will we plan ahead and purchase funeral insurance to cover those costs so they'll have one less concern to worry about.
Funeral insurance protects your loved ones by covering the costs of the burial and service so they don't have to. Most funeral insurance policies range between $5000 and $20,000 in value and are available to persons of any age, so it never becomes too late to begin making these important arrangements.
One of the best things about funeral insurance plans is that they are affordable and accessible to everyone. Funeral insurance premiums are payable monthly so the cost is spread out over the course of a year, instead of coming all at once every six or twelve months. Plus, signing up for a funeral insurance plan does not require a medical exam, so people in high risk categories, such as smokers, or with pre-existing medical conditions can still qualify.
Even without these benefits, the reality is that funeral costs are constantly getting higher and most of our current life insurance, if we have any, simply is not enough to cover medical bills, existing debt, and burial expenses. With an additional funeral insurance policy, however, we can be assured that our loved ones have the funds necessary for a proper farewell.
Funeral insurance provides security and shows those we love that we cared enough about them to plan ahead and to save them from the unnecessary stress of paying for our funerals. But, more than that, funeral insurance can also be used to pay off additional medical costs or other incurred bills so our families will not be hounded by debt collectors at one of the saddest moments of their lives. Funeral insurance can also leave something behind which may ease their loss: money for college, home repairs, or living expenses. And the beneficiary of the funeral insurance policy does not have to pay any taxes on the money.
Still many people are reluctant to get insurance policies because they don't want to be harassed by salespeople or to have to wait for acceptance. With funeral insurance this is not a problem. Interested individuals can complete a funeral insurance application online without dealing with a trained sales force or having to divulge personal information to total strangers. Plus, the funeral insurance application is processed promptly and issued quickly.
The truth is that funeral insurance is a smart choice for anyone and everyone because we never know when our time will come. Funeral insurance is easy to get and to afford. Funeral insurance can cover our burial expenses, medical bills, and other debts while still providing our loved ones with some tax free money to help them through this difficult time. Funeral insurance also provides us with the peace of mind of knowing we have eased the burden, the stress, and the grief of our loved ones by taking steps now to prepare for the future. A funeral insurance policy is really our last way of saying "I love you."
Ivon T. Hughes, The Hughes Trustco Group Ltd.
Online Insurance Broker - Get a FREE Quote TODAY!
Tel: (514) 842-9001
Email: info@trustco.ca
Web: http://www.hughestrustco.com
![]() |
|
![]() |
|
![]() |
|
![]() |
Finding discount auto insurance is so easy when you do... Read More
Although premiums, policies and prices vary widely, the mandate does... Read More
How do you know if what you are paying for... Read More
One of the most important benefits employed people enjoy is... Read More
Drivers are applying for auto insurance online not just for... Read More
One of the most important things you will ever do... Read More
If you're self employed, you may think of health insurance... Read More
Insurance is an important part of our lives. If you... Read More
Global warming may have been lurking on our horizon for... Read More
Here are some useful tips on how to reduce Home... Read More
Owning a home is a dream for most of us,... Read More
You can go online to easily find and quote auto... Read More
Health insurance providers are going online to find new customers.... Read More
Car Insurance is an issue that we all of face... Read More
This "How To" article is crucial, up-to-date information concerning what... Read More
Renter's insurance is protection intended for anyone who rents an... Read More
Quite often you feel that an ad for life insurance... Read More
Home security improvement:All insurance companies will happily offer you a... Read More
There is always a chance that there is a better... Read More
If you want to save money on your car insurance,... Read More
When you are looking for an automobile insurance quote, the... Read More
Naming a beneficiary for your life insurance policy can be... Read More
Do you love someone deeply enough to spend your hard... Read More
Most people want lower insurance costs but are often too... Read More
In the early 1980's Medicare started using a system called... Read More
If you are going to be involved in an accident,... Read More
Protecting your family is the single most important thing any... Read More
Thank goodness the internet age has arrived helping us to... Read More
Home insurance, or even homeowners insurance, is an insurance policy... Read More
There are different types of life insurance policies available. Shop... Read More
1. Comply with recommendations from company engineers and loss control.... Read More
The communities of Exmouth and Moora in Western Australia don't... Read More
Life insurance, whether you need term or whole life, can... Read More
Non-profit groups in this day and age need to watch... Read More
Here is a useful guide to car insurance. Buying car... Read More
Home security improvement:All insurance companies will happily offer you a... Read More
As a young, healthy college student, it might be tempting... Read More
Car insurance is one of the most dreaded chunks in... Read More
There are times when you'll find yourself temporarily without health... Read More
Why does health insurance cost so much? Year after year,... Read More
My wife and I recently purchased a new home in... Read More
You were on the phone, got distracted and before you... Read More
Your health insurance policy is an agreement between you and... Read More
The three C's, customization, consumerization and customer-satisfaction, seem to be... Read More
You and I. M. Strong, the adjuster from Granite Mountain... Read More
Changing the way that life insurance is bought and sold... Read More
Who can you talk to about auto insurance? Insurance agents... Read More
This "How To" article is crucial, up-to-date information concerning what... Read More
The online discussion forum has emerged as the medium of... Read More
Everyone is searching for a way of cutting costs, a... Read More
Do You Own A Life Insurance Policy That You No... Read More
If you've just bought a dinghy or are thinking about... Read More
In their efforts to cut costs more and more finance... Read More
Ever thought about how to save money? Sure you have,... Read More
There are 6 different types of homeowners insurance in general... Read More
By searching online for life insurance, you can get a... Read More
Is your auto insurance bill $12000 a year or even... Read More
Long-term care insurance policies have a variety of features and... Read More
Here are some useful tips on how to reduce car... Read More
If you are looking for auto insurance in texas, you... Read More
Farmers auto insurance is a very large insurance company that... Read More
Health insurance providers are going online to find new customers.... Read More
In the United States most companies offer their employees dental... Read More
Here is a useful guide to life insurance. Simply put,... Read More
It seems as though the price of everything is on... Read More
Home Insurance is designed to provide you with financial protection... Read More
Insurance |